SBS Mobile vs VC Online
Price, ratings, monetisation and update history for both apps, side by side β with what reviewers say about each.
SBS Mobile
Manage your finances conveniently and securely with a suite of online banking tools. Access balances, statements, and make transfers anytime, anywhere. Utilize biometric login for quick and safe access to your accounts.
- Secure balance checks without login
- 24/7 access to balances and statements
- Face ID/Touch ID login
- View and schedule payments/transfers
- Transfer money between accounts
- Securely transfer money to others
- Manage investments
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Manage your money on the move with SBS Bankβs range of online banking tools. SBS Bank App With SBS Bankβs mobile app itβs easy to do your banking on the move. The app gives members another way to manage their money easily and safely. Features: β’ Securely check your balances without logging in. β’ Check your balances and statements 24/7. β’ Use Face ID or Touch ID to login easily. β’ View upcoming payments, transfers and schedule new ones. β’ Easily transfer money between accounts. β’ Securely transfer money to other people. β’ Manage your investments.
VC Online
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Vincent Capital is making property development financing simpler by streamlining the whole process β saving you time, paperwork and emails. With VC Online, you can manage it all yourself, from your phone. Our app makes the application faster, walking you through each step and enabling easy upload of plans and documents. It speeds up things at our end too. When the loan is approved and construction started, you use the app to manage your monthly drawdown, update information, review progress and chat to your Vincent Capital Lending Manager. It even notifies when thereβs something you need to do to keep everything on track. Easy to use VC Online is intuitive and easy to use. It brings every part of the application and loan management process together on your phone. It prompts you to upload things like plans and consents. It automates AML checks. It shows you real-time balances. It tracks loan conditions, and notifies you about key dates. Quick and convenient VC Online speeds up the all-important approval process, for you and for us. It eliminates back-and-forth emails and follow-up phone calls. Once youβve uploaded the required documentation to the app, youβll get a quick turnaround at our end. Better support The app keeps you in direct contact with our Lending Managers, who are there when you need them to help keep things on track so you can deliver a successful project. It enables them to reach out when they need to, and for you to chat with them when you want, conveniently keeping all the online chats in one place. Secure information Confidentiality is essential for us and for you. Your information is stored securely and your identity remains private. Who is this designed for? VC Online is designed for builders and developers borrowing NZ$300,000β$100,000,000 for property developments in New Zealand, looking for a better, faster and easier financing experience. Streamlining the borrowing process VC Online makes the entire process of funding your development easier, by bringing everything into one handy app on your phone that allows you to streamline and manage things from wherever you are. - The whole borrowing cycle managed on one app - Applications are easier, turnaround faster - Monthly drawdown is simplified - Easy uploads of documents and photos - Loan conditions tracker and timely notifications - Able to manage multiple project borrowing - Real-time overview of balances and progress - Live chat with your Lending Manager - Secure data
Screenshots
Verdict
The clearest difference is ads: SBS Mobile at none against VC Online's shown. VC Online's advantage is update cadence (fortnightly vs every 4 months) and iOS requirement (13.0 vs 17.0). On price, in-app purchases and device support there is nothing between them.
Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
SBS Mobile ships an update every 4 months, VC Online fortnightly. The most recent releases landed on September 28, 2026 and September 15, 2026 respectively.
| Parameter | SBS Mobile | VC Online |
|---|---|---|
| Price | Free | Free |
| Positive reviews | 26.5% of reviews | β |
| Update frequency | Every 4 months | Fortnightly β better |
| Ads | No β better | Yes |
| In-app purchases | No | No |
| Monetization | Free | β |
| Devices | iPhone, iPad | iPhone, iPod |
| Requires iOS | 17.0 | 13.0 β better |
| Further details β not scored | ||
| Size | 143 MB | 51 MB |
| Age rating | 4+ | 4+ |
| Developer | SBS Bank | VINCENT CAPITAL LIMITED |
In-app purchases
SBS Mobile
No in-app purchases
VC Online
No in-app purchases









