Comparison

myABL vs NBP Digital

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

myABL

Manage your finances with this comprehensive mobile banking app. Transfer funds, pay bills, manage accounts, and access loans and investments securely. Earn rewards and find deals with this all-in-one financial tool.

Highlights
  • Money transfer via IBAN, Account Number, CNIC, QR, and RAAST
  • Bill payments for utilities, telco, education, government, and more
  • Loan applications and advance salary
  • Account management and statement generation
  • Card control and expense tracking
  • Investment management
  • Loyalty rewards and deals
Features
Read full description

Simplify your Banking with myABL Mobile App Manage your finances effortlessly with myABL, the ultimate mobile banking solution by Allied Bank. Conveniently, access your accounts, make payments, and transfer funds anytime, anywhere. Trusted by millions across Pakistan, myABL ensures your financial data is protected with advanced encryption technology. Key Features: Money Transfer: • Transfer Funds: Instantly send money to any account, anytime via IBAN, Account Number, CNIC Transfer. • QR Payments: Make secure Instant payments or transfer funds using QR Code. • RAAST Transfer: Transfer Funds Through RAAST ID. Payments: • Pay Bills: Pay Utility Bills, Telco, Education Fee, Credit Card Bills, Internet Bills, Govt. Payments, Mobile Top-ups and more in just a few clicks. • Donations: Transfer your donations quickly through myABL Mobile App. • Franchise Payments: Conveniently manage and pay your franchise dues with just a few taps. • Ticketing: Book & Pay for a wide range of tickets for movies, buses, and other events. Loans: • PayDay Loan (Advance Salary): Customers whose salary is being processed through Allied Bank can seamlessly obtain advance salary without any markup. Account Management: Stay on top of your finances—view balances, download detailed bank statements, and more. • Profile Management: Update your mailing address and CNIC expiry date. • Cheque Management: Manage your cheques conveniently—apply for a new chequebook, use Positive Pay, or stop cheque payments. • RAAST Management: Seamlessly create, link, delink, or delete your RAAST ID directly through the app. Cards: Get full control over your cards—instantly activate or deactivate your debit, credit, or virtual cards, track expenses in real-time, and apply for new cards directly. Investments: Manage your investments with ABL Asset Management Company. Earn Rewards with myABL Coins: Our exclusive loyalty program let’s you earn digital coins for card transactions. Redeem your coins in our marketplace. The more you transact, the more you earn. Deals & Discounts: Find the best deals & discounts on your ABL debit & credit cards & QR. Additional Services: • Payees & Billers: Easily add and manage payees and billers for quick and hassle-free payments. • Account Maintenance Certificate: Generate your account maintenance certificate seamlessly, through myABL Mobile app. • Withholding Tax Certificate: Easily download your withholding tax certificate for tax reporting and compliance, all within the app. • Dormant Account Activation: Activate your Dormant account from myABL without any need to visit branch. • Branch & ATM Locator: Locate your nearest ABL branch or ATM. • Temporary Limit Enhancement: Instantly increase your daily limits of ATM and myABL services with just few clicks. Statements: Conveniently view your account statement, transaction history, mini statements at one click. Robust Security: Enjoy peace of mind with biometric login, two-factor authentication, and end-to-end encryption to protect your data and transactions. Visit our Security Guide for details on how we keep your data safe. Complaints & Support: Easily submit your complaints through the app for quick resolution. Get quick support and updates on your issues, all in one place. Why Choose myABL? • 24/7 Access: Manage your finances anytime, anywhere. • Hassle-Free Banking: Say goodbye to long queues and branch visits. • Exclusive Features: Enjoy offers and services tailored to your lifestyle needs. • Convenient Payments: Simplify your lifestyle with instant bill payments and funds transfers. Download myABL Today! Join millions of satisfied users who trust myABL for their digital banking needs in Pakistan. Skip the lines and enjoy seamless banking right from your mobile device. For Assistance: • 24/7 Helpline: 042-111-225-225 • Email: complaint@abl.com or cm@abl.com • Corporate Website: www.abl.com

About

NBP Digital

Manage your banking needs with this secure and user-friendly smartphone app. Perform fund transfers, pay bills, manage accounts, and locate ATMs. Offers biometric login and OTP security for a convenient and safe banking experience.

Highlights
  • Fund transfers (NBP & IBFT)
  • Utility and government bill payments
  • Mobile top-up
  • Debit card management
  • Account statement access
  • ATM and QR merchant locator
  • Biometric login
Features
Read full description

