MySynchrony vs Avant
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
MySynchrony
Securely manage your credit card accounts in one place. This app allows you to view balances, make payments, review transactions, and manage bank accounts. It also offers access to partner deals and financial education resources.
- Manage credit cards in one place
- Secure biometric login
- Schedule and manage payments
- Check balance and credit limit
- Review transaction history
- Access partner deals and offers
- Financial education blog
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Download the MySynchrony App today to securely manage your credit card accounts* all in one place. With this mobile app you will be able to: • Manage your Synchrony issued credit cards in one place • Log in securely using Biometric Authentication • Schedule and manage payments for your accounts • Check your balance and credit limit anytime, anywhere • Review your transaction and payment history • View your statements and manage your statement delivery preference • Securely add or delete multiple bank accounts that you'd like to use to pay your bill • Explore the Synchrony Marketplace for savings, deals, and offers from our partners nationwide, online, or right in your neighborhood • Access the Finance 101 blog to stay in the know on tips to better manage your finances • Discover answers anytime with our 24/7 Knowledge Center for cardholder resources. • Provide us feedback on your mobile app experience. Let us know how we can help and what’s working. We are here for you. (For Synchrony Bank Savings accounts, please visit our Synchrony Bank App.) *Credit cards issued by Synchrony, not including Venmo, PayPal Extras, PayPal Credit, TJMaxx/TJX, eBay Extras
Avant
Manage your credit card or personal loan with this app. View transactions, schedule payments, and update payment methods. Access customer support easily within the app.
- Schedule or cancel payments
- View transaction history
- Add or remove payment methods
- Enroll in autopay
- See upcoming payments
- Access customer support
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Make a payment, view transactions and more. Manage your card or loan with ease. Stay on top of your finances with our mobile app, a streamlined modern solution to managing your Avant credit card or loan. Credit Card • Schedule or cancel payments • View transaction history • Add or remove payment methods • Enroll in autopay and paperless statements Personal loans • Schedule or cancel payments • See your upcoming payments and your payment history If you ever need help, our customer support agents are available via phone or email, one tap away in the app. About Avant We are a credit-first financial technology company helping our customers move financially forward with expanded access to credit cards and loans. We champion our customers at every step of their financial journey and take pride in providing them with top-tier customer support. Explore your financial choices today at avant.com. Note: You cannot apply for a loan or credit card through the Avant app. If you would like to apply, please visit www.avant.com. Avant branded credit products are issued by WebBank.
Screenshots
Verdict
MySynchrony and Avant both sit at 4.8 stars, but that hides the real split: 82% of MySynchrony's written reviews are positive against 35% of Avant's. MySynchrony also leads on chart position (#24 vs #181). On price, rating, ratings volume and update cadence there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 4.8 for MySynchrony against 4.8 for Avant. Both are backed by a comparable volume of ratings — 118K and 124K respectively. Written reviews are what separate them: 82% of MySynchrony's written reviews are positive against 35% of Avant's.
Both ship on a similar rhythm, roughly every 3 weeks. Both last shipped on November 5, 2026.
| Parameter | MySynchrony | Avant |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (118K ratings) — better | 4.8 (124K ratings) |
| Positive reviews | 82.2% of reviews — better | 34.8% of reviews |
| Number of ratings | 118K | 124K — better |
| Update frequency | Every 3 weeks | Every 3 weeks |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Best chart rank | #24 — better | #181 |
| Devices | iPhone, iPad — better | iPhone |
| Requires iOS | 18 | 17.0 — better |
| Further details — not scored | ||
| Size | 197 MB | 75 MB |
| Age rating | 4+ | 4+ |
| Developer | Synchrony Financial | Avant, LLC (US) |
Customer experience
MySynchrony
Avant
User reviews
MySynchrony
From 118K App Store ratingsWhat we love
- 👍 Easy to use
- 👍 User-friendly
- 👍 Convenient
- 👍 Streamlined payment process
- 👍 Helpful for managing multiple accounts
Room to improve
- 🐛 App crashes or freezes
- 🐛 Login issues
- 🐛 Inconsistent account information
- 🐛 Difficulty adding or managing accounts
- 🐛 Unreliable payment processing
Avant
From 124K App Store ratingsWhat we love
- 👍 Easy to use
- 🚀 Quick payments
- 💡 Helpful for rebuilding credit
- 🚀 Expeditious credit increases
- 👍 Great customer service
Room to improve
- 🐛 Frequent declines and account issues
- 🔒 Security concerns and account freezes
- 💰 High fees and interest rates
- 🕰️ Slow payment processing and balance updates
- 👎 Poor customer service and communication
Bugs and requests
MySynchrony
Reported bugs
4 issues- Delayed payment updates
- Incorrect account balance information
- Compatibility issues with older devices
- Inability to remove closed accounts from the app
Requested features
5 requests- Ability to view all accounts in one place
- Option to set up automatic payments
- More detailed transaction history
- Improved notification system
- Ability to update personal information within the app
Avant
Reported bugs
3 issues- App crashes and login issues
- Inaccurate account balances and transaction history
- Unexpected account closures and cancellations
Requested features
5 requests- Add Apple Pay/Google Pay support
- Improve app usability and navigation
- Provide more transparency on account information
- Streamline address/information update process
- Offer more flexible payment options
In-app purchases
MySynchrony
No in-app purchases
Avant
No in-app purchases
Questions
Is MySynchrony free?
Is Avant free?
Which has better reviews, MySynchrony or Avant?
Do MySynchrony or Avant have ads?
Which is updated more often, MySynchrony or Avant?
Which is more popular, MySynchrony or Avant?
Other comparisons
