Comparison

YouTrip vs SingX

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

YouTrip

A multi-currency mobile wallet and Mastercard that enables seamless spending in over 150 countries. It offers competitive exchange rates and no foreign transaction fees, making it ideal for international travel and online shopping.

Highlights
  • Multi-currency mobile wallet
  • Mastercard for global spending
  • Best exchange rates
  • Zero foreign transaction fees
  • Fee-less ATM withdrawals
  • Instant transaction notifications
  • Card lock and security features
Features
Read full description

Meet YouTrip - your multi-currency mobile wallet and Mastercard for hassle-free spending across 150+ countries. Designed for travellers in Singapore, Thailand and Australia, YouTrip lets you shop anywhere – online or in-store – with the best rates and zero fees. Join millions of users across Asia Pacific who use YouTrip to pay and travel smarter! Whenever, wherever, we got you • Pay with the best rates in 150+ countries • Exchange & hold popular currencies right in the app Goodbye hidden fees • Travel and shop freely with zero FX fees • Withdraw cash fee-less* from overseas ATMs (*Fee-less withdrawal limits per calendar month: S$400 for Singaporeans, THB 50,000 for Thais and AS$1,500 for Australians. Thereafter, a 2% fee applies for Singaporeans, Thais and Australians. It can’t get any safer than this • Lock and secure your card instantly with just one tap • Stay on top of your transactions with instant notifications for every payment • 24/7 monitoring by our dedicated fraud, security, and customer support teams Apply for an account now & get the best rates at your fingertips! About Us: Launched in 2018, YouTrip is a regional financial technology startup with a bold vision to empower everyone with a smarter and most convenient way to pay in foreign currency. As the trailblazers of fintech in Asia Pacific, we are dedicated to being a trusted companion for all travellers and digital-savvy consumers. Powered by Mastercard®, YouTrip is a holder of the Remittance License issued by the Monetary Authority of Singapore. In Thailand, YouTrip is jointly issued and powered by Kasikornbank PCL. In Australia, we hold an Australian Financial Services License (558059) and are regulated by the Australian Securities and Investments Commission (ASIC).

About

SingX

This app facilitates cheaper, faster, and more convenient cross-border payments for individuals and businesses. It offers a 100% digital solution with mid-market exchange rates and same-day transfers to over 180 countries, operating 7 days a week.

Highlights
  • Cross-border payments
  • 100% digital solutions
  • Mid-market exchange rates
  • Same-day transfers
  • 180+ country coverage
  • Collect, Hold, Convert, Pay
Features
Read full description

SingX is an established Payment Services company, headquartered in Singapore. Founded by a group of ex-bankers, SingX is changing the way cross border payments are made. SingX has been the recipient of multiple industry awards, including the MAS (Monetary Authority of Singapore) Fintech award in 2017. We have live operations in 3 major financial centres (Singapore, Hong Kong and Australia) and provide cross-border payment solutions to both individual consumers and businesses. Our payment coverage includes over 180 countries and operates 7 days a week. 365 days a year. Our Core Value Proposition is Cheaper, Faster, More Convenient payments. We offer 100% Digital Solutions delivered off a world class technology platform. Our service offering includes: 1. Consumer Solutions 2. Business Solutions 3. Payment Solutions for banks and payment intermediaries 4. Supply Chain and Trade solutions SingX has built a strong and compelling offering for Individuals, Corporates, Businesses, financial institutions and payment intermediaries. This includes a comprehensive range of products to “Collect, Hold, Convert and Pay. Benefits you enjoy: 1. Mid-market Exchange Rates – These are the rates at which banks transact with each other. 2. Same-day transfers – Our transfers are quick and seamless 3. 100% Transparency – Get locked-in rates 24x7. No hidden charges, no surprises! 4. Award-Winning – A proud winner of the MAS Global FinTech Awards 2017 5. Trusted & Secure – We are licensed and regulated by the Monetary Authority of Singapore Download the app now to view live exchange rates, make transactions and manage your account. To setup a new account, visit www.singx.co

