Comparison

Circlys | سيركليز vs D360 Bank

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Circlys | سيركليز

This app digitizes traditional savings and credit committee systems, offering a secure and hassle-free way to manage your finances. It provides guaranteed savings plans with no intermediaries and allows customization of savings circles.

Highlights
  • Digital savings and credit committees
  • Guaranteed savings plans
  • No intermediaries
  • Customizable savings circles
  • Secure financial management
  • Hassle-free transactions
Features
Read full description

Circlys is an app that fully transforms traditional savings and credit committee systems. Forget the old management of monthly committees and issues related to peer-to-peer transactions. We’ve created a digitally innovative app that ensures your financial journey is hassle-free, secure, and tailored to your needs. With Circlys, your money is guaranteed—no intermediaries—and we offer savings plans of up to 5,000 Saudi Riyals monthly. Enjoy the freedom to choose a savings circle that fits your needs, whether setting the duration or withdrawal method. Experience a modern, integrated system for financial committees (savings and credit circles) and take control of your financial future with Circlys.

About

D360 Bank

An innovative digital bank offering Sharia-compliant financial services. Open an account in minutes with a seamless onboarding process, enjoy fast transactions, and benefit from competitive pricing with no hidden fees. Bank conveniently from anywhere, anytime with personalized support and top-tier security.

Highlights
  • Seamless onboarding
  • Fast transactions and transfers
  • Competitive pricing
  • No foreign currency fees
  • Bank from anywhere, anytime
  • No hidden fees
  • Personalized customer support
Features
Read full description

Welcome to D360 Bank, the innovative Saudi Sharia-compliant digital bank that puts you at the center of everything we do and empowers your financial control through the D360 Bank App. With our seamless onboarding process, you can start banking in no time. Say goodbye to the limitations of physical branches, high fees, and complex banking tools. Features: • Easy onboarding steps: Open your bank account in less than 2 minutes! • Fast banking: Enjoy fast transactions and transfers with our D360 Bank App. • Competitive prices: Save more with free monthly transfers and spend without foreign currency fees. • Convenience: Bank from anywhere, anytime with our D360 Bank App. • Transparency: No hidden fees. • Personalized support: Our customer support team is always ready to help you at any time. What Sets Us Apart? D360 Bank prioritizes customer empowerment, accessibility, affordability, and Islamic ethics, availing a new era of digital banking. Security Assured We invest in and use top-tier security technology that guards your finances and information around the clock, ensuring a banking journey you can trust implicitly. Open Your Account in 2 Minutes Ready for a banking experience designed to meet your needs? Download D360 Bank app, open your account today, and enjoy an exceptional banking experience!

Screenshots

Circlys | سيركليز4 screens
D360 Bank4 screens

Verdict

The call

The clearest difference is ads: Circlys | سيركليز at none against D360 Bank's shown. Circlys | سيركليز also leads on review sentiment (49% vs 35%) and monetization model (ad-supported vs free with in-app purchases). D360 Bank's advantage is update cadence (every 9 days vs monthly). On price, rating, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Circlys | سيركليز holds the better App Store score, 4.7 against 4.5. That said, the two scores are not equally well evidenced: Circlys | سيركليز has 5.9K ratings behind it against 798, so its average is the more settled of the two. Written reviews point the same way: 49% of Circlys | سيركليز's written reviews are positive against 35% of D360 Bank's.

UpkeepUpdate frequency

Circlys | سيركليز ships an update monthly, D360 Bank every 9 days. The most recent releases landed on October 29, 2026 and October 27, 2026 respectively.

