Comparison

SBS Mobile vs VC Online

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

SBS Mobile

Manage your finances conveniently and securely with a suite of online banking tools. Access balances, statements, and make transfers anytime, anywhere. Utilize biometric login for quick and safe access to your accounts.

Highlights
  • Secure balance checks without login
  • 24/7 access to balances and statements
  • Face ID/Touch ID login
  • View and schedule payments/transfers
  • Transfer money between accounts
  • Securely transfer money to others
  • Manage investments
Features
Read full description

Manage your money on the move with SBS Bank’s range of online banking tools. SBS Bank App With SBS Bank’s mobile app it’s easy to do your banking on the move. The app gives members another way to manage their money easily and safely. Features: β€’ Securely check your balances without logging in. β€’ Check your balances and statements 24/7. β€’ Use Face ID or Touch ID to login easily. β€’ View upcoming payments, transfers and schedule new ones. β€’ Easily transfer money between accounts. β€’ Securely transfer money to other people. β€’ Manage your investments.

About

VC Online

Features
Read full description

Vincent Capital is making property development financing simpler by streamlining the whole process – saving you time, paperwork and emails. With VC Online, you can manage it all yourself, from your phone. Our app makes the application faster, walking you through each step and enabling easy upload of plans and documents. It speeds up things at our end too. When the loan is approved and construction started, you use the app to manage your monthly drawdown, update information, review progress and chat to your Vincent Capital Lending Manager. It even notifies when there’s something you need to do to keep everything on track. Easy to use VC Online is intuitive and easy to use. It brings every part of the application and loan management process together on your phone. It prompts you to upload things like plans and consents. It automates AML checks. It shows you real-time balances. It tracks loan conditions, and notifies you about key dates. Quick and convenient VC Online speeds up the all-important approval process, for you and for us. It eliminates back-and-forth emails and follow-up phone calls. Once you’ve uploaded the required documentation to the app, you’ll get a quick turnaround at our end. Better support The app keeps you in direct contact with our Lending Managers, who are there when you need them to help keep things on track so you can deliver a successful project. It enables them to reach out when they need to, and for you to chat with them when you want, conveniently keeping all the online chats in one place. Secure information Confidentiality is essential for us and for you. Your information is stored securely and your identity remains private. Who is this designed for? VC Online is designed for builders and developers borrowing NZ$300,000–$100,000,000 for property developments in New Zealand, looking for a better, faster and easier financing experience. Streamlining the borrowing process VC Online makes the entire process of funding your development easier, by bringing everything into one handy app on your phone that allows you to streamline and manage things from wherever you are. - The whole borrowing cycle managed on one app - Applications are easier, turnaround faster - Monthly drawdown is simplified - Easy uploads of documents and photos - Loan conditions tracker and timely notifications - Able to manage multiple project borrowing - Real-time overview of balances and progress - Live chat with your Lending Manager - Secure data

Screenshots

SBS Mobile4 screens
VC Online4 screens

Verdict

The call

The clearest difference is ads: SBS Mobile at none against VC Online's shown. VC Online's advantage is update cadence (fortnightly vs every 4 months) and iOS requirement (13.0 vs 17.0). On price, in-app purchases and device support there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

SBS Mobile ships an update every 4 months, VC Online fortnightly. The most recent releases landed on September 28, 2026 and September 15, 2026 respectively.

Scorecard3 real differences Β· 5 level
SBS Mobile versus VC Online: the parameters behind the verdict, then further details
ParameterSBS MobileVC Online
PriceFreeFree
Positive reviews26.5% of reviewsβ€”
Update frequencyEvery 4 monthsFortnightly β€” better
AdsNo β€” betterYes
In-app purchasesNoNo
MonetizationFreeβ€”
DevicesiPhone, iPadiPhone, iPod
Requires iOS17.013.0 β€” better
Further details β€” not scored
Size143 MB51 MB
Age rating4+4+
DeveloperSBS BankVINCENT CAPITAL LIMITED

In-app purchases

None

SBS Mobile

No in-app purchases

None

VC Online

No in-app purchases

Questions

Is SBS Mobile free?
SBS Mobile is free to download, with no in-app purchases.
Is VC Online free?
VC Online is free to download, with no in-app purchases.
Do SBS Mobile or VC Online have ads?
VC Online shows ads; SBS Mobile does not.
Which is updated more often, SBS Mobile or VC Online?
SBS Mobile ships an update every 4 months, and VC Online fortnightly. Most recently, SBS Mobile was updated on September 28, 2026 and VC Online on September 15, 2026.

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