FBOT Mobile vs FNBCT Mobile
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
FBOT Mobile
Manage your finances on the go with this mobile banking app. Check balances, transfer funds between accounts, pay bills, and deposit checks directly from your device. Designed for existing Fidelity Bank of Texas online banking customers.
- Check account balances
- Search recent transactions
- Transfer funds between accounts
- Pay bills
- Deposit checks
- View latest account balance
Read full descriptionHide full description
Start banking wherever you are with FBOT Mobile! Available to all Fidelity Bank of Texas online banking customers, FBOT Mobile allows you to check balances, make transfers, pay bills and make deposits. Available features include: Accounts - Check your latest account balance and search recent transactions by date, amount, or check number. Transfers - Easily transfer cash between your accounts. Pay Bills -Easily pay bills anytime on the fly. Deposit Checks -Easily make a check deposit. All features may not be available in the tablet application.
FNBCT Mobile
Manage your finances with this secure and fast mobile tool. Set up alerts, make payments, transfer funds, deposit checks, and manage your debit card. Find nearby branches and ATMs easily.
- Set up balance alerts
- Make payments to companies and friends
- Transfer money between accounts
- Deposit checks via photo
- Manage debit cards (reorder/turn off)
- View and save monthly statements
- Find branches and ATMs
Read full descriptionHide full description
FNBCT Mobile is your personal financial advocate. It’s fast, secure and makes life easier by empowering you with the tools you need to manage your finances. Here’s what you can do with FNBCT Mobile: •Set up alerts so you know when your balance drops below a certain amount •Make payments, whether you’re paying a company or a friend •Transfer money between your accounts •Deposit checks in a snap by taking a picture of the front and back •Reorder your debit card or turn it off if you’ve misplaced it •View and save your monthly statements •Find branches and ATMs near you Secure your account with a 4-digit passcode or biometric on supported devices.
Screenshots
Verdict
The clearest difference is ratings volume: FNBCT Mobile at 2K against FBOT Mobile's 67. FNBCT Mobile also leads on rating (4.8 vs 4.6). FBOT Mobile's advantage is review sentiment (75% vs 63%) and iOS requirement (15.0 vs 18.4). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
FNBCT Mobile holds the better App Store score, 4.8 against 4.6. That said, the two scores are not equally well evidenced: FNBCT Mobile has 2K ratings behind it against 67, so its average is the more settled of the two. Written reviews complicate that: 75% of FBOT Mobile's written reviews are positive against 63% of FNBCT Mobile's, so the app with the better star average is not the one people write more warmly about.
FBOT Mobile ships an update every 6 weeks, FNBCT Mobile monthly. The most recent releases landed on October 5, 2026 and October 14, 2026 respectively.
| Parameter | FBOT Mobile | FNBCT Mobile |
|---|---|---|
| Price | Free | Free |
| Rating | 4.6 (67 ratings) | 4.8 (2K ratings) — better |
| Positive reviews | 75.0% of reviews — better | 63.0% of reviews |
| Number of ratings | 67 | 2K — better |
| Update frequency | Every 6 weeks | Monthly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod — better | iPhone, iPad |
| Requires iOS | 15.0 — better | 18.4 |
| Further details — not scored | ||
| Size | 148 MB | 179 MB |
| Age rating | 4+ | 12+ |
| Developer | Fidelity Bank of Texas | The First National Bank of Central Texas |
Customer experience
FBOT Mobile
FNBCT Mobile
Bugs and requests
FBOT Mobile
Not enough reviews yet to summarise bugs or requests.
FNBCT Mobile
Reported bugs
3 issues- App won't open on older devices
- Deposit process requires multiple photo attempts
- Notifications send duplicate transactions
Requested features
3 requests- Higher mobile deposit limit
- Restore previous notification system
- Display account balance after transactions
In-app purchases
FBOT Mobile
No in-app purchases
FNBCT Mobile
No in-app purchases
Questions
Is FBOT Mobile free?
Is FNBCT Mobile free?
Which has better reviews, FBOT Mobile or FNBCT Mobile?
Do FBOT Mobile or FNBCT Mobile have ads?
Which is updated more often, FBOT Mobile or FNBCT Mobile?
Other comparisons
