Comparison

Aaron's vs MyPaymentVault

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Aaron's

Manage your rent-to-own furniture and appliance agreements easily from your mobile device. Access account details, make payments, and set up payment plans. Shop for new items directly through the app.

Highlights
  • Manage payments
  • Set up EZPay
  • Check agreement details
  • Check account status
  • Shop online
Read full description

The Aaron’s app makes rent to own easier than ever by providing easy access to your account information right from your mobile device. Open the app anytime you want to: - Manage payments* - Set up EZPay - Check your agreement details - Check your account status - Link to Aarons.com and shop *Payment features are not available for all stores

About

MyPaymentVault

Manage your prepaid card on the go with this mobile application. View your balance, review transaction history, locate nearby ATMs, and activate your card. Enjoy a secure and seamless login experience with fingerprint authentication.

Highlights
  • Activate card
  • Display card balance
  • View transaction history
  • Locate in-network ATMs
  • Fingerprint authentication
Read full description

The MyPaymentVault Mobile app (formerly North Lane Mobile app) lets you manage your MyPaymentVault prepaid card easily from your smartphone. The app provides you with important and useful functions such as: - Activate your card - Display your card balance - View your transaction history - Locate in-network ATMs The MyPaymentVault App is a simple way to manage your prepaid card. Download the MyPaymentVault app for free and get started in a few easy steps. We support Face Fingerprint authentication instead of entering a password, making your login experience seamless. The most important functions in detail: - Show Balance - View the current balance of your prepaid card in real-time on your - Dashboard. - Transaction History - View your transactions in detail and filter them according to date. - ATM Locator - Enter your location to view in-network ATMs near you.

Screenshots

Aaron's4 screens
MyPaymentVault4 screens

Verdict

The call

The clearest difference is rating: Aaron's at 3.4 against MyPaymentVault's 1.4. MyPaymentVault's advantage is ratings volume (685 vs 131). On price, review sentiment, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Aaron's holds the better App Store score, 3.4 against 1.4. That said, the two scores are not equally well evidenced: MyPaymentVault has 685 ratings behind it against 131, so its average is the more settled of the two. Written reviews point the same way: 13% of Aaron's's written reviews are positive against 8% of MyPaymentVault's.

UpkeepUpdate frequency

Aaron's ships an update every 3 weeks, MyPaymentVault monthly. The most recent releases landed on November 2, 2026 and November 6, 2026 respectively.

Scorecard2 real differences · 8 level
Aaron's versus MyPaymentVault: the parameters behind the verdict, then further details
ParameterAaron'sMyPaymentVault
PriceFreeFree
Rating3.4 (131 ratings) — better1.4 (685 ratings)
Positive reviews12.9% of reviews — better7.7% of reviews
Number of ratings131685 — better
Update frequencyEvery 3 weeks — betterMonthly
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPod
Requires iOS15.0 — better15.1
Further details — not scored
Size19 MB42 MB
Age rating4+12+
DeveloperAaron's, LLCNorth Lane Technologies, Inc.

Customer experience

Aaron's

All ratings131 ratings
Positive58.0%
Neutral2.3%
Negative39.7%
Written reviews31 reviews
Positive12.9%
Neutral3.2%
Negative83.9%

MyPaymentVault

All ratings680 ratings
Positive10.0%
Neutral1.6%
Negative88.4%
Written reviews336 reviews
Positive7.7%
Neutral3.3%
Negative89.0%

User reviews

Aaron's

From 131 App Store ratings

What we love

  • 👍 Easy to track payments
  • 👍 Good for managing leases
  • 👍 Convenient for viewing balance
  • 👍 Helps stay on top of things
  • 👍 Great customer service (in-store)

Room to improve

  • 😞 App crashes frequently
  • 😞 Website is no better
  • 😞 App doesn't work after update
  • 😞 Black screen of death
  • 😞 App is not user-friendly

MyPaymentVault

From 685 App Store ratings

What we love

  • 🚀 Works fine
  • 📊 Able to check balance

Room to improve

  • 🐛 App crashes/doesn't work
  • 🤖 Poor customer service
  • 💸 Unexpected fees/charges
  • 🔒 Difficult to access funds
  • 🔍 Inaccurate balance/transaction info

Bugs and requests

Aaron's

Reported bugs

13 issues
  • App crashes way too much
  • App doesn't work after last update
  • Black screen of death
  • App says no leases on account
  • App logs out every time
Show 8 more
  • App not loading
  • App not allowing payments
  • Payment option disappears
  • Cannot pay from the app
  • No ability to make monthly payments
  • App is difficult to navigate
  • Cannot access accounts after download
  • Website is no better than app

Requested features

3 requests
  • Add Apple Watch support
  • Allow Face ID login
  • Remember device for 30 days

MyPaymentVault

Reported bugs

3 issues
  • Login issues
  • Registration problems
  • Inability to update account information

Requested features

2 requests
  • Ability to transfer funds to bank account
  • Improved transaction history and details

In-app purchases

None

Aaron's

No in-app purchases

None

MyPaymentVault

No in-app purchases

Questions

Is Aaron's free?
Aaron's is free to download, with no in-app purchases.
Is MyPaymentVault free?
MyPaymentVault is free to download, with no in-app purchases.
Which has better reviews, Aaron's or MyPaymentVault?
Aaron's is rated higher. Aaron's averages 3.4 out of 5 from 131 ratings, while MyPaymentVault averages 1.4 from 685 ratings.
Do Aaron's or MyPaymentVault have ads?
Neither Aaron's nor MyPaymentVault shows ads.
Which is updated more often, Aaron's or MyPaymentVault?
Aaron's ships an update every 3 weeks, and MyPaymentVault monthly. Most recently, Aaron's was updated on November 2, 2026 and MyPaymentVault on November 6, 2026.

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