Comparison

FTB Mobile vs OCA360

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

FTB Mobile

Check the status of your California state income tax refund. Make secure online tax payments directly from your bank account, with options to pay immediately or schedule for the future.

Highlights
  • Check refund status
  • Make online tax payments
  • Schedule future payments
  • Pay from bank account
  • No registration required
Features
Read full description

The FTB Mobile App is an official app of the Franchise Tax Board. Refund Status Check the refund status of your California state income tax return. Make a Payment Use Web Pay to pay your taxes online from your bank account. No registration required. Pay today or schedule payments up to one year in advance.

About

OCA360

Manage your consumer-empowered healthcare and tax-favored benefit accounts from a single app. View balances, recent transactions, fund accounts, and access important details like card information and PINs. Contact your administrator directly for support.

Highlights
  • View benefit account balances and details
  • Track recent transactions
  • Fund HSA from external accounts
  • Access card details and PIN
  • Contact administrator
  • View demographic and dependent details
Features
Read full description

OCA360 is developed by OCA (Office of Compliant Administration). The app provides a single access point for participants to manage their consumer empowered healthcare and other tax favored benefit accounts. OCA360 provides the following functionality: • Benefit Health Account balances and details • Recent transactions and details • Ability to fund HSA account from checking/savings account • View all email alerts • Contact administrator from mobile application via email or mobile phone • Same username/password as the online portal (no need to register your mobile device; just download, login, and go!) • Stronger authentication support (Picture/Passphrase, device identification and challenge questions) • View Demographic Details • View Dependents • View Card Details • View Card PIN • Fund HSA account from registered external bank accounts • Register new users directly from mobile device

Screenshots

FTB Mobile4 screens
OCA3604 screens

Verdict

The call

The clearest difference is rating: OCA360 at 4.4 against FTB Mobile's 2.4. OCA360 also leads on update cadence (every 3 months vs every 13 months). FTB Mobile's advantage is ads (none vs shown) and monetization model (free vs ad-supported). On price, review sentiment, ratings volume and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

OCA360 holds the better App Store score, 4.4 against 2.4. Both are backed by a comparable volume of ratings — 40 and 32 respectively. Written reviews split almost evenly too, at 0% and 0% positive.

UpkeepUpdate frequency

FTB Mobile ships an update every 13 months, OCA360 every 3 months. The most recent releases landed on October 8, 2026 and October 7, 2026 respectively.

Scorecard5 real differences · 5 level
FTB Mobile versus OCA360: the parameters behind the verdict, then further details
ParameterFTB MobileOCA360
PriceFreeFree
Rating2.4 (40 ratings)4.4 (32 ratings) — better
Positive reviews0.0% of reviews0.0% of reviews
Number of ratings40 — better32
Update frequencyEvery 13 monthsEvery 3 months — better
AdsNo — betterYes
In-app purchasesNoNo
MonetizationFree — betterAd-supported
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS12.2 — better15.0
Further details — not scored
Size50 MB31 MB
Age rating4+17+
DeveloperFranchise Tax BoardO.c.a. Benefit Services Limite

Customer experience

FTB Mobile

All ratings40 ratings
Positive30.0%
Neutral10.0%
Negative60.0%
Written reviews22 reviews
Positive0.0%
Neutral13.6%
Negative86.4%

OCA360

All ratings32 ratings
Positive84.4%
Neutral3.1%
Negative12.5%
Written reviews1 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

In-app purchases

None

FTB Mobile

No in-app purchases

None

OCA360

No in-app purchases

Questions

Is FTB Mobile free?
FTB Mobile is free to download, with no in-app purchases.
Is OCA360 free?
OCA360 is free to download, with no in-app purchases.
Which has better reviews, FTB Mobile or OCA360?
OCA360 is rated higher. FTB Mobile averages 2.4 out of 5 from 40 ratings, while OCA360 averages 4.4 from 32 ratings.
Do FTB Mobile or OCA360 have ads?
OCA360 shows ads; FTB Mobile does not.
Which is updated more often, FTB Mobile or OCA360?
FTB Mobile ships an update every 13 months, and OCA360 every 3 months. Most recently, FTB Mobile was updated on October 8, 2026 and OCA360 on October 7, 2026.

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