Comparison

SBS Mobile vs Milford

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

SBS Mobile

Manage your finances conveniently and securely with a suite of online banking tools. Access balances, statements, and make transfers anytime, anywhere. Utilize biometric login for quick and safe access to your accounts.

Highlights
  • Secure balance checks without login
  • 24/7 access to balances and statements
  • Face ID/Touch ID login
  • View and schedule payments/transfers
  • Transfer money between accounts
  • Securely transfer money to others
  • Manage investments
Features
Read full description

Manage your money on the move with SBS Bank’s range of online banking tools. SBS Bank App With SBS Bank’s mobile app it’s easy to do your banking on the move. The app gives members another way to manage their money easily and safely. Features: • Securely check your balances without logging in. • Check your balances and statements 24/7. • Use Face ID or Touch ID to login easily. • View upcoming payments, transfers and schedule new ones. • Easily transfer money between accounts. • Securely transfer money to other people. • Manage your investments.

About

Milford

Manage your investments with ease. Track your balance, view personalized performance, and see where your money is invested. Access transaction history, reports, and statements all in one place.

Highlights
  • View account balance
  • Personalized performance tracking
  • Investment allocation overview
  • Transaction history
  • Access reports and statements
Features
Read full description

Milford's Mobile App makes it easy to keep track of your investments. You can see your balance, personalised performance and where your money is invested. You can also easily view your transaction history and access reports and statements.

Screenshots

SBS Mobile4 screens
Milford4 screens

Verdict

The call

The clearest difference is update cadence: Milford at every 6 weeks against SBS Mobile's every 4 months. Milford also leads on review sentiment (40% vs 26%). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

SBS Mobile ships an update every 4 months, Milford every 6 weeks. The most recent releases landed on November 4, 2026 and November 3, 2026 respectively.

Scorecard2 real differences · 8 level
SBS Mobile versus Milford: the parameters behind the verdict, then further details
ParameterSBS MobileMilford
PriceFreeFree
Rating—3.4 (5 ratings) — better
Positive reviews25.7% of reviews40.0% of reviews — better
Number of ratings—5 — better
Update frequencyEvery 4 monthsEvery 6 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPadiPhone, iPad
Requires iOS17.016.4 — better
Further details — not scored
Size143 MB115 MB
Age rating4+4+
DeveloperSBS BankMilford Asset Management Limited

Customer experience

SBS Mobile

Written reviews35 reviews
Positive25.7%
Neutral17.1%
Negative57.1%

Milford

All ratings5 ratings
Positive40.0%
Neutral40.0%
Negative20.0%
Written reviews45 reviews
Positive40.0%
Neutral13.3%
Negative46.7%

Bugs and requests

SBS Mobile

Not enough reviews yet to summarise bugs or requests.

Milford

Reported bugs

65 issues
  • App not opening, white screen
  • Portal broken
  • Always crashing
  • Terrible 2 factor implementation
  • Facial recognition removed every few logins
Show 60 more
  • PIN incorrect after facial recognition issues
  • All information lost after PIN issues
  • No biometric security
  • Account performance takes forever to load
  • Gap on left side of hamburger menu
  • Profile icon but can't change photo
  • Way too many updates
  • Constantly in maintenance
  • App crashes when it opens
  • Haven't been able to log in for a month
  • Always crashing
  • Always getting new updates
  • Needs much improvement
  • Logged out completely, need full username/password
  • Face ID/PIN doesn't work
  • Tools & Calculators menu item disappearing
  • Forecast My Balance calculator full of bugs
  • Never been able to access information
  • Stuck with setup login details
  • Not possible to logout and login with alternative details
  • Unused friendly
  • Updates every week
  • Frustrating frequent updates
  • Minor changes with frequent updates
  • Many bugs
  • Customer experience not highest priority
  • Often under maintenance
  • No customer feedback mechanisms
  • App is the weakest link
  • Have to kill app after maintenance mode
  • Frequent updates make app unusable
  • Forces auto updates mid-transaction
  • Disappointing
  • Doesn't do landscape orientation on iPad
  • iPad version no longer works in wide screen mode
  • Widescreen mode no longer works on iPad
  • Error occurred, won't let you log in
  • Collects data from iOS clipboard
  • Lazy programming or data collection tactic
  • App crashes five to ten seconds after loading
  • Continuously glitches
  • Forgets password after a few days
  • Fingerprint ID doesn't work
  • Hard to use when you can't log in
  • Requires login every day
  • No username and password saved
  • Hunt for username and password again every day
  • Very annoying login
  • Periodically requires random username re-entry
  • Keeps losing login details
  • Crash a couple times lately
  • Logs out session
  • Prompts to set up 4 digit pin plus Touch ID
  • Not prompting for authenticator code
  • Allowed to log in with only credentials without authenticator code
  • Security issue, could log in without MFA
  • Authenticator no longer asked for
  • Blank home screen
  • No transaction or account data pulled through
  • Crashes when tapping several links

Requested features

8 requests
  • Passkey option
  • Dark mode
  • Landscape orientation on iPad
  • Wide screen mode on iPad
  • Customer feedback mechanisms in the app
Show 3 more
  • Live feed for copy changes
  • Option to choose Authenticator app type
  • Switch preference to SMS OTP

In-app purchases

None

SBS Mobile

No in-app purchases

None

Milford

No in-app purchases

Questions

Is SBS Mobile free?
SBS Mobile is free to download, with no in-app purchases.
Is Milford free?
Milford is free to download, with no in-app purchases.
Do SBS Mobile or Milford have ads?
Neither SBS Mobile nor Milford shows ads.
Which is updated more often, SBS Mobile or Milford?
SBS Mobile ships an update every 4 months, and Milford every 6 weeks. Most recently, SBS Mobile was updated on November 4, 2026 and Milford on November 3, 2026.

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