Comparison

Paysign® vs MyPaymentVault

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Paysign®

Manage your funds and track transactions on your card from anywhere. View your balance, review recent activity, get account alerts, and locate surcharge-free ATMs. It's a secure and convenient way to handle your finances on the go.

Highlights
  • View account balance
  • Track transaction history
  • Receive account alerts
  • Locate surcharge-free ATMs
  • Use card anywhere Visa Debit is accepted
Read full description

Manage your money and transactions on your Paysign® card wherever you go. View your balance, your recent transaction history, receive account alerts, and find nearby surcharge-free ATM all from the Paysign® app. It's free, secure and makes it easy to manage your funds on the go. Use your card everywhere Visa Debit cards are accepted - in stores, online or over the phone. If you have questions regarding your Paysign® card call us using the 24/7 customer service number located on the back of your card.

About

MyPaymentVault

Manage your prepaid card on the go with this mobile application. View your balance, review transaction history, locate nearby ATMs, and activate your card. Enjoy a secure and seamless login experience with fingerprint authentication.

Highlights
  • Activate card
  • Display card balance
  • View transaction history
  • Locate in-network ATMs
  • Fingerprint authentication
Read full description

The MyPaymentVault Mobile app (formerly North Lane Mobile app) lets you manage your MyPaymentVault prepaid card easily from your smartphone. The app provides you with important and useful functions such as: - Activate your card - Display your card balance - View your transaction history - Locate in-network ATMs The MyPaymentVault App is a simple way to manage your prepaid card. Download the MyPaymentVault app for free and get started in a few easy steps. We support Face Fingerprint authentication instead of entering a password, making your login experience seamless. The most important functions in detail: - Show Balance - View the current balance of your prepaid card in real-time on your - Dashboard. - Transaction History - View your transactions in detail and filter them according to date. - ATM Locator - Enter your location to view in-network ATMs near you.

Screenshots

Paysign®4 screens
MyPaymentVault4 screens

Verdict

The call

The clearest difference is rating: Paysign® at 1.6 against MyPaymentVault's 1.4. MyPaymentVault's advantage is update cadence (monthly vs every 2 months). On price, review sentiment, ratings volume and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Paysign® holds the better App Store score, 1.6 against 1.4. Both are backed by a comparable volume of ratings — 520 and 676 respectively. Written reviews complicate that: 3% of Paysign®'s written reviews are positive against 8% of MyPaymentVault's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

Paysign® ships an update every 2 months, MyPaymentVault monthly. The most recent releases landed on September 27, 2026 and September 25, 2026 respectively.

Scorecard2 real differences · 8 level
Paysign® versus MyPaymentVault: the parameters behind the verdict, then further details
ParameterPaysign®MyPaymentVault
PriceFreeFree
Rating1.6 (520 ratings) — better1.4 (676 ratings)
Positive reviews3.3% of reviews7.8% of reviews — better
Number of ratings520676 — better
Update frequencyEvery 2 monthsMonthly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS14.2 — better15.1
Further details — not scored
Size65 MB42 MB
Age rating4+12+
DeveloperPaysign, Inc.North Lane Technologies, Inc.

Customer experience

Paysign®

All ratings520 ratings
Positive13.1%
Neutral3.3%
Negative83.7%
Written reviews366 reviews
Positive3.3%
Neutral1.9%
Negative94.8%

MyPaymentVault

All ratings676 ratings
Positive9.9%
Neutral1.6%
Negative88.5%
Written reviews333 reviews
Positive7.8%
Neutral3.3%
Negative88.9%

User reviews

Paysign®

From 520 App Store ratings

What we love

  • 🚀 Great ATM selection
  • 👍 Straightforward app

Room to improve

  • 🐛 App crashes frequently
  • 💰 Excessive fees
  • 🔒 Security issues
  • 👎 Poor customer service
  • 🤯 Confusing user experience

MyPaymentVault

From 676 App Store ratings

What we love

  • 🚀 Works fine
  • 📊 Able to check balance

Room to improve

  • 🐛 App crashes/doesn't work
  • 🤖 Poor customer service
  • 💸 Unexpected fees/charges
  • 🔒 Difficult to access funds
  • 🔍 Inaccurate balance/transaction info

Bugs and requests

Paysign®

Reported bugs

3 issues
  • Login issues
  • Inability to register or unlock card
  • Incorrect balance display

Requested features

3 requests
  • Ability to transfer funds to other accounts
  • Improved app stability and performance
  • More transparent fee structure

MyPaymentVault

Reported bugs

3 issues
  • Login issues
  • Registration problems
  • Inability to update account information

Requested features

2 requests
  • Ability to transfer funds to bank account
  • Improved transaction history and details

In-app purchases

None

Paysign®

No in-app purchases

None

MyPaymentVault

No in-app purchases

Questions

Is Paysign® free?
Paysign® is free to download, with no in-app purchases.
Is MyPaymentVault free?
MyPaymentVault is free to download, with no in-app purchases.
Which has better reviews, Paysign® or MyPaymentVault?
Paysign® is rated higher. Paysign® averages 1.6 out of 5 from 520 ratings, while MyPaymentVault averages 1.4 from 676 ratings.
Do Paysign® or MyPaymentVault have ads?
Neither Paysign® nor MyPaymentVault shows ads.
Which is updated more often, Paysign® or MyPaymentVault?
Paysign® ships an update every 2 months, and MyPaymentVault monthly. Most recently, Paysign® was updated on September 27, 2026 and MyPaymentVault on September 25, 2026.

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