PSECU Mobile vs Loanies

As a digital-first credit union, we use the latest (and most secure!) technology available to meet your banking needs on your terms. The PSECU Mobile app provides everyday convenience, real-time access, and top-notch features for our members. Get Your Money Where It Needs to Go - Instantly move money between PSECU shares and loans. - Bring money into your PSECU account with our external account transfer service. - Send money to people you know and trust, typically in minutes between enrolled users, with Zelle®. - Snap and go! Use mobile deposit to easily deposit checks and save a trip to an ATM or branch. Control Your Cards with Just a Few Taps - Misplaced your card? Lock it the moment you notice it's missing. You can also order a new one! - Planning a trip? Enter travel plans to avoid interruptions in service. - Making a large purchase? Temporarily increase your daily limit for ATM withdrawals or purchases. - Transfer high-interest debt to a PSECU credit card to save on interest with our Visa® Balance Transfer rates. Members Can Take Advantage of Free Services - Enroll in our free credit score service* to receive monthly updates on your score. - Sign up for free account alerts to stay on top of account activity. - Automate bill payments using our free bill payer service. - Find surcharge-free ATMs near you. Add Additional Savings Products - Take advantage of our competitive savings rates and add a certificate or other savings share to your PSECU account. Enjoy Banking That’s Focused on YOU - As a not-for-profit credit union, we exist to serve our members. That means listening to your feedback and ensuring you have the best banking experience possible. Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license. * PSECU is not a credit reporting agency. Members must have PSECU checking or a PSECU loan to be eligible for this service. Joint owners are not eligible. Insured by NCUA.

A fixed rate loan calculator allowing different payments set on specific dates. This app allows you to calculate fixed rate loans to visualize interest paid and the loan payoff date. Add a loan with a length of months or years, set your initial payment, then name the loan to save it. You can select a loan from the Home Screen to edit a loan. From the Edit Loan screen you can add payments for specific months, delete payments, rename the loan, or select the loan to see an amortization table. On the Home Screen you'll be able to view a summary of all your loans combined with each loan's payoff date. Features - Calculate a fixed rate loan to view interest paid and loan payoff date - Add custom payments for your loan (Either monthly or one time payments) - View an amortization table for a loan - View the totals summed for each loan - View a concise list displaying when each loan will be paid off - View a graph of payments and loan balance by month From the Home Screen: - Select a loan to navigate to the Edit Payments Screen. - Select the bar chart button to navigate to the payment and balance charts - Select the table button to navigate to the amortization screen - Select the minus button to delete a loan - Select the plus button to create a loan - Select the information button to read descriptions of the information displayed From the Edit Payments Screen: - Select the add button to add a monthly/one time payment for specific dates to see how this will change how much they pay on the loan. - Select the delete button to delete a payment - Select a loan to view the amortization table - Select the Rename button to rename the loan.