Comparison

BigPay vs AmOnline

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

BigPay

Manage your finances effortlessly with this app. Track expenses, save money, and make payments globally using physical or virtual cards and QR codes. It offers fast international remittances and seamless bill payments.

Highlights
  • Simple expense tracking
  • Save money with Stashes
  • Physical and virtual Visa card payments
  • DuitNow QR payments
  • Fast international remittance
  • Seamless bill payments and top-ups
  • Earn rewards points
Features
Read full description

With the power to manage your money anywhere, BigPay has one purpose, - to empower you with essential financial services to level up your lives, one transaction at a time. With the flexibility of a mobile app and physical card, we give you the flexibility to improve your spending habits in one place. Benefits include: 1. SIMPLE and EASY EXPENSE TRACKING right in the app 2. SAVE EVERY TIME YOU SPEND with Stashes 3. Pay with PHYSICAL AND VIRTUAL VISA CARD or even make DUITNOW QR PAYMENTS in Malaysia, Singapore, Thailand, and Indonesia 4. FAST, SECURE, AND AFFORDABLE international remittance 5. SEAMLESS bill payments and prepaid mobile top ups in just a few clicks 6. INSTANT money transfers to friends on BigPay, or other local banks via DuitNow 5 Minute Sign Up Download the app, verify your identity, add money to your account and voila your account is set up! So many ways to pay anywhere you go With instant transfers via DuitNow QR, international transfers give you the ability to spend in Malaysia, Singapore, Thailand, and Indonesia. With our physical and virtual Visa cards, the options are limitless – spend and save with BigPay across the globe. You spend it, we track it BigPay automatically categorizes your spending across all your transactions so you always know where your money is going. Track your spending on a monthly and yearly basis and keep tabs of your budget. Send money overseas faster, cheaper and safer Transfer money to friends and family across the globe for little fees and competitive exchange rates. Fast, hassle-free and no hidden fees Everything you need for your everyday payments Use BigPay for all your money needs in one app. Pay your home utility bills such as electricity, water, internet, and more; plus mobile top ups and even lifestyle insurances to give you peace of mind in your daily life. Save when you spend with Stashes! Save a little (or a lot) whenever you spend with Stashes. Create multiple Stashes for all your financial goals Earn points and travel deals Score points for every transaction you make and turn them into travel deals with airasia rewards! Empowering YOU and your money It's our mission to make sure that you have everything you need to be in control of your finances. We give you the power to spend, track, and even start saving. Watch out as we continue building products and services that make managing your money as easy can be.

About

AmOnline

Manage your finances and everyday banking with this secure mobile app. Features include quick balance checks, money transfers, bill payments, and applying for new financial products. Link loyalty programs and investment accounts for a comprehensive financial overview.

Highlights
  • Quick balance checks
  • Money transfers and bill payments
  • Apply for new financial products
  • Link loyalty programs (BonusLink)
  • Manage ASNB and Tabung Haji accounts
  • Enhanced security features (AmSecure, Kill Switch)
Features
Read full description

AmOnline is the only mobile banking app you need to manage your finances and everyday banking conveniently. With strong focus on security, your money is safe with us. -- Banking with AmOnline QUICK BALANCE Discreetly check your balance anytime, anywhere. SEARCH ASSISTANT Search for the features you need. QUICK ACTIONS Transfer money, pay bills, AmSecure Authorisation and more at your fingertips. DUITNOW Use DuitNow as a convenient way to send, request, and receive money instantly via any DuitNow ID. APPLY FOR SERVICES Apply for new products easily, whether you want to save, invest, borrow or insure/protect on the new AmOnline. -- More than Banking BONUSLINK Link your BonusLink membership to AmOnline. Convert your BonusLink Points to cash instantly. ASNB Link your ASNB account to AmOnline so you can purchase, top up and keep track of your ASNB funds. TABUNG HAJI Plan your Hajj with ease by linking your Tabung Haji account to AmOnline. Track your savings progress and Hajj status. -- Better Security AMSECURE & DEVICE BINDING We keep your money safe and ensure only you can approve transactions from a single device. COOLING-OFF PERIOD A 12-hour cooling-off period applies when you log in for the first time on a new device. KILL SWITCH Suspect fraud? Instantly suspend your AmOnline and AmBank cards.

Screenshots

BigPay4 screens
AmOnline4 screens

Verdict

The call

The clearest difference is rating: AmOnline at 5.0 against BigPay's 4.0. AmOnline also leads on ads (none vs shown) and monetization model (free vs free with in-app purchases). BigPay's advantage is ratings volume (134 vs 5) and review sentiment (27% vs 14%). On price, update cadence, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

AmOnline holds the better App Store score, 5.0 against 4.0. That said, the two scores are not equally well evidenced: BigPay has 134 ratings behind it against 5, so its average is the more settled of the two. Written reviews complicate that: 27% of BigPay's written reviews are positive against 14% of AmOnline's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 3 weeks. The most recent releases landed on October 7, 2026 and October 10, 2026 respectively.

Scorecard6 real differences · 4 level
BigPay versus AmOnline: the parameters behind the verdict, then further details
ParameterBigPayAmOnline
PriceFreeFree
Rating4.0 (134 ratings)5.0 (5 ratings) — better
Positive reviews27.0% of reviews — better14.3% of reviews
Number of ratings134 — better5
Update frequencyEvery 3 weeksEvery 3 weeks
AdsYesNo — better
In-app purchasesNoNo
MonetizationFree with in-app purchasesFree — better
DevicesiPhone, iPodiPhone, iPod
Requires iOS13.0 — better15.0
Further details — not scored
Size150 MB138 MB
Age rating17+4+
DeveloperBIG PAY PTE. LTD.AmBank (M) Berhad

Customer experience

BigPay

All ratings134 ratings
Positive75.4%
Neutral3.7%
Negative20.9%
Written reviews263 reviews
Positive27.0%
Neutral6.5%
Negative66.5%

AmOnline

All ratings5 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews7 reviews
Positive14.3%
Neutral0.0%
Negative85.7%

In-app purchases

None

BigPay

No in-app purchases

None

AmOnline

No in-app purchases

Questions

Is BigPay free?
BigPay is free to download, with no in-app purchases.
Is AmOnline free?
AmOnline is free to download, with no in-app purchases.
Which has better reviews, BigPay or AmOnline?
AmOnline is rated higher. BigPay averages 4.0 out of 5 from 134 ratings, while AmOnline averages 5.0 from 5 ratings.
Do BigPay or AmOnline have ads?
BigPay shows ads; AmOnline does not.
Which is updated more often, BigPay or AmOnline?
BigPay ships an update every 3 weeks, and AmOnline every 3 weeks. Most recently, BigPay was updated on October 7, 2026 and AmOnline on October 10, 2026.

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