Comparison

myABL vs digiBOP

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

myABL

Manage your finances with this comprehensive mobile banking app. Transfer funds, pay bills, manage accounts, and access loans and investments securely. Earn rewards and find deals with this all-in-one financial tool.

Highlights
  • Money transfer via IBAN, Account Number, CNIC, QR, and RAAST
  • Bill payments for utilities, telco, education, government, and more
  • Loan applications and advance salary
  • Account management and statement generation
  • Card control and expense tracking
  • Investment management
  • Loyalty rewards and deals
Features
Read full description

Simplify your Banking with myABL Mobile App Manage your finances effortlessly with myABL, the ultimate mobile banking solution by Allied Bank. Conveniently, access your accounts, make payments, and transfer funds anytime, anywhere. Trusted by millions across Pakistan, myABL ensures your financial data is protected with advanced encryption technology. Key Features: Money Transfer: • Transfer Funds: Instantly send money to any account, anytime via IBAN, Account Number, CNIC Transfer. • QR Payments: Make secure Instant payments or transfer funds using QR Code. • RAAST Transfer: Transfer Funds Through RAAST ID. Payments: • Pay Bills: Pay Utility Bills, Telco, Education Fee, Credit Card Bills, Internet Bills, Govt. Payments, Mobile Top-ups and more in just a few clicks. • Donations: Transfer your donations quickly through myABL Mobile App. • Franchise Payments: Conveniently manage and pay your franchise dues with just a few taps. • Ticketing: Book & Pay for a wide range of tickets for movies, buses, and other events. Loans: • PayDay Loan (Advance Salary): Customers whose salary is being processed through Allied Bank can seamlessly obtain advance salary without any markup. Account Management: Stay on top of your finances—view balances, download detailed bank statements, and more. • Profile Management: Update your mailing address and CNIC expiry date. • Cheque Management: Manage your cheques conveniently—apply for a new chequebook, use Positive Pay, or stop cheque payments. • RAAST Management: Seamlessly create, link, delink, or delete your RAAST ID directly through the app. Cards: Get full control over your cards—instantly activate or deactivate your debit, credit, or virtual cards, track expenses in real-time, and apply for new cards directly. Investments: Manage your investments with ABL Asset Management Company. Earn Rewards with myABL Coins: Our exclusive loyalty program let’s you earn digital coins for card transactions. Redeem your coins in our marketplace. The more you transact, the more you earn. Deals & Discounts: Find the best deals & discounts on your ABL debit & credit cards & QR. Additional Services: • Payees & Billers: Easily add and manage payees and billers for quick and hassle-free payments. • Account Maintenance Certificate: Generate your account maintenance certificate seamlessly, through myABL Mobile app. • Withholding Tax Certificate: Easily download your withholding tax certificate for tax reporting and compliance, all within the app. • Dormant Account Activation: Activate your Dormant account from myABL without any need to visit branch. • Branch & ATM Locator: Locate your nearest ABL branch or ATM. • Temporary Limit Enhancement: Instantly increase your daily limits of ATM and myABL services with just few clicks. Statements: Conveniently view your account statement, transaction history, mini statements at one click. Robust Security: Enjoy peace of mind with biometric login, two-factor authentication, and end-to-end encryption to protect your data and transactions. Visit our Security Guide for details on how we keep your data safe. Complaints & Support: Easily submit your complaints through the app for quick resolution. Get quick support and updates on your issues, all in one place. Why Choose myABL? • 24/7 Access: Manage your finances anytime, anywhere. • Hassle-Free Banking: Say goodbye to long queues and branch visits. • Exclusive Features: Enjoy offers and services tailored to your lifestyle needs. • Convenient Payments: Simplify your lifestyle with instant bill payments and funds transfers. Download myABL Today! Join millions of satisfied users who trust myABL for their digital banking needs in Pakistan. Skip the lines and enjoy seamless banking right from your mobile device. For Assistance: • 24/7 Helpline: 042-111-225-225 • Email: complaint@abl.com or cm@abl.com • Corporate Website: www.abl.com

About

digiBOP

Manage your everyday banking needs conveniently and securely from anywhere. This app allows for easy fund transfers, bill payments, mobile recharges, and account management. You can also activate and manage your debit cards, find nearby ATMs, and access exclusive discounts.

Highlights
  • Funds Transfer (own accounts, BOP, other banks, wallets)
  • Bill Payments (utilities, credit cards, online shopping, government)
  • Mobile Recharge/Top-up
  • Account Information & Transaction History
  • Debit Card Management (activate, lock/unlock)
  • Locate ATMs and Branches
  • Secure Touch ID Login
Features
Read full description

