Comparison

S PAY GLOBAL vs TAIBVX

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

S PAY GLOBAL

This e-wallet app facilitates secure digital payments for bills and purchases at participating merchants. Users can easily top up their balance and enjoy a cashless lifestyle with features like QR code payments, bill splitting, and peer-to-peer transfers.

Highlights
  • Scan & Pay using QR Codes
  • Split bills
  • Peer to peer fund transfers
  • Loyalty Rewards discounts
  • Bill subscription and payment
  • Transaction history
Features
Read full description

SPayGlobal (also known as Sarawak Pay) is the Sarawak Government Fintech mobile app platform that provides a convenient and secured e-wallet functionality. Users can make digital payment for bills and purchases at participating merchants. Users can top up their e-wallet through internet banking and credit cards and enjoy the convenience of cashless payments. SPayGlobal allows users to: - Scan & Pay using QR Codes - Split bills amongst SPayGlobal users - Perform peer to peer fund transfers - Enjoy discounts vouchers within Loyalty Rewards - Purchase and renew insurance, pay study loans, order food, make donations, pay for street parking, etc. - Subscribe, manage and pay your bills - Check transaction history conveniently - Search or view merchant listing - Register and operate an Individual Merchant Account SPayGlobal is operated by SiliconNet Technologies Sdn Bhd (SNT), on behalf of the Sarawak Government. SNT holds an eWallet license from Bank Negara Malaysia. This App is available in English. Download Now to begin your cashless lifestyle!
 It’s FREE! Need assistance? Email us at customerservice@spayglobal.my 
Like and follow our Facebook page at @S PAY GLOBAL.

About

TAIBVX

Access your Perbadanan TAIB accounts conveniently from your mobile device. Perform various banking transactions, including fund transfers, bill payments, and top-ups, anytime and anywhere. Manage your account details, statements, and financing information with ease.

Highlights
  • View account and financing details
  • Download account statements
  • Perform fund transfers
  • Make bill payments
  • Top up prepaid services
  • Create standing instructions
Features
Read full description

TAIBVX: Mobile Banking TAIB Virtual Experience (VX) allows you to access your Perbadanan TAIB account using your mobile device. It gives you the convenience to perform the banking transactions on your device anywhere and anytime. Below are some of the services that you can perform: View your Account Detail View & Download your Account Statements View your Financing Details View your Financing Statements View Term Deposit Details (TDC) View & Download your Term Deposit Statements Perform Fund Transfers - Own Account Transfer - Internal Transfers - Domestic Transfers (local 3rd party bank) - Cross-border (coming soon) Bill Payments - DST Postpaids - Imagine Pospaids - Insurans Islam TAIB Family Takaful Top Up - EASI Prepaid - Progresif Prepaid - DES Electricity Create and close Standing Instruction View Payment Status Inquiry How to get started? Step 1: Download the application App Store (Apple iTunes) Step 2: Register for FREE Step 3: Require personal credentials information for registration Step 4: Choose your own USER ID and PASSWORD Step 5: Log in to experience the Mobile Application

Screenshots

S PAY GLOBAL4 screens
TAIBVX4 screens

Verdict

The call

The clearest difference is rating: TAIBVX at 2.4 against S PAY GLOBAL's 1.9. TAIBVX also leads on ratings volume (73 vs 9). S PAY GLOBAL's advantage is review sentiment (23% vs 15%). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

TAIBVX holds the better App Store score, 2.4 against 1.9. That said, the two scores are not equally well evidenced: TAIBVX has 73 ratings behind it against 9, so its average is the more settled of the two. Written reviews complicate that: 23% of S PAY GLOBAL's written reviews are positive against 15% of TAIBVX's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

S PAY GLOBAL ships an update every 5 weeks, TAIBVX every 3 weeks. The most recent releases landed on October 20, 2026 and October 7, 2026 respectively.

Scorecard3 real differences · 7 level
S PAY GLOBAL versus TAIBVX: the parameters behind the verdict, then further details
ParameterS PAY GLOBALTAIBVX
PriceFreeFree
Rating1.9 (9 ratings)2.4 (73 ratings) — better
Positive reviews23.2% of reviews — better15.0% of reviews
Number of ratings973 — better
Update frequencyEvery 5 weeksEvery 3 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS12.011.0 — better
Further details — not scored
Size50 MB49 MB
Age rating4+4+
DeveloperSarawak State GovernmentPerbadanan Tabung Amanah Islam Brunei

Customer experience

S PAY GLOBAL

All ratings9 ratings
Positive22.2%
Neutral0.0%
Negative77.8%
Written reviews69 reviews
Positive23.2%
Neutral15.9%
Negative60.9%

TAIBVX

All ratings72 ratings
Positive33.3%
Neutral4.2%
Negative62.5%
Written reviews20 reviews
Positive15.0%
Neutral5.0%
Negative80.0%

In-app purchases

None

S PAY GLOBAL

No in-app purchases

None

TAIBVX

No in-app purchases

Questions

Is S PAY GLOBAL free?
S PAY GLOBAL is free to download, with no in-app purchases.
Is TAIBVX free?
TAIBVX is free to download, with no in-app purchases.
Which has better reviews, S PAY GLOBAL or TAIBVX?
TAIBVX is rated higher. S PAY GLOBAL averages 1.9 out of 5 from 9 ratings, while TAIBVX averages 2.4 from 73 ratings.
Do S PAY GLOBAL or TAIBVX have ads?
Neither S PAY GLOBAL nor TAIBVX shows ads.
Which is updated more often, S PAY GLOBAL or TAIBVX?
S PAY GLOBAL ships an update every 5 weeks, and TAIBVX every 3 weeks. Most recently, S PAY GLOBAL was updated on October 20, 2026 and TAIBVX on October 7, 2026.

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