Surest vs Optum Engage
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Surest
Compare prices for doctors and health services to find savings. View copays in advance, access your digital ID card, and track claims. This plan offers no deductible and access to a broad national network.
- Compare doctor and service prices
- See clear copays in advance
- Access digital ID card
- View current claims information
- No deductible
- Access UnitedHealthcare network
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Savings start here: Get the free Surest app. With the Surest health plan, prices for doctors and health services are available on the app, so you can compare options. See where you might be able to save money by selecting a different provider or service location, then decide what’s right for you and your budget. You can also see current claims info in the app, and easily access your digital ID card. Plan highlights: • No deductible • See clear copays in advance • Access the broad, national UnitedHealthcare network • Lower prices indicate providers evaluated as higher-value, based on quality, efficiency, and overall effectiveness of care • Generally, your copays are bundled so you pay a single price Get the most benefit from your benefit. Download the app today.
Optum Engage
This app helps users build healthy habits and get rewarded for taking small steps towards better health. It offers personalized recommendations, well-being programs, and fun activities to improve fitness, nutrition, sleep, and emotional well-being.
- Personalized health recommendations
- Well-being programs
- Fun activities and competitions
- Health score and factor tracking
- Mission-based habit building
- Wearable device syncing
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Optum Engage can help you build lifelong healthy habits — and get rewarded — by taking small steps toward better health. This powerful tool includes: - Well-being programs - Fun activities - Friendly competitions - Personalized recommendations to help you live healthier Get started by taking a short health survey to better understand how you’re doing in vital areas like nutrition, fitness and stress. Your health profile guarantees a highly personalized experience and includes: * Your health score * Your health factors * Recommendations for achieving a better health score * Your biometrics * Your area of focus Sync your wearable devices or use your phone to track your activity. Select from over 100 missions. These solo activities are designed to help make improvements in all areas of your life from fitness, diet and sleep to emotional and financial well-being. Optum Engage now utilizes HealthSafe ID®, our leading technology that strengthens website authentication protocols and enhances the security of your account by adding dual-factor authentication so it remains safe and secure. Reach out to your healthcare administrator if you have questions.
Screenshots
Verdict
Surest and Optum Engage both sit at 4.6 stars, but that hides the real split: 43% of Optum Engage's written reviews are positive against 14% of Surest's. On price, rating, ratings volume and update cadence there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 4.6 for Surest against 4.7 for Optum Engage. Both are backed by a comparable volume of ratings — 6.5K and 7.7K respectively. Written reviews are what separate them: 14% of Surest's written reviews are positive against 43% of Optum Engage's.
Surest ships an update every 3 weeks, Optum Engage every 4 weeks. The most recent releases landed on September 23, 2026 and September 24, 2026 respectively.
| Parameter | Surest | Optum Engage |
|---|---|---|
| Price | Free | Free |
| Rating | 4.6 (6.5K ratings) | 4.7 (7.7K ratings) — better |
| Positive reviews | 14.2% of reviews | 43.2% of reviews — better |
| Number of ratings | 6.5K | 7.7K — better |
| Update frequency | Every 3 weeks — better | Every 4 weeks |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone | iPhone, iPod — better |
| Requires iOS | 16.6 | 15.6 — better |
| Further details — not scored | ||
| Size | 94 MB | 58 MB |
| Age rating | 12+ | 4+ |
| Developer | Bind Benefits, Inc | Optum Inc. |
Customer experience
Surest
Optum Engage
User reviews
Surest
From 6.5K App Store ratingsWhat we love
- 🚀 Clear, affordable
- 🚀 Intuitive health insurance
- 🚀 Easy to use
- 🚀 Helpful and intuitive
- 🚀 Great info on provider cost
Room to improve
- 🐛 Freezes and incorrect copay
- 🐛 Inaccurate information
- 🐛 Glitchy
- 🐛 Crashes and freezes
- 🐛 Doesn't work for iOS 26
Optum Engage
From 7.7K App Store ratingsWhat we love
- 👍 Simple and straightforward
- 🚀 Straightforward and does the work
Room to improve
- 🐛 Buggy and glitchy
- 🔍 Poor navigation and user interface
- 🔒 Inconsistent login and authentication
- 🔋 High battery consumption
- ⏱️ Slow performance and long load times
Bugs and requests
Surest
Reported bugs
5 issues- Login screen freezes
- App crashes on launch
- Incompatible with iOS 26
- Registration not working
- Redirects to blank screen after login
Requested features
3 requests- Add ID card to Apple Wallet
- Integrate pharmacy info
- Ability to save favorite providers
Optum Engage
Reported bugs
5 issues- Inability to complete setup or registration
- Missing or disappearing user data and progress
- Unresponsive buttons and screens
- Crashes and freezes
- Geolocation and gym check-in issues
Requested features
4 requests- Face ID or biometric login
- Improved fitness tracker integration
- Streamlined navigation and UI
- Better data visualization and analytics
In-app purchases
Surest
No in-app purchases
Optum Engage
No in-app purchases