Screenshots

YouTrip4 screens
SingX4 screens

Verdict

The call

The clearest difference is rating: YouTrip at 4.6 against SingX's 1.0. YouTrip also leads on review sentiment (42% vs 15%) and ratings volume (409 vs 3). SingX's advantage is monetization model (free vs free with in-app purchases). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

YouTrip holds the better App Store score, 4.6 against 1.0. That said, the two scores are not equally well evidenced: YouTrip has 409 ratings behind it against 3, so its average is the more settled of the two. Written reviews point the same way: 42% of YouTrip's written reviews are positive against 15% of SingX's.

UpkeepUpdate frequency

YouTrip ships an update every 9 days, SingX every 2 weeks. The most recent releases landed on October 19, 2026 and October 14, 2026 respectively.

Scorecard5 real differences · 5 level
YouTrip versus SingX: the parameters behind the verdict, then further details
ParameterYouTripSingX
PriceFreeFree
Rating4.6 (409 ratings) — better1.0 (3 ratings)
Positive reviews42.1% of reviews — better14.7% of reviews
Number of ratings409 — better3
Update frequencyEvery 9 days — betterEvery 2 weeks
AdsNoNo
In-app purchasesNoNo
MonetizationFree with in-app purchasesFree — better
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS13.0 — better15.6
Further details — not scored
Size240 MB131 MB
Age rating4+4+
DeveloperYou Technologies GroupSingX Pte Ltd

Customer experience

YouTrip

All ratings409 ratings
Positive89.7%
Neutral2.9%
Negative7.3%
Written reviews76 reviews
Positive42.1%
Neutral0.0%
Negative57.9%

SingX

All ratings3 ratings
Positive0.0%
Neutral0.0%
Negative100.0%
Written reviews75 reviews
Positive14.7%
Neutral12.0%
Negative73.3%

Bugs and requests

YouTrip

Reported bugs

21 issues
  • App freezes
  • App is unstable in the UK
  • Cannot load transactions
  • Money transferred is pending for many hours
  • Debit card fails
Show 16 more
  • Card rejected by merchants due to malfunctions
  • App keeps getting stuck on a purple loading screen
  • App keeps lagging when opening
  • Bug in the app, cannot access every 2-3 days
  • App frequently hangs
  • App keeps hanging on opening
  • Unable to retrieve card details after maintenance
  • App is buggy and unable to load after updating to iOS
  • Face ID issue: automatically brings to first user interface after logout
  • App assumes user is not existing after update/re-download
  • Email login service does not function on weekends if logged out
  • App not kept up with iOS 13
  • Application keeps having error when overseas
  • Top ups pending for 8+ hours
  • Missing wallet transactions
  • App refuses to load properly

Requested features

13 requests
  • Support for iPad
  • Option to turn off advert notifications
  • Ability to transfer money between cards (international currency)
  • Price rate notifications
  • Dark mode
Show 8 more
  • More features to make it compelling
  • Call center for instant assistance
  • Web version
  • Option for existing users to log in with password
  • Allow money transfer out of the app
  • Improve Face ID functionality
  • Real-time payment approval notifications
  • Ability to use for AXS payments

SingX

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

YouTrip

No in-app purchases

None

SingX

No in-app purchases

Questions

Is YouTrip free?
YouTrip is free to download, with no in-app purchases.
Is SingX free?
SingX is free to download, with no in-app purchases.
Which has better reviews, YouTrip or SingX?
YouTrip is rated higher. YouTrip averages 4.6 out of 5 from 409 ratings, while SingX averages 1.0 from 3 ratings.
Do YouTrip or SingX have ads?
Neither YouTrip nor SingX shows ads.
Which is updated more often, YouTrip or SingX?
YouTrip ships an update every 9 days, and SingX every 2 weeks. Most recently, YouTrip was updated on October 19, 2026 and SingX on October 14, 2026.

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