A unique digital banking experience with digiBOP Mobile Banking App. Experience convenient and seamless digital banking with the latest digiBOP Mobile App. Offering unique features and improved interface, BOP customers can now attend their everyday banking needs anywhere, anytime with the redefined mobile banking app digiBOP. Funds Transfer: • Transfer within own Accounts • Transfer Funds to BOP Accounts, • Transfer Funds to other bank accounts via RAAST/1-Link • Transfer Funds to wallets/microfinance bank accounts/wallets Bill Payments: • Utility bill payments • Credit Card & Loan Accounts payments • Online Shopping Companies bill payment • Pay Government challans and fees (FBR payments) Mobile Recharge/ Top up • Recharge/ top up your prepaid/ postpaid mobile (Jazz, Telenor, Zong, Ufone) • Purchase prepaid super-card/bundles with BOP mobile banking Account Information • View your account(s) balance(s) and other account details (Branch, IBAN) • Manage multiple accounts with ease • View your transaction history and account statement Card Management: • Activate your debit card • Lock/unlock debit card • Manage permissions on your debit/credit cards Discount & Offers: • Search & Navigate to the nearby deals and discounts offered on BOP cards (Debit/Credit) with BOP mobile banking Locate Us: • Find the nearby BOP ATMs and Branches Basic Banking features: • Login through secure touch ID • Beneficiary Management • Payee Management • Contact Us for complaint and queries • Update your mobile number/password Feedback: • Leave a message and one of our customer care representatives will get back to you Let us know your feedback regarding the BOP mobile banking app Follow us • facebook.com/thebankofpunjab • twitter.com/thebankofpunjab • Visit us: bop.com.pk

Screenshots

myABL4 screens
digiBOP4 screens

Verdict

The call

The clearest difference is rating: myABL at 4.7 against digiBOP's 1.1. myABL also leads on review sentiment (41% vs 2%) and ratings volume (3.7K vs 12). digiBOP's advantage is ads (none vs shown) and monetization model (free vs free with in-app purchases). On price, update cadence, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

myABL holds the better App Store score, 4.7 against 1.1. That said, the two scores are not equally well evidenced: myABL has 3.7K ratings behind it against 12, so its average is the more settled of the two. Written reviews point the same way: 41% of myABL's written reviews are positive against 2% of digiBOP's.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly monthly. The most recent releases landed on September 22, 2026 and September 21, 2026 respectively.

Scorecard5 real differences · 5 level
myABL versus digiBOP: the parameters behind the verdict, then further details
ParametermyABLdigiBOP
PriceFreeFree
Rating4.7 (3.7K ratings) — better1.1 (12 ratings)
Positive reviews40.9% of reviews — better1.5% of reviews
Number of ratings3.7K — better12
Update frequencyMonthlyMonthly
AdsYesNo — better
In-app purchasesNoNo
MonetizationFree with in-app purchasesFree — better
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS13.012.0 — better
Further details — not scored
Size374 MB187 MB
Age rating4+4+
DeveloperAlliedBankThe Bank Of Punjab

Customer experience

myABL

All ratings3,746 ratings
Positive91.6%
Neutral2.3%
Negative6.1%
Written reviews428 reviews
Positive40.9%
Neutral6.1%
Negative53.0%

digiBOP

All ratings12 ratings
Positive0.0%
Neutral0.0%
Negative100.0%
Written reviews65 reviews
Positive1.5%
Neutral0.0%
Negative98.5%

User reviews

myABL

From 3.7K App Store ratings

What we love

  • 👍 User-friendly app
  • 🚀 Fast and responsive
  • 🔒 Secure banking experience
  • 💡 Convenient features like quick transfers

Room to improve

  • 🐛 Frequent crashes and bugs
  • 🔍 Difficult to log in and perform transactions
  • ⚠️ Unreliable and inconsistent performance
  • 🔍 Biometric verification issues

digiBOP

From 12 App Store ratings

What we love

  • 👍 Nice and good bank

Room to improve

  • 😞 Unable to sign up
  • 😞 OTP issues (disappears, not typeable, not received)
  • 😞 Login problems (tough, errors, profile locked)
  • 😞 App crashes frequently
  • 😞 Poor customer service

Bugs and requests

myABL

Reported bugs

4 issues
  • Login screen freezes or shows errors
  • Transactions fail or get stuck
  • Biometric verification not working as expected
  • App crashes or becomes unresponsive

Requested features

4 requests
  • Add face ID or fingerprint login option
  • Improve app stability and reduce loading times
  • Streamline the transaction process
  • Provide better customer support

digiBOP

Reported bugs

12 issues
  • OTP disappears automatically
  • OTP cannot be typed or pasted
  • OTP not received
  • App crashes on startup
  • Login screen freezes or shows errors
Show 7 more
  • Profile locked error
  • Cannot add new payees/beneficiaries
  • App hangs and gets stuck
  • Previous version worked better
  • New version not picking card data
  • Auto-fetch OTP error
  • App crashes on iPhone iOS version 12.5.5

Requested features

8 requests
  • Update app
  • Fix OTP issues
  • Improve login process
  • Improve customer service
  • Fix bugs and errors
Show 3 more
  • Improve UI/UX
  • Hire better developers
  • Make app work properly

In-app purchases

None

myABL

No in-app purchases

None

digiBOP

No in-app purchases

Questions

Is myABL free?
myABL is free to download, with no in-app purchases.
Is digiBOP free?
digiBOP is free to download, with no in-app purchases.
Which has better reviews, myABL or digiBOP?
myABL is rated higher. myABL averages 4.7 out of 5 from 3.7K ratings, while digiBOP averages 1.1 from 12 ratings.
Do myABL or digiBOP have ads?
myABL shows ads; digiBOP does not.
Which is updated more often, myABL or digiBOP?
myABL ships an update monthly, and digiBOP monthly. Most recently, myABL was updated on September 22, 2026 and digiBOP on September 21, 2026.

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