About this App NBP digital is free, secure and user friendly smartphone app for all your banking needs. NBP account holder (Conventional & Islamic) can get registered for NBP Digital and enjoy all the following exciting features anywhere any time: FUND TRANSFER & PAYMENTS · Funds transfer to NBP account holder. · IBAN payment feature in Fund Transfer (New) · IBFT- Funds transfer to any other bank account holder. · Utility Bill Payment · Mobile Top-Up · Credit Card Bill payment · Government Payments · CNIC Transfer · Contribute to Flood Relief (New) · UPI QR Payments · Generate QR ACCOUNT SERVICES · Debit Card Management (New) · Add Multiple Account · Balance Inquiry (Tap to show balance on home screen) · Check Account Statement (30/60/90 days) · Email Account Statement OTHERS · Search location of the nearest ATM & QR Merchants · Beneficiary Management · Biometric Login (Touch/Face ID) · MPIN Management · Security feature (OTP for Login & Device Binding) · Referral Code (New) NBP DIGITAL REGISTRATION To get yourself registered for NBP Digital App you just need to have: a. CNIC# b. Account/IBAN# c. Registered Mobile# For further details visit NBP website by clicking the link below: NBP Website Link: https://www.nbp.com.pk/digital/index.aspx If you have any query, complaint or feedback regarding NBP Digital you can: • Call us: 021-111-627-627 • Email us at: mobileapp.support@nbp.com.pk Follow us: https://www.facebook.com/NBPTheNationsBank/

Screenshots

myABL4 screens
NBP Digital4 screens

Verdict

The call

The clearest difference is ads: NBP Digital at none against myABL's shown. NBP Digital also leads on review sentiment (72% vs 42%) and monetization model (free vs free with in-app purchases). myABL's advantage is rating (4.6 vs 4.4) and ratings volume (4K vs 277). On price, update cadence, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

myABL holds the better App Store score, 4.6 against 4.4. That said, the two scores are not equally well evidenced: myABL has 4K ratings behind it against 277, so its average is the more settled of the two. Written reviews complicate that: 42% of myABL's written reviews are positive against 72% of NBP Digital's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

myABL ships an update monthly, NBP Digital every 2 months. The most recent releases landed on October 26, 2026 and October 24, 2026 respectively.

Scorecard6 real differences · 4 level
myABL versus NBP Digital: the parameters behind the verdict, then further details
ParametermyABLNBP Digital
PriceFreeFree
Rating4.6 (4K ratings) — better4.4 (277 ratings)
Positive reviews41.6% of reviews72.0% of reviews — better
Number of ratings4K — better277
Update frequencyMonthly — betterEvery 2 months
AdsYesNo — better
In-app purchasesNoNo
MonetizationFree with in-app purchasesFree — better
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS13.0 — better15.1
Further details — not scored
Size374 MB105 MB
Age rating4+4+
DeveloperAlliedBankNational Bank of Pakistan

Customer experience

myABL

All ratings3,746 ratings
Positive91.6%
Neutral2.3%
Negative6.1%
Written reviews435 reviews
Positive41.6%
Neutral6.0%
Negative52.4%

NBP Digital

All ratings277 ratings
Positive87.7%
Neutral2.9%
Negative9.4%
Written reviews225 reviews
Positive72.0%
Neutral3.1%
Negative24.9%

User reviews

myABL

From 4K App Store ratings

What we love

  • 👍 User-friendly app
  • 🚀 Fast and responsive
  • 🔒 Secure banking experience
  • 💡 Convenient features like quick transfers

Room to improve

  • 🐛 Frequent crashes and bugs
  • 🔍 Difficult to log in and perform transactions
  • ⚠️ Unreliable and inconsistent performance
  • 🔍 Biometric verification issues

NBP Digital

From 277 App Store ratings

What we love

  • 👍 Good app
  • 🚀 Easy to use
  • 🔒 Excellent security
  • 👍 Smooth performance
  • 👍 Reliable service

Room to improve

  • 🐛 Login issues
  • 🐛 App crashes
  • 🐛 Connectivity problems
  • 🐛 Bugs after updates
  • 🐛 Compatibility issues

Bugs and requests

myABL

Reported bugs

4 issues
  • Login screen freezes or shows errors
  • Transactions fail or get stuck
  • Biometric verification not working as expected
  • App crashes or becomes unresponsive

Requested features

4 requests
  • Add face ID or fingerprint login option
  • Improve app stability and reduce loading times
  • Streamline the transaction process
  • Provide better customer support

NBP Digital

Reported bugs

5 issues
  • Login screen freezes
  • Unable to register new account
  • OTP input not working
  • App crashes on balance check
  • Incompatible with older iOS versions

Requested features

5 requests
  • Add biometric login option
  • Improve transaction history view
  • Enable utility bill payments
  • Increase font size for better readability
  • Add digital debit card feature

In-app purchases

None

myABL

No in-app purchases

None

NBP Digital

No in-app purchases

Questions

Is myABL free?
myABL is free to download, with no in-app purchases.
Is NBP Digital free?
NBP Digital is free to download, with no in-app purchases.
Which has better reviews, myABL or NBP Digital?
myABL is rated higher. myABL averages 4.6 out of 5 from 4K ratings, while NBP Digital averages 4.4 from 277 ratings.
Do myABL or NBP Digital have ads?
myABL shows ads; NBP Digital does not.
Which is updated more often, myABL or NBP Digital?
myABL ships an update monthly, and NBP Digital every 2 months. Most recently, myABL was updated on October 26, 2026 and NBP Digital on October 24, 2026.

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