Comparison

Aaron's vs Split Pay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Aaron's

Manage your rent-to-own furniture and appliance agreements easily from your mobile device. Access account details, make payments, and set up payment plans. Shop for new items directly through the app.

Highlights
  • Manage payments
  • Set up EZPay
  • Check agreement details
  • Check account status
  • Shop online
Read full description

The Aaron’s app makes rent to own easier than ever by providing easy access to your account information right from your mobile device. Open the app anytime you want to: - Manage payments* - Set up EZPay - Check your agreement details - Check your account status - Link to Aarons.com and shop *Payment features are not available for all stores

About

Split Pay

This app allows renters to divide their monthly rent into two smaller, more manageable payments. It helps with budgeting and can also be used to build credit history by reporting on-time payments.

Highlights
  • Split rent into two payments
  • Build credit history
  • Improve budgeting
  • Works with all payment systems
  • Autopay functionality
  • Free credit reporting option
Features
Currently charting
Read full description

Split Pay turns your biggest bills into two smaller payments, timed to your paychecks. Same total, smarter timing. There's no credit check, and it works with any landlord or lender. Less pressure. More room to breathe. Split rent, mortgage, or car payments to fit your paycheck rhythm, not the other way around. Your landlord or lender gets paid in full on day one. Download Split Pay to put rent, mortgage, and car payments on your own schedule. SPLIT PAY APP FEATURES: WHY 200,000+ HOUSEHOLDS CHOOSE SPLIT PAY: One bill, two payments, smarter timing. Works with any landlord, lender, or servicer. No building integration, no virtual cards, no workarounds. No established credit history? You can still apply. Eligibility is based on factors such as income and cash flow, not your credit score. Split Pay's dedicated support team gives you access to real humans when you need them, not just a chatbot. Build credit history with reported rent payments. PAY BILLS IN TWO PAYMENTS Choose a bill to split into two: rent, mortgage, or your car payment. Apply in minutes, no credit check. Once you're approved, you'll receive virtual account and routing numbers to add to your payment portal, just like a bank account. Your landlord, lender, or servicer gets paid in full and on the due date. You pay in two smaller parts. That's it. You get more room to breathe every month. WHAT BILLS CAN I SPLIT? Pay rent Pay your mortgage Pay car payments Pay other bills coming soon SIMPLE, TRANSPARENT PRICING Split Pay costs $9.99/month plus 1.5% transaction fee on the amount you split. That's it. The fee is the same no matter how your bill is split. Income arrives on a schedule. Bills don't. Banks move money. Split Pay moves timing. Download Split Pay to put rent, mortgage, and car payments on your own schedule. Split Pay is a financial technology company, not a bank. Banking services are provided by Evolve Bank & Trust, Members FDIC.

Screenshots

Aaron's4 screens
Split Pay4 screens

Verdict

The call

The clearest difference is review sentiment: Split Pay at 72% against Aaron's's 13%. Split Pay also leads on rating (4.9 vs 3.4) and ratings volume (21K vs 131). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Split Pay holds the better App Store score, 4.9 against 3.4. That said, the two scores are not equally well evidenced: Split Pay has 21K ratings behind it against 131, so its average is the more settled of the two. Written reviews point the same way: 13% of Aaron's's written reviews are positive against 72% of Split Pay's.

UpkeepUpdate frequency

Aaron's ships an update every 3 weeks, Split Pay fortnightly. The most recent releases landed on November 2, 2026 and November 5, 2026 respectively.

Scorecard4 real differences · 7 level
Aaron's versus Split Pay: the parameters behind the verdict, then further details
ParameterAaron'sSplit Pay
PriceFreeFree
Rating3.4 (131 ratings)4.9 (21K ratings) — better
Positive reviews12.9% of reviews72.0% of reviews — better
Number of ratings13121K — better
Update frequencyEvery 3 weeksFortnightly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
Best chart rank—#50 — better
DevicesiPhone, iPod — betteriPhone
Requires iOS15.0 — better16.6
Further details — not scored
Size19 MB66 MB
Age rating4+4+
DeveloperAaron's, LLCVisible Ideas

Customer experience

Aaron's

All ratings131 ratings
Positive58.0%
Neutral2.3%
Negative39.7%
Written reviews31 reviews
Positive12.9%
Neutral3.2%
Negative83.9%

Split Pay

All ratings20,390 ratings
Positive97.2%
Neutral0.6%
Negative2.2%
Written reviews707 reviews
Positive72.0%
Neutral1.7%
Negative26.3%

User reviews

Aaron's

From 131 App Store ratings

What we love

  • 👍 Easy to track payments
  • 👍 Good for managing leases
  • 👍 Convenient for viewing balance
  • 👍 Helps stay on top of things
  • 👍 Great customer service (in-store)

Room to improve

  • 😞 App crashes frequently
  • 😞 Website is no better
  • 😞 App doesn't work after update
  • 😞 Black screen of death
  • 😞 App is not user-friendly

Split Pay

From 21K App Store ratings

What we love

  • 🚀 Great service with team members that go above and beyond
  • 👍 Easy to use and intuitive
  • 💡 Helpful split pay feature
  • 🚀 Smooth and seamless process
  • 👍 Convenient for budgeting and managing rent payments

Room to improve

  • 🐛 Delayed rent payments to landlord
  • 🐛 Accounts suspended with no explanation
  • 🐛 Difficult to get approved for split pay
  • 🐛 App crashes and freezes
  • 🐛 Lack of integration with property management portals

Bugs and requests

Aaron's

Reported bugs

13 issues
  • App crashes way too much
  • App doesn't work after last update
  • Black screen of death
  • App says no leases on account
  • App logs out every time
Show 8 more
  • App not loading
  • App not allowing payments
  • Payment option disappears
  • Cannot pay from the app
  • No ability to make monthly payments
  • App is difficult to navigate
  • Cannot access accounts after download
  • Website is no better than app

Requested features

3 requests
  • Add Apple Watch support
  • Allow Face ID login
  • Remember device for 30 days

Split Pay

Reported bugs

3 issues
  • Login screen freezes
  • Incompatibility with certain bank accounts
  • Payments not showing up in app after being processed

Requested features

4 requests
  • Ability to change payment dates after initial setup
  • Option to adjust second split pay date within 30-day period
  • Integration with property management payment portals
  • Clearer communication on approval process and reasons for account suspension

In-app purchases

None

Aaron's

No in-app purchases

None

Split Pay

No in-app purchases

Questions

Is Aaron's free?
Aaron's is free to download, with no in-app purchases.
Is Split Pay free?
Split Pay is free to download, with no in-app purchases.
Which has better reviews, Aaron's or Split Pay?
Split Pay is rated higher. Aaron's averages 3.4 out of 5 from 131 ratings, while Split Pay averages 4.9 from 21K ratings.
Do Aaron's or Split Pay have ads?
Neither Aaron's nor Split Pay shows ads.
Which is updated more often, Aaron's or Split Pay?
Aaron's ships an update every 3 weeks, and Split Pay fortnightly. Most recently, Aaron's was updated on November 2, 2026 and Split Pay on November 5, 2026.

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