FTB Mobile vs FinDec
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
FTB Mobile
Check the status of your California state income tax refund. Make secure online tax payments directly from your bank account, with options to pay immediately or schedule for the future.
- Check refund status
- Make online tax payments
- Schedule future payments
- Pay from bank account
- No registration required
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The FTB Mobile App is an official app of the Franchise Tax Board. Refund Status Check the refund status of your California state income tax return. Make a Payment Use Web Pay to pay your taxes online from your bank account. No registration required. Pay today or schedule payments up to one year in advance.
FinDec
Manage your retirement account on the go. Enroll in your plan, forecast income, monitor investments, and adjust contributions. Securely upload documents and access financial learning resources.
- Retirement account enrollment
- Retirement income forecasting
- Balance and investment monitoring
- Paycheck contribution adjustments
- Investment selection and rebalancing
- Secure document uploads
- Financial learning center
- Beneficiary management
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Keep your retirement account within reach with the mobile benefits app from Financial Decisions. FEATURES • Enrollment: Register and enroll in your plan in minutes • Forecast: Get a retirement income forecast • Monitor: Check your balance and investment performance • Save: Change your paycheck contributions • Invest: Choose and rebalance investments • Upload: Snap photos of documents and submit them securely • Learn: Explore and grow with our financial learning center • Plan: Manage beneficiaries and other account settings • Biometrics: Use face or fingerprint for fast, secure login • Espanol: Usa la aplicación en español
Screenshots
Verdict
The clearest difference is rating: FTB Mobile at 2.4 against FinDec's 1.0. FTB Mobile also leads on ratings volume (40 vs 7) and iOS requirement (12.2 vs 17.0). FinDec's advantage is update cadence (every 2 months vs every 13 months). On price, review sentiment, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
FTB Mobile holds the better App Store score, 2.4 against 1.0. That said, the two scores are not equally well evidenced: FTB Mobile has 40 ratings behind it against 7, so its average is the more settled of the two. Written reviews split almost evenly too, at 0% and 0% positive.
FTB Mobile ships an update every 13 months, FinDec every 2 months. The most recent releases landed on October 13, 2026 and October 4, 2026 respectively.
| Parameter | FTB Mobile | FinDec |
|---|---|---|
| Price | Free | Free |
| Rating | 2.4 (40 ratings) — better | 1.0 (7 ratings) |
| Positive reviews | 0.0% of reviews | 0.0% of reviews |
| Number of ratings | 40 — better | 7 |
| Update frequency | Every 13 months | Every 2 months — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod — better | iPhone, iPad |
| Requires iOS | 12.2 — better | 17.0 |
| Further details — not scored | ||
| Size | 50 MB | 33 MB |
| Age rating | 4+ | 4+ |
| Developer | Franchise Tax Board | Schwab Retirement Technologies Inc. |
Customer experience
FTB Mobile
FinDec
In-app purchases
FTB Mobile
No in-app purchases
FinDec
No in-app purchases
