Comparison

YouTrip vs Hugosave

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

YouTrip

A multi-currency mobile wallet and Mastercard that enables seamless spending in over 150 countries. It offers competitive exchange rates and no foreign transaction fees, making it ideal for international travel and online shopping.

Highlights
  • Multi-currency mobile wallet
  • Mastercard for global spending
  • Best exchange rates
  • Zero foreign transaction fees
  • Fee-less ATM withdrawals
  • Instant transaction notifications
  • Card lock and security features
Features
Read full description

Meet YouTrip - your multi-currency mobile wallet and Mastercard for hassle-free spending across 150+ countries. Designed for travellers in Singapore, Thailand and Australia, YouTrip lets you shop anywhere – online or in-store – with the best rates and zero fees. Join millions of users across Asia Pacific who use YouTrip to pay and travel smarter! Whenever, wherever, we got you • Pay with the best rates in 150+ countries • Exchange & hold popular currencies right in the app Goodbye hidden fees • Travel and shop freely with zero FX fees • Withdraw cash fee-less* from overseas ATMs (*Fee-less withdrawal limits per calendar month: S$400 for Singaporeans, THB 50,000 for Thais and AS$1,500 for Australians. Thereafter, a 2% fee applies for Singaporeans, Thais and Australians. It can’t get any safer than this • Lock and secure your card instantly with just one tap • Stay on top of your transactions with instant notifications for every payment • 24/7 monitoring by our dedicated fraud, security, and customer support teams Apply for an account now & get the best rates at your fingertips! About Us: Launched in 2018, YouTrip is a regional financial technology startup with a bold vision to empower everyone with a smarter and most convenient way to pay in foreign currency. As the trailblazers of fintech in Asia Pacific, we are dedicated to being a trusted companion for all travellers and digital-savvy consumers. Powered by Mastercard®, YouTrip is a holder of the Remittance License issued by the Monetary Authority of Singapore. In Thailand, YouTrip is jointly issued and powered by Kasikornbank PCL. In Australia, we hold an Australian Financial Services License (558059) and are regulated by the Australian Securities and Investments Commission (ASIC).

About

Hugosave

Manage your finances with a digital companion that helps you spend smarter, save more, and invest diligently. Open an account quickly and turn everyday spending into investment opportunities. Build healthy financial habits and grow your wealth effortlessly.

Highlights
  • Spend smarter with deals
  • Turn spending into investments
  • Build healthy financial habits
  • Save with simple tools
  • Automate sensible investments
  • Invest without lock-in periods
Features
Read full description

All NEW Hugosave, same digital companion Hugosave is a digital companion that empowers you to spend, save, and invest confidently, effortlessly and sustainably through an inclusive and easy-to-understand Wealthcare journey. Open your Hugosave digital account in less than 60 seconds! Spend Smarter Get more out of every dollar you spend by enjoying greater value with Hugosave deals and turning every spend into an investing opportunity! Make smarter spending choices and build financially healthy habits. Save More Be a savvy saver with great savings habits, simple but powerful tools and sensible investments! Spend more time on what matters most and let your money work by itself. Invest Diligently Craft your investment options to suit your unique goals and automate investing in sensible options with no lock-in periods. Invest in the long-term in your own way. Did you know? Hugo is derived from the Mandarin word Hu (互) which means 'Mutual' and the English word Go which signifies 'Progress'. This spirit of mutual growth and prosperity is the driving force behind Hugosave. Atlas Consolidated Pte. Ltd (UEN 201942617W) is the owner of the Hugosave brand, regulated as a Major Payment Institution (MPI) by the Monetary Authority of Singapore (MAS) under the Payment Services Act (No. 2 of 2019) and it's subsidiary Trustbox Pte Ltd owns a Financial Adviser's Licence by the Monetary Authority of Singapore (MAS).

