Emma vs Radish

Meet Emma, your financial super app ● All your accounts in one place ● Find and track your subscriptions ● Set budgets ● Weekly reports ● Analyze your spending & expenses ● Daily balance notifications ● Overdraft alerts BANK LEVEL SECURITY Worried about sharing your data? We hear you. ● Emma uses SSL 256-bit encryption - the same security protocol that banks use - to ensure that your sensitive, personal information is fully encrypted and securely stored. ● Emma uses biometric security authentication for an added level of protection. CUSTOMER REVIEWS “This app is amazing! I used to manually track my expenses using a notepad or a spreadsheet but always used to make mistakes and never found time to update it. This fixes all my budgeting issues and saves me so much time as well as money!” Sarah “I love the fact that I can do everything within this one app. I mainly use it for tracking my expenses but have also started using it to instantly send/receive payments which makes things super easy. Also, the money I’ve saved from using this app is used to invest in my favorite companies using the investment feature!” Mike OUR MISSION We believe everyone deserves a financial advocate to help with money management and budgeting. Someone who watches our back no matter who we are and where we come from. We provide a great experience, which relies on a basic principle - caring about our customers’ financial well being. This is who we are and what we stand for. We have received amazing feedback from the finance community and have been featured in Forbes, Financial Times, Politico, The Sunday Times and CITY A.M. MORE FEATURES? GO PLUS, PRO OR ULTIMATE We have 3 subscription upgrades available in Emma to power charge your finances. Here’s what is available in each subscription upgrade: Emma Plus True Balance - preemptively see the balance of your bank account after your subscriptions are removed Fraud Detection - find out whether your personal details have been part of a known data breach Bill Reminders - get reminded about your upcoming bills so you never miss a payment Cashback - get cashback from your favorite brands Emma Pro All the features in Emma Plus Custom categories - so you can customize your finances to your heart's content Rename transactions - for easier reference Export data - to understand your finances on excel Create Offline Accounts - to manage your cash expenses and any accounts you can’t link to Emma Create Smart Rules - to automate your Offline Accounts. Look, no hands! Split your transactions - into multiple categories for more flexibility Legendary Pro Icon - because you are a Pro Emma Ultimate All the features in Emma Plus & Pro Spaces - group together different accounts to see separated analytics and budgets Ultimate Icon - so you can show them who's boss ----------------------------------- If you choose to purchase Emma Plus, Emma Pro or Emma Ultimate, payment will be charged to your iTunes account, and your account will be charged for renewal within 24-hours prior to the end of the current period. Subscription automatically renews unless auto-renew is turned off at least 24-hours before the end of the current period. Subscriptions are managed by the user and auto-renewal may be turned off by going to the user's Apple ID. Emma subscription prices start at $4.99 CAD/USD/month with 1-month and 12-month packages available. Prices are subject to change without notice. No cancellation of the current subscription is allowed during the active subscription period. If you don’t choose to purchase Emma Plus, Emma or Emma Ultimate, you can simply continue using Emma for free. Emma Technologies LTD is registered with the Financial Conduct Authority under the Payment Services Regulations 2017 for the provision of payment services. Reference no. 794952 Company Registration Number: 10578464. Terms and Conditions: https://emma-app.com/terms Privacy Policy: https://emma-app.com/privacy

Turn grocery receipts into a clear picture of your spending. Scan a receipt, review the items and prices, and see your spending by category and store. Set a weekly or monthly grocery budget and check what is left before your next shopping trip, without connecting your bank. Try your first three saved receipts free. WITH RADISH - Review and correct scanned items before saving. - Understand spending by item, category, store, and month. - Follow your weekly or monthly grocery budget and spending pace. - Keep your receipts organized by store. - Share grocery receipts and budgets with your partner through iCloud. - Export your item history as CSV or a monthly summary as PDF. - Choose your own Essential or Optional labels and change them anytime. PRIVACY AND SCANNING No bank login. No ads. No selling grocery data. You explicitly allow receipt scanning before up to four receipt photos are sent to OpenAI through Radish's receipt-processing service to create an editable draft. Manual entry remains available without that permission. You check every draft before it is saved. In 1.15.0 and later, unfinished receipt photos and shared imports stay on this iPhone for up to seven days. Original photos are kept after saving only if you choose; these local files are excluded from backups and household sync. Community suggestions, when available, can help explain abbreviated receipt names. You confirm every change. Sharing your own corrections stays off until you choose it. SHARING REQUIREMENTS Share through a QR invite and a private iCloud household. Both iPhones need Radish 1.14.2 or later, iOS 18 or later, internet access, iCloud, and different Apple IDs. Both people need access through their own subscription or eligible Apple Family Sharing. Weekly budget sharing requires 1.15.0 or later on both iPhones. FREE RECEIPTS AND SUBSCRIPTIONS Your first three saved receipts are free. After your third saved receipt, a monthly or yearly auto-renewing subscription unlocks continued scanning, receipt review, household sharing, and spending insights. Eligible new subscribers can try the yearly plan free for 7 days. Monthly has no free trial. Apple shows final local pricing, eligibility, and terms before purchase. Cancel anytime in Apple Account settings. Saved receipts remain available in a read-only archive with search and CSV export. RECEIPT SUPPORT Optimized for English-language US and UK grocery receipts with USD and GBP totals. Receipt results depend on image quality, device, language, network, model, and service availability. Radish is not financial, tax, legal, or accounting advice. Privacy Policy: https://www.radish.money/privacy/ Terms of Use: https://www.radish.money/terms/ Apple Standard EULA: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/