Comparison

ALAT vs StrivePay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

ALAT

This digital banking app offers a comprehensive suite of financial services, including bill payments, money transfers, savings options, and access to loans and insurance. It provides secure login, transaction tracking, and card management features for a seamless banking experience.

Highlights
  • Digital banking services
  • Bill payments and scheduling
  • Local and international money transfers
  • Personal and group savings
  • Access to loans and insurance
  • Card management and security
  • Travel bookings and deals
Features
Read full description

Welcome to ALAT, Africa’s first fully digital bank and home to millions of Nigerians who trust ALAT for swift, seamless, reliable, convenient and secure banking tailored to their daily needs, designed for their financial success and fortified to ensure financial security. Here what can do on ALAT: - Enjoy Travel Bookings, Deals, Discounts & Rewards, affordable Insurance plans, low-interest loans, personal and group savings options, affordable healthcare & more. - Effortlessly log in using Touch ID, Face ID, or unique password. - Take control of your finances by scheduling bills and monitoring pending payments, checking balances, tracking your expenses, gaining insight into your spending habits and more! - Set up Direct Debits and Standing Orders without stress. - Seamlessly transfer money and make payments locally & internationally. - Receive money both in Naira and foreign currency from any part of the world. - Stay informed and up to date on all account activity with instant notifications. - Set up your PIN or reset PIN whenever needed. - Request a new card, report lost or stolen cards, freeze cards, and order replacements with ease. - Quickly locate and review transactions and account statements. - Keep your contact details updated without stress; and more! OUR JOURNEY Since its release in 2017, ALAT has expanded its range of solutions to cater to the evolving needs of every user, empowering you with an encompassing banking experience that extends across diverse aspects of need. EXPLORE: 1. Deals & Discounts from your favourite top brands; enjoy much more for less! 2. Seamless creation and management of multiple accounts including your ALAT Account, Domiciliary Account, Royal Kiddies Account (for children ages 0-12), ALAT Xplore (Teens 13-17), Current Account & Domiciliary Account(s). 3. Easy low-interest loans tailored to your needs. Terms & conditions apply. 4. Flexible electricity, cable & other bill payments and never miss a due date! 5. Personal and Group Savings on ALAT Goals. Saving alone or with others has never been easier! 6. Virtual & physical debit, credit, utility & other cards with convenience and security, online or in-store. 7. Local & international flights via “Travels”, and affordable insurance plans via “Insurance”! 8. Customised Customer Support. Protection The security of your funds and data are top priority so we use the high-level encryption to protect your personal and financial information. Here are some extra layers of security we apply: 1. Insuring your money Every Deposit made on ALAT is insured by the Nigeria Deposit Insurance Corporation (NDIC). 2. Transaction Screening We use our proprietary systems and international databases to detect and prevent sanction violations, money laundering and fraud in transactions. 3. Security Certifications WEMABANK is certified by PCIDSS to ensure the security of users' card-related transactions against data theft and fraud. We have also received formal recognition from the National Information Technology Development Agency (NITDA) for our compliance with the Nigeria Data Protection Regulation (NDPR) data protection and privacy laws. 4. Fraud Protection In addition to our automated systems, ALAT’s Compliance, Transaction Monitoring, Issue Resolution, and Fraud Prevention Teams, work full-time to intercept suspicious transactions, freeze suspected fraudsters’ accounts, carry out further investigations and follow up with reports. CONTACT US! We are always excited to hear from you. For feedback, questions, or concerns, reach us via: 1. Helpline: 07000PURPLE (07000787753) 2. Email: purpleconnect@wemabank.com 3. Website: https://wemabank.com/ To stay informed and never miss an update, follow us on Facebook, Twitter & Instagram: @wemabank & @alat_ng; TikTok: @wemabank

About

StrivePay

This app simplifies daily transactions with a secure and user-friendly interface. It offers virtual USD cards for global shopping, bill payments, and easy top-ups for airtime, data, and TV subscriptions.

Highlights
  • Virtual USD cards for global shopping
  • Streamlined bill payments
  • Airtime and data top-ups
  • TV subscription management
  • Bank-grade security
  • Exclusive discounts
Features
Read full description

StrivePay: Payments That Power Your Ambitions Your all-in-one digital payment solution that puts you in control. StrivePay streamlines your daily transactions with a sleek, secure interface designed for the way you live. Key Features: • Virtual USD Cards - Shop globally with instant virtual cards • Bill Payments - Handle utilities and subscriptions in seconds • Airtime & Data - Top up any network at the best rates • TV Subscriptions - Never miss your favorite shows Why You'll Love StrivePay: • Lightning-fast transactions • Bank-grade security • Competitive rates • 24/7 availability • User-friendly design • Exclusive discounts Join thousands of satisfied users who've discovered a smarter way to manage digital payments. Whether you're paying bills, buying airtime, or shopping online, StrivePay makes it effortless. Download now and experience the future of digital payments! Visit https://strivepay.io/terms for more information.

Screenshots

ALAT4 screens
StrivePay4 screens

Verdict

The call

The clearest difference is review sentiment: StrivePay at 100% against ALAT's 28%. StrivePay also leads on rating (5.0 vs 3.5). ALAT's advantage is ratings volume (2.4K vs 4). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

StrivePay holds the better App Store score, 5.0 against 3.5. That said, the two scores are not equally well evidenced: ALAT has 2.4K ratings behind it against 4, so its average is the more settled of the two. Written reviews point the same way: 28% of ALAT's written reviews are positive against 100% of StrivePay's.

UpkeepUpdate frequency

ALAT ships an update every 6 weeks, StrivePay every 5 weeks. Both last shipped on October 24, 2026.

Scorecard3 real differences · 7 level
ALAT versus StrivePay: the parameters behind the verdict, then further details
ParameterALATStrivePay
PriceFreeFree
Rating3.5 (2.4K ratings)5.0 (4 ratings) — better
Positive reviews27.8% of reviews100.0% of reviews — better
Number of ratings2.4K — better4
Update frequencyEvery 6 weeksEvery 5 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPod
Requires iOS15.0 — better15.6
Further details — not scored
Size232 MB104 MB
Age rating4+4+
DeveloperWema Bank PlcTechblend

Customer experience

ALAT

All ratings2,375 ratings
Positive58.1%
Neutral10.1%
Negative31.9%
Written reviews263 reviews
Positive27.8%
Neutral7.6%
Negative64.6%

StrivePay

All ratings3 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Bugs and requests

ALAT

Reported bugs

4 issues
  • Login issues after app updates
  • Inability to create transaction PIN
  • Debit card activation problems
  • Funds not reflecting in account

Requested features

4 requests
  • Facial recognition login
  • Improved transaction history
  • Ability to hide account balance
  • Seamless integration with other bank accounts

StrivePay

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

ALAT

No in-app purchases

None

StrivePay

No in-app purchases

Questions

Is ALAT free?
ALAT is free to download, with no in-app purchases.
Is StrivePay free?
StrivePay is free to download, with no in-app purchases.
Which has better reviews, ALAT or StrivePay?
StrivePay is rated higher. ALAT averages 3.5 out of 5 from 2.4K ratings, while StrivePay averages 5.0 from 4 ratings.
Do ALAT or StrivePay have ads?
Neither ALAT nor StrivePay shows ads.
Which is updated more often, ALAT or StrivePay?
ALAT ships an update every 6 weeks, and StrivePay every 5 weeks. Most recently, ALAT was updated on October 24, 2026 and StrivePay on October 24, 2026.

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