Scorecard5 real differences · 5 level
Circlys | سيركليز versus D360 Bank: the parameters behind the verdict, then further details
ParameterCirclys | سيركليزD360 Bank
PriceFreeFree
Rating4.7 (5.9K ratings) — better4.5 (798 ratings)
Positive reviews49.5% of reviews — better35.3% of reviews
Number of ratings5.9K — better798
Update frequencyMonthlyEvery 9 days — better
AdsNo — betterYes
In-app purchasesNoNo
MonetizationAd-supported — betterFree with in-app purchases
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS15.015.0
Further details — not scored
Size88 MB236 MB
Age rating4+4+
DeveloperSaving circlesD360 Bank

Customer experience

Circlys | سيركليز

All ratings5,877 ratings
Positive92.0%
Neutral2.1%
Negative5.9%
Written reviews190 reviews
Positive49.5%
Neutral5.3%
Negative45.3%

D360 Bank

All ratings795 ratings
Positive87.4%
Neutral1.4%
Negative11.2%
Written reviews102 reviews
Positive35.3%
Neutral1.0%
Negative63.7%

User reviews

Circlys | سيركليز

From 5.9K App Store ratings

What we love

  • 👍 Reliable and trustworthy service
  • 🚀 Efficient and timely payouts
  • 💡 Convenient way to save and earn
  • 🔒 Secure and regulated platform

Room to improve

  • 💰 Excessively high fees and charges
  • 🕰️ Delayed responses from customer service
  • 🤔 Lack of transparency in policies and procedures
  • 🚫 Inconsistent service and unreliable performance

D360 Bank

From 798 App Store ratings

What we love

  • 🚀 Fast international transfers with competitive exchange rates
  • 💰 No fees for domestic and international transfers
  • 👍 Simple and intuitive user interface design
  • 🌍 Excellent service for travelers and expatriates
  • 💳 Easy account setup process (when approved)

Room to improve

  • 😤 Extremely long account opening delays (months of waiting)
  • 🔒 Frequent account freezing without clear explanation
  • 📞 Poor customer service responsiveness and unhelpful support
  • ⏱️ Slow issue resolution and unresolved support tickets
  • 💸 Inconsistent transfer limits and unfair restrictions

Bugs and requests

Circlys | سيركليز

Reported bugs

2 issues
  • App crashes and freezes on certain devices
  • Compatibility issues with newer OS versions

Requested features

4 requests
  • Add more payment options (e.g., Visa)
  • Improve communication and responsiveness
  • Provide more detailed information on fees and charges
  • Enhance user-friendly interface and navigation

D360 Bank

Reported bugs

10 issues
  • App crashes and frequent freezing
  • Slow app loading and performance issues
  • Location permission requirement blocking app access
  • Login failures and SMS code input issues
  • Apple Wallet integration not working
Show 5 more
  • App incompatibility with iPhone 14 and newer devices
  • Keyboard not appearing for SMS code entry
  • Pending transactions stuck for extended periods
  • Refund processing delays exceeding 30 days
  • International transfers not credited to destination accounts

Requested features

8 requests
  • Physical bank branches or better in-person support
  • Account number visibility in app
  • Account deletion option within the app
  • Support for American Express cards
  • Improved daily withdrawal limits
Show 3 more
  • Better international payment tracking
  • Faster account opening without waiting list
  • More transparent account freezing policies

In-app purchases

None

Circlys | سيركليز

No in-app purchases

None

D360 Bank

No in-app purchases

Questions

Is Circlys | سيركليز free?
Circlys | سيركليز is free to download, with no in-app purchases.
Is D360 Bank free?
D360 Bank is free to download, with no in-app purchases.
Which has better reviews, Circlys | سيركليز or D360 Bank?
Circlys | سيركليز is rated higher. Circlys | سيركليز averages 4.7 out of 5 from 5.9K ratings, while D360 Bank averages 4.5 from 798 ratings.
Do Circlys | سيركليز or D360 Bank have ads?
D360 Bank shows ads; Circlys | سيركليز does not.
Which is updated more often, Circlys | سيركليز or D360 Bank?
Circlys | سيركليز ships an update monthly, and D360 Bank every 9 days. Most recently, Circlys | سيركليز was updated on October 29, 2026 and D360 Bank on October 27, 2026.

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