MySynchrony vs Sheffield Financial
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
MySynchrony
Securely manage your credit card accounts in one place. This app allows you to view balances, make payments, review transactions, and manage bank accounts. It also offers access to partner deals and financial education resources.
- Manage credit cards in one place
- Secure biometric login
- Schedule and manage payments
- Check balance and credit limit
- Review transaction history
- Access partner deals and offers
- Financial education blog
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Download the MySynchrony App today to securely manage your credit card accounts* all in one place. With this mobile app you will be able to: • Manage your Synchrony issued credit cards in one place • Log in securely using Biometric Authentication • Schedule and manage payments for your accounts • Check your balance and credit limit anytime, anywhere • Review your transaction and payment history • View your statements and manage your statement delivery preference • Securely add or delete multiple bank accounts that you'd like to use to pay your bill • Explore the Synchrony Marketplace for savings, deals, and offers from our partners nationwide, online, or right in your neighborhood • Access the Finance 101 blog to stay in the know on tips to better manage your finances • Discover answers anytime with our 24/7 Knowledge Center for cardholder resources. • Provide us feedback on your mobile app experience. Let us know how we can help and what’s working. We are here for you. (For Synchrony Bank Savings accounts, please visit our Synchrony Bank App.) *Credit cards issued by Synchrony, not including Venmo, PayPal Extras, PayPal Credit, TJMaxx/TJX, eBay Extras
Sheffield Financial
Easily manage your Sheffield Financial account from your mobile device. View balances, access billing statements, and make secure payments. Schedule one-time or recurring payments using your debit card or banking information.
- View account balances
- Access billing statements
- Make one-time payments
- Schedule recurring payments
- Secure mobile management
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With the Sheffield Financial App, it is easier than ever to manage your account on the go. View account balances, billing statements, make one-time payments with your debit card, schedule recurring payments with your banking information and more! Our app is secure and is designed to make managing your account a breeze! GETTING STARTED If you have existing credentials from our customer website, you can use those same credentials to log into the app. Otherwise, create your user profile by selecting Sign Up once you have completed the download.
Screenshots
Verdict
The clearest difference is review sentiment: MySynchrony at 82% against Sheffield Financial's 2%. MySynchrony also leads on rating (4.8 vs 1.4) and update cadence (every 3 weeks vs every 5 months). Sheffield Financial's advantage is iOS requirement (13.0 vs 18). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
MySynchrony holds the better App Store score, 4.8 against 1.4. That said, the two scores are not equally well evidenced: MySynchrony has 116K ratings behind it against 464, so its average is the more settled of the two. Written reviews point the same way: 82% of MySynchrony's written reviews are positive against 2% of Sheffield Financial's.
MySynchrony ships an update every 3 weeks, Sheffield Financial every 5 months. The most recent releases landed on October 26, 2026 and October 25, 2026 respectively.
| Parameter | MySynchrony | Sheffield Financial |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (116K ratings) — better | 1.4 (464 ratings) |
| Positive reviews | 82.2% of reviews — better | 2.2% of reviews |
| Number of ratings | 116K — better | 464 |
| Update frequency | Every 3 weeks — better | Every 5 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Best chart rank | #24 — better | — |
| Devices | iPhone, iPad | iPhone, iPad, iPod — better |
| Requires iOS | 18 | 13.0 — better |
| Further details — not scored | ||
| Size | 197 MB | 4 MB |
| Age rating | 4+ | 17+ |
| Developer | Synchrony Financial | Sheffield Financial |
Customer experience
MySynchrony
Sheffield Financial
User reviews
MySynchrony
From 116K App Store ratingsWhat we love
- 👍 Easy to use
- 👍 User-friendly
- 👍 Convenient
- 👍 Streamlined payment process
- 👍 Helpful for managing multiple accounts
Room to improve
- 🐛 App crashes or freezes
- 🐛 Login issues
- 🐛 Inconsistent account information
- 🐛 Difficulty adding or managing accounts
- 🐛 Unreliable payment processing
Sheffield Financial
From 464 App Store ratingsWhat we love
- 💡 Allows Face ID/fingerprint login
Room to improve
- 🐛 Frequent login issues
- 🐛 Inaccurate balance information
- 👎 Difficult to make payments
- 👎 Lack of user-friendly features
- 🔒 Security concerns with password reset process
Bugs and requests
MySynchrony
Reported bugs
4 issues- Delayed payment updates
- Incorrect account balance information
- Compatibility issues with older devices
- Inability to remove closed accounts from the app
Requested features
5 requests- Ability to view all accounts in one place
- Option to set up automatic payments
- More detailed transaction history
- Improved notification system
- Ability to update personal information within the app
Sheffield Financial
Reported bugs
4 issues- Constant password reset requirement
- Login credentials not recognized
- App crashing or not loading
- Outdated app version warnings
Requested features
4 requests- Ability to save payment information
- Improved payment history tracking
- Automatic payment scheduling option
- Streamlined login process
In-app purchases
MySynchrony
No in-app purchases
Sheffield Financial
No in-app purchases
Questions
Is MySynchrony free?
Is Sheffield Financial free?
Which has better reviews, MySynchrony or Sheffield Financial?
Do MySynchrony or Sheffield Financial have ads?
Which is updated more often, MySynchrony or Sheffield Financial?
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