Remita vs Chipper Cash
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Remita
Manage your finances with ease. Send money to Nigerian and African banks, pay bills, book flights, and top up airtime. Track expenses, set budgets, and automate recurring payments. Facilitates group payments and contactless transactions.
- Money transfers to Nigerian and African banks
- Bill payments (electricity, TV, school fees)
- Flight booking and comparison
- Airtime and data top-up
- Consolidated bank account view
- Budgeting and expense tracking
- Automated recurring payments
- QR code payments
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Send Money Anywhere: Transfer to all Nigerian banks, including microfinance banks and wallets, plus send to banks across Africa. Pay Bills Easily: Electricity, water, Pay TV, school fees, insurance, government agencies and more. Book Flights: Search, compare, book, and pay for local and international flights. Top Up Airtime & Data: Recharge for yourself, others, or multiple beneficiaries instantly. View All Your Accounts: See balances across all your profiled bank accounts on one screen. Budget & Track Expenses: Plan ahead and spend wisely. Recurring Payments: Never miss any time-bound payment again! Simply automate it with Remita. Split Bills: Super easy way to pull funds together for a common purpose-hangout, support for a friend, project, etc. Snap or Tap to Pay: Scan QR codes or tap to complete payments at shops, schools, restaurants, and more. Business Ready: Review and securely authorise payments for SME, businesses, SME, NGOs, faith institutions, governments and others on the go.
Chipper Cash
Send and receive money instantly and for free across towns and between African countries. Enjoy no-fee transfers, discounted airtime purchases with cashback, and free bill payments. Earn rewards by referring friends and stay updated on new features and countries.
- Free local and cross-border transfers
- Discounted airtime with cashback
- Instant bill payments
- Referral bonuses
- Secure money sending and receiving
- International money transfers
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Send and receive money the fast, free and easy way. Transfer funds across town or across Africa, right from your mobile phone. What is Chipper Cash? Chipper Cash is a cross-border payments app, where over 3 million people send & receive money in and between Nigeria, South Africa, Ghana, Uganda, Rwanda, Tanzania, and now available in United Kingdom (UK). Enjoy free local transfers and the lowest cross-border rates. Chipper Cash is bringing Africa together, one transaction at a time. Everyday we “chip away” at the financial problems facing people across Africa & around the world. Send & Receive Money Just say no to massive fees or traveling to a bank or agent just to send and receive money. Instantly transfer between your accounts for free. Get paid faster, with zero fees! No-Fee Money Transfers Move your money between Chipper Cash and any bank, mobile money account absolutely free! Buy Discounted Airtime & Earn Cashback Purchase discounted Airtime and earn 2% or more CashBack instantly. Get Airtime for yourself, or send to a friend, even send it internationally! Pay Bills Instantly for Free Pay bills with no extra fees charged. Chipper Bill Pay is so easy, that you may even start paying your friend's bills. Bills are a hassle, Chipper is simple, easy and free. Earn with Chipper Earn cash by sharing Chipper with friends and colleagues. They get a cash bonus too. No limits! Pay Anyone / Get Paid, Instantly Run a business and need to pay local and international suppliers? Pay instantly with Chipper and save big on transaction fees. Shopping online for the perfect accessory, pay with Chipper and get those dream items without the nightmare fees. Studying abroad and need tuition and pocket money from home? Chipper saves your family money and you get the funds instantly. Stay informed Chipper is constantly expanding. Keep updated on the latest features, deals and countries Facebook / Instagram / Twitter: @chippercashapp Contact us at: team@chippercash.com
Screenshots
Verdict
The clearest difference is review sentiment: Chipper Cash at 59% against Remita's 7%. Chipper Cash also leads on rating (4.3 vs 3.1) and ratings volume (15K vs 24). Remita's advantage is update cadence (every 5 days vs every 2 weeks). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Chipper Cash holds the better App Store score, 4.3 against 3.1. That said, the two scores are not equally well evidenced: Chipper Cash has 15K ratings behind it against 24, so its average is the more settled of the two. Written reviews point the same way: 7% of Remita's written reviews are positive against 59% of Chipper Cash's.
Remita ships an update every 5 days, Chipper Cash every 2 weeks. The most recent releases landed on November 2, 2026 and November 7, 2026 respectively.
| Parameter | Remita | Chipper Cash |
|---|---|---|
| Price | Free | Free |
| Rating | 3.1 (24 ratings) | 4.3 (15K ratings) — better |
| Positive reviews | 6.7% of reviews | 59.1% of reviews — better |
| Number of ratings | 24 | 15K — better |
| Update frequency | Every 5 days — better | Every 2 weeks |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad | iPhone, iPod |
| Requires iOS | 16.0 | 15.1 — better |
| Further details — not scored | ||
| Size | 186 MB | 167 MB |
| Age rating | 4+ | 4+ |
| Developer | Systemspecs Limited | Critical Ideas, Inc. |
Customer experience
Remita
Chipper Cash
Bugs and requests
Remita
Not enough reviews yet to summarise bugs or requests.
Chipper Cash
Reported bugs
3 issues- Login screen freezes
- Virtual card issues
- Inconsistent app performance
Requested features
5 requests- Improved transaction history details
- Add physical card option
- Expand to more countries
- Introduce fixed savings accounts
- Allow cryptocurrency withdrawals
In-app purchases
Remita
No in-app purchases
Chipper Cash
No in-app purchases
