Surest

Surest

Health plan

6.5K ratings
288 reviews
Free

Details

  • Released
  • Updated
  • February 6, 2018
  • September 20, 2026

Features

Surest screenshot #1 for iPhone
Surest screenshot #2 for iPhone
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Surest screenshot #6 for iPhone
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About

Compare prices for doctors and health services to find savings. View copays in advance, access your digital ID card, and track claims. This plan offers no deductible and access to a broad national network.

✓Compare doctor and service prices
✓See clear copays in advance
✓Access digital ID card
✓View current claims information
✓No deductible
✓Access UnitedHealthcare network
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What users say

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What's New in Surest

4.45.0

September 20, 2026

With this release, eligible members will be able to view personalized copays for their upcoming policy year during open enrollment. This gives members greater visibility into future costs and makes it easier to compare, prepare for, and plan care before their new coverage takes effect.

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User reviews

Impossible to Find an In-Network PCP

This is honestly ridiculous. Surest seriously needs to update and improve its app.

I spent over two hours trying to schedule a basic PCP appointment, and I still was not able to schedule one.

When I searched for a PCP in the Surest app, it provided me with a list of doctors, including their names and phone numbers. I called more than 10 doctors from the list. Half of them told me that they do not accept UnitedHealthcare/Surest insurance. Then why are they listed as available PCPs in the Surest app in the first place?

Others told me they are completely booked until March of next year. Some offices said the only option they currently have is a nurse practitioner, with appointments available in December.

So what exactly is the expectation here? Am I supposed to wait until December just to see a nurse practitioner for a basic primary care appointment? And if all the doctors are booked for months, does that mean I need to schedule a PCP appointment six months or a year in advance every time?

If I have a health concern that needs to be addressed now, what am I supposed to do?

The provider directory needs to be accurate and up to date. Doctors who don’t accept the insurance should not appear as available providers, and there should be a clear indication of actual appointment availability.

Finding a PCP should not take two hours of calling random offices from an insurance app and still end with no appointment.

Please fix the provider directory and make the app actually useful for finding in-network providers who are accepting new patients.
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Awful

They steer you toward the worst doctors in the region. Doctor information is always outdated and wrong. Pricing is wrong. This app is worthless.

Update. They removed Face ID for some reason and now it’s impossible to get the app to open. Mamma Mia.

hard to use

Login is terrible. The app is really hard to find the right doctor. And surest is easy to audit and reject the medication I got from doctors even it’s totally ok when I used other insurance providers.

Forced to watch a surest ad

I opened the app and it forced me to watch a advertisement for Surest

trash horrible company

the worst health plan you can get is through them, they are a completely trash pathetic company that likes to act like they are the best but in reality they are trash. there was several times were there was some billing issues with them and they had me to keep calling back and forth with the hospital facility and surest customer support until they can finally get it resolved months later. i wouldn’t recommend this trash pathetic company
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User experience

🐞

Reported Bugs

5 issues

Login screen freezes

Bug

App crashes on launch

Bug

Incompatible with iOS 26

Bug

Registration not working

Bug

Redirects to blank screen after login

Bug
✨

Requested Features

3 requests

Add ID card to Apple Wallet

Feature

Integrate pharmacy info

Feature

Ability to save favorite providers

Feature

FAQ

What does the Surest app do?

The Surest app allows users to compare prices for doctors and health services, helping them find potential savings. It also provides access to clear copay information in advance, current claims data, and a digital ID card.

What are the key features of the Surest health plan?

Key features include no deductible, clear copay visibility in advance, access to the broad national UnitedHealthcare network, and lower prices for providers evaluated as higher-value. Copays are generally bundled for a single price.

Is the Surest app free to use?

Yes, the Surest app is free to download and use. The app is associated with the Surest health plan, which offers benefits like no deductible and transparent pricing.

What kind of health network does Surest use?

Surest provides access to the broad, national UnitedHealthcare network. This means users can find a wide range of providers across the country.

How can I save money with Surest?

You can save money by using the app to compare prices for doctors and health services, selecting different providers or service locations that offer lower costs. The plan also features no deductible and bundled copays, which can lead to predictable expenses.