YouTrip vs StashAway

Meet YouTrip - your multi-currency mobile wallet and Mastercard for hassle-free spending across 150+ countries. Designed for travellers in Singapore, Thailand and Australia, YouTrip lets you shop anywhere – online or in-store – with the best rates and zero fees. Join millions of users across Asia Pacific who use YouTrip to pay and travel smarter! Whenever, wherever, we got you • Pay with the best rates in 150+ countries • Exchange & hold popular currencies right in the app Goodbye hidden fees • Travel and shop freely with zero FX fees • Withdraw cash fee-less* from overseas ATMs (*Fee-less withdrawal limits per calendar month: S$400 for Singaporeans, THB 50,000 for Thais and AS$1,500 for Australians. Thereafter, a 2% fee applies for Singaporeans, Thais and Australians. It can’t get any safer than this • Lock and secure your card instantly with just one tap • Stay on top of your transactions with instant notifications for every payment • 24/7 monitoring by our dedicated fraud, security, and customer support teams Apply for an account now & get the best rates at your fingertips! About Us: Launched in 2018, YouTrip is a regional financial technology startup with a bold vision to empower everyone with a smarter and most convenient way to pay in foreign currency. As the trailblazers of fintech in Asia Pacific, we are dedicated to being a trusted companion for all travellers and digital-savvy consumers. Powered by Mastercard®, YouTrip is a holder of the Remittance License issued by the Monetary Authority of Singapore. In Thailand, YouTrip is jointly issued and powered by Kasikornbank PCL. In Australia, we hold an Australian Financial Services License (558059) and are regulated by the Australian Securities and Investments Commission (ASIC).

Grow your cash, invest in globally diversified portfolios, or take control with our expertly selected ETFs across asset classes. Everything you need to build wealth, all in one place. Clients across Singapore, Malaysia, Thailand, Hong Kong, and the UAE use StashAway to build their wealth with no minimums and no lock-ins. WHAT YOU CAN DO ON OUR APP • Invest in globally-diversified portfolios built with low-cost ETFs, tailored to a risk level that's right for you • Put your idle money to work in ultra-low-risk cash management portfolios that can earn up to 5x more than a bank savings account • Choose from a curated list of 70+ low-cost ETFs — expert-picked for every asset class • Diversify and grow with Private Markets • Automate investing while growing your cash • Monitor your investment performance on the go • Read market commentaries updated weekly • Plan your financial freedom with calculator tools • Get in touch with us via email, phone, WhatsApp or Messenger WHY INVEST WITH US • No minimums, no maximums, and no fuss • No lock-ins with unlimited free transfers and withdrawals • A proven and transparent investment track record since launch in 2017 • A single, transparent management fee from 0.2% to 0.8% per annum on investment portfolios. • Intelligent risk management to navigate market ups and downs • Your funds are kept safe with institutional custodian banks • The smoothest app experience • Free, high-quality investment education resources • Reliable customer support across our operating regions OUR FEES • Investment portfolios (General Investing, Flexible Portfolios, Goal-based Investing, Income Investing, Singapore Investing, and Thematic Portfolios) = 0.2% - 0.8% p.a. LICENSED & REGULATED StashAway is licensed and regulated by: • The Monetary Authority of Singapore (CMS100604). • The Securities Commission Malaysia (licence eCMSL/A0352/2018). • The Dubai Financial Services Authority (license number F006312). • The Ministry of Finance in Thailand with a Securities Business License Type C - Private Fund Management (Lor Khor-0136-01), regulated by the Securities and Exchange Commission, Thailand. • The Securities and Futures Commission Hong Kong (CE No. BQE542). OUR OFFICES • Singapore: Asia Wealth Platform Pte Ltd (201624878Z), 105 Cecil St, #14-01 The Octagon, Singapore 069534 • Malaysia: StashAway Malaysia Sdn Bhd (201701046385), 18.01-18.06, Menara Raja Laut, 288, Jln Raja Laut, Chow Kit, 50350 Kuala Lumpur, Federal Territory of Kuala Lumpur, Malaysia • DIFC: StashAway Management (DIFC) Limited (CL 3982), Unit 1301 Level 13, Emirates Financial Towers, P.O. Box 507051, Dubai International Financial Centre, Dubai, UAE • Thailand: StashAway Asset Management (Thailand) Co., Ltd (0105562135522), 18th Floor, S - METRO Building, 725 Sukhumvit Rd, Khlong Tan Nuea, Watthana, Bangkok 10110, Thailand • Hong Kong: StashAway Hong Kong Limited, Unit 13102, 13/F, YF Life Tower, 33 Lockhart Rd, Wan Chai, Hong Kong Disclaimer: General Terms and Conditions apply, see https://www.stashaway.com/legal Invest only after you have acknowledged and accepted the risks and the terms. The provided images are for display purposes only and do not represent actual results.