Screenshots

YouTrip4 screens
Hugosave4 screens

Verdict

The call

YouTrip and Hugosave both sit at 4.6 stars, but that hides the real split: 97% of Hugosave's written reviews are positive against 43% of YouTrip's. Hugosave also leads on monetization model (free vs free with in-app purchases). YouTrip's advantage is ratings volume (411 vs 2) and iOS requirement (13.0 vs 15.1). On price, rating, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.6 for YouTrip against 4.5 for Hugosave. That said, the two scores are not equally well evidenced: YouTrip has 411 ratings behind it against 2, so its average is the more settled of the two. Written reviews are what separate them: 43% of YouTrip's written reviews are positive against 97% of Hugosave's.

UpkeepUpdate frequency

YouTrip ships an update every 9 days, Hugosave fortnightly. The most recent releases landed on October 26, 2026 and October 23, 2026 respectively.

Scorecard4 real differences · 6 level
YouTrip versus Hugosave: the parameters behind the verdict, then further details
ParameterYouTripHugosave
PriceFreeFree
Rating4.6 (411 ratings) — better4.5 (2 ratings)
Positive reviews42.9% of reviews96.6% of reviews — better
Number of ratings411 — better2
Update frequencyEvery 9 days — betterFortnightly
AdsNoNo
In-app purchasesNoNo
MonetizationFree with in-app purchasesFree — better
DevicesiPhone, iPodiPhone, iPod
Requires iOS13.0 — better15.1
Further details — not scored
Size240 MB172 MB
Age rating4+4+
DeveloperYou Technologies GroupHugo Save

Customer experience

YouTrip

All ratings411 ratings
Positive89.8%
Neutral2.9%
Negative7.3%
Written reviews77 reviews
Positive42.9%
Neutral0.0%
Negative57.1%

Hugosave

All ratings2 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews59 reviews
Positive96.6%
Neutral3.4%
Negative0.0%

Bugs and requests

YouTrip

Reported bugs

21 issues
  • App freezes
  • App is unstable in the UK
  • Cannot load transactions
  • Money transferred is pending for many hours
  • Debit card fails
Show 16 more
  • Card rejected by merchants due to malfunctions
  • App keeps getting stuck on a purple loading screen
  • App keeps lagging when opening
  • Bug in the app, cannot access every 2-3 days
  • App frequently hangs
  • App keeps hanging on opening
  • Unable to retrieve card details after maintenance
  • App is buggy and unable to load after updating to iOS
  • Face ID issue: automatically brings to first user interface after logout
  • App assumes user is not existing after update/re-download
  • Email login service does not function on weekends if logged out
  • App not kept up with iOS 13
  • Application keeps having error when overseas
  • Top ups pending for 8+ hours
  • Missing wallet transactions
  • App refuses to load properly

Requested features

13 requests
  • Support for iPad
  • Option to turn off advert notifications
  • Ability to transfer money between cards (international currency)
  • Price rate notifications
  • Dark mode
Show 8 more
  • More features to make it compelling
  • Call center for instant assistance
  • Web version
  • Option for existing users to log in with password
  • Allow money transfer out of the app
  • Improve Face ID functionality
  • Real-time payment approval notifications
  • Ability to use for AXS payments

Hugosave

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

YouTrip

No in-app purchases

None

Hugosave

No in-app purchases

Questions

Is YouTrip free?
YouTrip is free to download, with no in-app purchases.
Is Hugosave free?
Hugosave is free to download, with no in-app purchases.
Which has better reviews, YouTrip or Hugosave?
YouTrip is rated higher. YouTrip averages 4.6 out of 5 from 411 ratings, while Hugosave averages 4.5 from 2 ratings.
Do YouTrip or Hugosave have ads?
Neither YouTrip nor Hugosave shows ads.
Which is updated more often, YouTrip or Hugosave?
YouTrip ships an update every 9 days, and Hugosave fortnightly. Most recently, YouTrip was updated on October 26, 2026 and Hugosave on October 23, 2026.

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