Comparison

Enterprise Spend Platform vs Smart Data

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Enterprise Spend Platform

Manage your business expenses on the go with this platform. Easily view accounts, balances, and credit limits. Capture receipt photos, link them to expenses, and submit them for approval from your mobile device.

Highlights
  • View accounts and balances
  • Capture receipt photos
  • Link receipts to expenses
  • Code and submit expenses
  • Approve card expenses
  • Track receipts with image library
Features
Read full description

Get expense management at your fingertips by using the Enterprise Spend Platform (ESP) app to view expenses - anytime, anywhere. All Enterprise Spend Platform App users may select the new account listing screen from the user menu of a mobile device. From this screen, users may view their accounts or the accounts mapped or delegated to them, view available balance, and credit limit. If you are utilizing coding and approval functionality, now you can access ESP’s powerful Expense Management functionality from your mobile device. From the ability to take photos of your receipts using your device to providing approvals for card expenses, it’s easy for users and managers to complete their expense tasks on the go. Simply download now and create your mobile PIN to enjoy using mobile Expense Management for ESP. Expense Management: + Take photos of your receipts using your device + Link receipts to expenses + Keep track of receipts using the image library + View card expenses + Code and submit expenses + Approve expenses + Banking-grade, globally recognized security levels

About

Smart Data

Streamline your business expense reporting on the go. Capture receipts with your phone, add justifications, and manage costs from anywhere. This app is a component of your bank's commercial card program.

Highlights
  • Review posted corporate Mastercard expenses
  • Add receipts using phone camera
  • Add business justification and allocate costs
  • Group and manage multiple expenses
  • Approve expenses and groups
Features
Read full description

Note: This mobile application needs to be enabled by your bank. Your business happens in lots of places and, these days, it's usually not in your office. With Smart Data, your expense reporting can happen anytime, anywhere, just like your work. With the Smart Data mobile application, you can: * Review all posted expenses associated with your corporate Mastercard * Add receipts captured with your phone's camera eliminating the need to keep track of paper receipts * Add a business justification and allocate costs * Group and manage multiple expenses at once * Manage expenses and groups as an approver Smart Data is a component of Mastercard's Commercial product offerings, which financial institutions provide to their business customers to manage their Commercial Card programs. With the Mastercard Smart Data suite of solutions, organizations can better monitor spending, reduce vendor costs, and maximize efficiency. Smart Data helps companies seamlessly organize, consolidate, manage, and analyze financial data from cards, and cash transactions. Smart Data is a single, scalable, and highly configurable global platform with proven market leadership globally.

Screenshots

Enterprise Spend Platform4 screens
Smart Data4 screens

Verdict

The call

The clearest difference is update cadence: Smart Data at monthly against Enterprise Spend Platform's every 3 months. Smart Data also leads on review sentiment (25% vs 13%). On price, rating, ratings volume and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Enterprise Spend Platform holds the better App Store score, 4.6 against 4.4. Both are backed by a comparable volume of ratings — 879 and 699 respectively. Written reviews complicate that: 13% of Enterprise Spend Platform's written reviews are positive against 25% of Smart Data's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

Enterprise Spend Platform ships an update every 3 months, Smart Data monthly. The most recent releases landed on September 22, 2026 and September 20, 2026 respectively.

Scorecard2 real differences · 8 level
Enterprise Spend Platform versus Smart Data: the parameters behind the verdict, then further details
ParameterEnterprise Spend PlatformSmart Data
PriceFreeFree
Rating4.6 (879 ratings) — better4.4 (699 ratings)
Positive reviews12.5% of reviews25.0% of reviews — better
Number of ratings879 — better699
Update frequencyEvery 3 monthsMonthly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPadiPhone, iPad
Requires iOS16.7.11 — better17.0
Further details — not scored
Size179 MB63 MB
Age rating4+4+
DeveloperTruist Financial CorporationMastercard International Incorporated

Customer experience

Enterprise Spend Platform

All ratings620 ratings
Positive87.3%
Neutral4.4%
Negative8.4%
Written reviews16 reviews
Positive12.5%
Neutral18.8%
Negative68.8%

Smart Data

All ratings699 ratings
Positive85.1%
Neutral3.0%
Negative11.9%
Written reviews16 reviews
Positive25.0%
Neutral0.0%
Negative75.0%

Bugs and requests

Enterprise Spend Platform

Not enough reviews yet to summarise bugs or requests.

Smart Data

Reported bugs

6 issues
  • Login issues
  • Uploading receipts issues
  • App crashes during receipt import
  • Constant error messages
  • Submitted expenses cannot be edited
Show 1 more
  • Submitting receipts fails frequently

Requested features

8 requests
  • Biometric login (Face ID/fingerprint)
  • Update required notification
  • Storage for pending charge receipts
  • Ability to recognize recurring charges
  • Autofill password functionality
Show 3 more
  • Ability to take receipt picture from app
  • See billing session total/balance
  • Sync submitted receipts with pictures

In-app purchases

None

Enterprise Spend Platform

No in-app purchases

None

Smart Data

No in-app purchases

Questions

Is Enterprise Spend Platform free?
Enterprise Spend Platform is free to download, with no in-app purchases.
Is Smart Data free?
Smart Data is free to download, with no in-app purchases.
Which has better reviews, Enterprise Spend Platform or Smart Data?
Enterprise Spend Platform is rated higher. Enterprise Spend Platform averages 4.6 out of 5 from 879 ratings, while Smart Data averages 4.4 from 699 ratings.
Do Enterprise Spend Platform or Smart Data have ads?
Neither Enterprise Spend Platform nor Smart Data shows ads.
Which is updated more often, Enterprise Spend Platform or Smart Data?
Enterprise Spend Platform ships an update every 3 months, and Smart Data monthly. Most recently, Enterprise Spend Platform was updated on September 22, 2026 and Smart Data on September 20, 2026.

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