Comparison

My MealTime vs MySynchrony

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

My MealTime

Easily manage your student's school cafeteria account and pay for school-related fees. View balances, track purchases, and set up automatic deposits for convenience. Receive low balance alerts and access account statements anytime.

Highlights
  • Secure student cafeteria deposits
  • Pay school fees for trips and activities
  • View student account balance
  • Check purchase history
  • Low balance notifications
  • Automatic deposit scheduling
  • Store payment methods
Features
Read full description

With My MealTime, you can make fast, secure deposits to your student’s cafeteria account, and easily pay fees for field trips, books, and activities at participating schools. View your student's account balance and check their purchase history at any time for free. Depending on your school's policy, debit and credit card transactions processed through this service may incur a convenience fee of up to 4.9%. What else can you do with My MealTime? - Receive notifications on your mobile device when a student's account balance is low. - View, save, and share full account statements at any time without calling the school. - Set up worry-free, automatic deposits on a schedule that works for you and your child. - Securely store payment methods for easy access and use. - Make deposits and pay school fees to multiple departments in a single transaction. Federal law requires public schools to accept in-person cash deposits with no additional fees, so please contact your school or school district to make other arrangements to fund your student’s account if you prefer. You can still download and use this app to keep track of your student's spending at no charge.

About

MySynchrony

Securely manage your credit card accounts in one place. This app allows you to view balances, make payments, review transactions, and manage bank accounts. It also offers access to partner deals and financial education resources.

Highlights
  • Manage credit cards in one place
  • Secure biometric login
  • Schedule and manage payments
  • Check balance and credit limit
  • Review transaction history
  • Access partner deals and offers
  • Financial education blog
Features
Currently charting
Read full description

Download the MySynchrony App today to securely manage your credit card accounts* all in one place. With this mobile app you will be able to: • Manage your Synchrony issued credit cards in one place • Log in securely using Biometric Authentication • Schedule and manage payments for your accounts • Check your balance and credit limit anytime, anywhere • Review your transaction and payment history • View your statements and manage your statement delivery preference • Securely add or delete multiple bank accounts that you'd like to use to pay your bill • Explore the Synchrony Marketplace for savings, deals, and offers from our partners nationwide, online, or right in your neighborhood • Access the Finance 101 blog to stay in the know on tips to better manage your finances • Discover answers anytime with our 24/7 Knowledge Center for cardholder resources. • Provide us feedback on your mobile app experience. Let us know how we can help and what’s working. We are here for you.   (For Synchrony Bank Savings accounts, please visit our Synchrony Bank App.) *Credit cards issued by Synchrony, not including Venmo, PayPal Extras, PayPal Credit, TJMaxx/TJX, eBay Extras

Screenshots

My MealTime4 screens
MySynchrony4 screens

Verdict

The call

The clearest difference is review sentiment: MySynchrony at 82% against My MealTime's 19%. MySynchrony also leads on rating (4.8 vs 2.8) and ratings volume (117K vs 90). My MealTime's advantage is iOS requirement (13.0 vs 18). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

MySynchrony holds the better App Store score, 4.8 against 2.8. That said, the two scores are not equally well evidenced: MySynchrony has 117K ratings behind it against 90, so its average is the more settled of the two. Written reviews point the same way: 19% of My MealTime's written reviews are positive against 82% of MySynchrony's.

UpkeepUpdate frequency

My MealTime ships an update every 3 months, MySynchrony every 3 weeks. The most recent releases landed on November 2, 2026 and November 4, 2026 respectively.

Scorecard6 real differences · 5 level
My MealTime versus MySynchrony: the parameters behind the verdict, then further details
ParameterMy MealTimeMySynchrony
PriceFreeFree
Rating2.8 (90 ratings)4.8 (117K ratings) — better
Positive reviews18.9% of reviews82.2% of reviews — better
Number of ratings90117K — better
Update frequencyEvery 3 monthsEvery 3 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
Best chart rank—#21 — better
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS13.0 — better18
Further details — not scored
Size22 MB197 MB
Age rating4+4+
DeveloperThe CLM GroupSynchrony Financial

Customer experience

My MealTime

All ratings43 ratings
Positive55.8%
Neutral9.3%
Negative34.9%
Written reviews37 reviews
Positive18.9%
Neutral13.5%
Negative67.6%

MySynchrony

All ratings116,026 ratings
Positive96.8%
Neutral0.9%
Negative2.3%
Written reviews2,779 reviews
Positive82.2%
Neutral1.7%
Negative16.1%

Bugs and requests

My MealTime

Not enough reviews yet to summarise bugs or requests.

MySynchrony

Reported bugs

4 issues
  • Delayed payment updates
  • Incorrect account balance information
  • Compatibility issues with older devices
  • Inability to remove closed accounts from the app

Requested features

5 requests
  • Ability to view all accounts in one place
  • Option to set up automatic payments
  • More detailed transaction history
  • Improved notification system
  • Ability to update personal information within the app

In-app purchases

None

My MealTime

No in-app purchases

None

MySynchrony

No in-app purchases

Questions

Is My MealTime free?
My MealTime is free to download, with no in-app purchases.
Is MySynchrony free?
MySynchrony is free to download, with no in-app purchases.
Which has better reviews, My MealTime or MySynchrony?
MySynchrony is rated higher. My MealTime averages 2.8 out of 5 from 90 ratings, while MySynchrony averages 4.8 from 117K ratings.
Do My MealTime or MySynchrony have ads?
Neither My MealTime nor MySynchrony shows ads.
Which is updated more often, My MealTime or MySynchrony?
My MealTime ships an update every 3 months, and MySynchrony every 3 weeks. Most recently, My MealTime was updated on November 2, 2026 and MySynchrony on November 4, 2026.

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