IBC Card Controls vs Loanies
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
IBC Card Controls
Take full control of your debit card with this app. Easily turn your card on or off, set spending limits, restrict transactions by merchant or location, and receive instant alerts for every purchase.
- Turn card on/off
- Set spending limits
- Merchant controls
- Location controls
- Transaction alerts
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IBC controls allows you to manage your IBC Debit. You can turn your card OFF or your card ON, add spending controls by amount, add merchant or location controls and receive immediate transaction alerts.
Loanies
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A fixed rate loan calculator allowing different payments set on specific dates. This app allows you to calculate fixed rate loans to visualize interest paid and the loan payoff date. Add a loan with a length of months or years, set your initial payment, then name the loan to save it. You can select a loan from the Home Screen to edit a loan. From the Edit Loan screen you can add payments for specific months, delete payments, rename the loan, or select the loan to see an amortization table. On the Home Screen you'll be able to view a summary of all your loans combined with each loan's payoff date. Features - Calculate a fixed rate loan to view interest paid and loan payoff date - Add custom payments for your loan (Either monthly or one time payments) - View an amortization table for a loan - View the totals summed for each loan - View a concise list displaying when each loan will be paid off - View a graph of payments and loan balance by month From the Home Screen: - Select a loan to navigate to the Edit Payments Screen. - Select the bar chart button to navigate to the payment and balance charts - Select the table button to navigate to the amortization screen - Select the minus button to delete a loan - Select the plus button to create a loan - Select the information button to read descriptions of the information displayed From the Edit Payments Screen: - Select the add button to add a monthly/one time payment for specific dates to see how this will change how much they pay on the loan. - Select the delete button to delete a payment - Select a loan to view the amortization table - Select the Rename button to rename the loan.
Screenshots
Verdict
The clearest difference is update cadence: Loanies at every 2 months against IBC Card Controls's every 8 months. IBC Card Controls's advantage is iOS requirement (14.0 vs 26.0). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
IBC Card Controls ships an update every 8 months, Loanies every 2 months. The most recent releases landed on October 16, 2026 and October 3, 2026 respectively.
| Parameter | IBC Card Controls | Loanies |
|---|---|---|
| Price | Free | Free |
| Rating | 2.5 (151 ratings) — better | — |
| Positive reviews | 24.6% of reviews | — |
| Number of ratings | 151 — better | — |
| Update frequency | Every 8 months | Every 2 months — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPod | iPhone, iPad |
| Requires iOS | 14.0 — better | 26.0 |
| Further details — not scored | ||
| Size | 85 MB | 2 MB |
| Age rating | 4+ | 4+ |
| Developer | International Bancshares Corporation | Anthony Fennell |
Bugs and requests
IBC Card Controls
Reported bugs
10 issues- Cannot log in
- Password reset not working
- App crashes or shows server error
- Randomly logs out users
- Transaction history not showing or disappearing
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- Cannot delete inactive cards
- App says to update but no update available
- Cannot establish connection outside US
- Cannot copy-paste into login fields
- New card not showing, only old card
Requested features
5 requests- Integrate into main banking app
- Allow same login as main app
- Add option to delete inactive cards
- Allow password manager integration/copy-paste
- Add option to remove/change cards in 'Manage Portfolio'
Loanies
Not enough reviews yet to summarise bugs or requests.
In-app purchases
IBC Card Controls
No in-app purchases
Loanies
No in-app purchases
Questions
Is IBC Card Controls free?
Is Loanies free?
Do IBC Card Controls or Loanies have ads?
Which is updated more often, IBC Card Controls or Loanies?
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