Comparison

First Citizens State Bank vs FirstCCU

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

First Citizens State Bank

Access and manage your finances conveniently from your mobile device. Perform banking tasks securely and efficiently on the go.

Highlights
  • Mobile money management
  • Anytime access
  • Anywhere access
  • Secure transactions
Features
Read full description

Manage your Money anytime and anywhere from your mobile device with First Citizens State Bank Mobile app.

About

FirstCCU

Consolidate all your financial accounts from various institutions into one convenient platform. Manage transactions, set alerts, make payments, and deposit checks with ease. Securely access your finances on the go.

Highlights
  • Aggregate financial accounts
  • Organize transactions with tags and notes
  • Set balance alerts
  • Make payments and transfers
  • Mobile check deposit
  • Debit card management
  • View statements
Features
Read full description

FirstCCU is your personal financial advocate that gives you the ability to aggregate all of your financial accounts, including accounts from other banks and credit unions, into a single view. It’s fast, secure and makes life easier by empowering you with the tools you need to manage your finances. Here’s what else you can do with FirstCCU: Keep your transactions organized by allowing you to add tags, notes and photos of receipts and checks. Set up alerts so you know when your balance drops below a certain amount Make payments, whether you’re paying a company or a friend Transfer money between your accounts Deposit checks in a snap by taking a picture of the front and back Reorder your debit card or turn it off if you’ve misplaced it View and save your monthly statements Find branches and ATMs near you Secure your account with a 4-digit passcode and fingerprint or face reader on supported devices. To use the FirstCCU app, you must be enrolled as a FirstCCU Internet Banking user. If you currently use our Internet Banking, simply download the app, launch it, and login with the same Internet Banking credentials.

Screenshots

First Citizens State Bank4 screens
FirstCCU4 screens

Verdict

The call

The clearest difference is update cadence: FirstCCU at monthly against First Citizens State Bank's every 4 months. FirstCCU also leads on ratings volume (1.9K vs 394). First Citizens State Bank's advantage is review sentiment (86% vs 75%) and iOS requirement (15.0 vs 18.4). On price, rating, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.7 for First Citizens State Bank against 4.8 for FirstCCU. Both are backed by a comparable volume of ratings — 394 and 1.9K respectively. Written reviews are what separate them: 86% of First Citizens State Bank's written reviews are positive against 75% of FirstCCU's.

UpkeepUpdate frequency

First Citizens State Bank ships an update every 4 months, FirstCCU monthly. Both last shipped on November 11, 2026.

Scorecard4 real differences · 6 level
First Citizens State Bank versus FirstCCU: the parameters behind the verdict, then further details
ParameterFirst Citizens State BankFirstCCU
PriceFreeFree
Rating4.7 (394 ratings)4.8 (1.9K ratings) — better
Positive reviews85.7% of reviews — better75.0% of reviews
Number of ratings3941.9K — better
Update frequencyEvery 4 monthsMonthly — better
AdsNoNo
In-app purchasesNoNo
MonetizationAd-supportedAd-supported
DevicesiPhone, iPodiPhone, iPad
Requires iOS15.0 — better18.4
Further details — not scored
Size105 MB197 MB
Age rating4+12+
DeveloperFirst Citizens State Bank of WhitewaterFirst Community Credit Union of Beloit INC

Customer experience

First Citizens State Bank

All ratings297 ratings
Positive96.6%
Neutral0.7%
Negative2.7%
Written reviews7 reviews
Positive85.7%
Neutral0.0%
Negative14.3%

FirstCCU

All ratings1,898 ratings
Positive94.2%
Neutral2.6%
Negative3.2%
Written reviews24 reviews
Positive75.0%
Neutral0.0%
Negative25.0%

Bugs and requests

First Citizens State Bank

Not enough reviews yet to summarise bugs or requests.

FirstCCU

Reported bugs

2 issues
  • Check image viewing not working
  • App crashing during maintenance

Requested features

3 requests
  • Ability to view check images
  • Option to set up multiple users/accounts
  • Improved search and filtering capabilities

In-app purchases

None

First Citizens State Bank

No in-app purchases

None

FirstCCU

No in-app purchases

Questions

Is First Citizens State Bank free?
First Citizens State Bank is free to download, with no in-app purchases.
Is FirstCCU free?
FirstCCU is free to download, with no in-app purchases.
Which has better reviews, First Citizens State Bank or FirstCCU?
FirstCCU is rated higher. First Citizens State Bank averages 4.7 out of 5 from 394 ratings, while FirstCCU averages 4.8 from 1.9K ratings.
Do First Citizens State Bank or FirstCCU have ads?
Neither First Citizens State Bank nor FirstCCU shows ads.
Which is updated more often, First Citizens State Bank or FirstCCU?
First Citizens State Bank ships an update every 4 months, and FirstCCU monthly. Most recently, First Citizens State Bank was updated on November 11, 2026 and FirstCCU on November 11, 2026.

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