Comparison

UMB SpeedApp vs MoneyWallet

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

UMB SpeedApp

Manage your bank accounts and perform financial transactions conveniently and securely. Monitor your accounts in real-time, pay bills, transfer funds, and access various banking services through this digitized channel.

Highlights
  • Check account balances
  • View transaction history
  • Airtime top-up
  • Bill payment
  • Request services
  • Funds transfer
  • Loan services
Features
Read full description

Full Description: Enjoy convenient and secure banking with this innovative digitized channel. The available services offer flexibility with account management and the ease of executing financial transactions seamlessly. Customers benefit from real time account monitoring in a secure and simplified way. Some of the key features of the UMB SpeedApp include the following: Check Account Balances -Check Transaction History -Airtime top up for Self & Others -Bill Payment Services -Request Services – Statement, Cheque Book, etc. -Locate Us – Branch & ATM -Product Information -Bancassurance Services -Funds Transfer Services -Loan Services -Investment Services -Card Services -Standing Order Services -Forex Rates -My Profile

About

MoneyWallet

Manage your travel finances with a secure, multicurrency prepaid card. Load multiple currencies, lock in exchange rates, and enjoy 24/7 support worldwide. Spend smarter and enjoy your holiday.

Highlights
  • Multicurrency prepaid card
  • Lock exchange rates
  • Secure alternative to cash
  • Accepted worldwide (Mastercard)
  • Real-time balance view
  • Transaction monitoring
  • 24/7 phone support
Features
Read full description

STANBIC MONEYWALLET is designed to help you Outsmart Travel.  STANBIC MONEYWALLET is a multicurrency prepaid travel money card – which helps take the stress out of spending locally and internationally. Here’s how: - The STANBIC MONEYWALLET is more secure than carrying cash; - It’s accepted in millions of places (everywhere Mastercard is accepted); - It allows you to load multiple currencies; - It gives you the ability to lock-in exchange rates so you’ll know exactly how much money you have to spend; and - 24/7 phone support to all customers no matter where you are in the world. The smarter and savvier new app comes with improved usability and added functionality, so you can spend more time enjoying your holiday.  Key features: - Touch ID for fast and secure sign in; - Real time view of your balance(s); - Instantly transfer between currencies; - Monitor your transactions and spending; and - Manage your personal and card details. To find out more about STANBIC MONEYWALLET, visit https://www.stanbicbank.com.gh,

Screenshots

UMB SpeedApp4 screens
MoneyWallet4 screens

Verdict

The call

The clearest difference is review sentiment: MoneyWallet at 86% against UMB SpeedApp's 17%. MoneyWallet also leads on rating (4.8 vs 2.9). UMB SpeedApp's advantage is update cadence (every 3 months vs every 8 months) and iOS requirement (11.1 vs 15.0). On price, ratings volume, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

MoneyWallet holds the better App Store score, 4.8 against 2.9. Both are backed by a comparable volume of ratings — 65 and 69 respectively. Written reviews point the same way: 17% of UMB SpeedApp's written reviews are positive against 86% of MoneyWallet's.

UpkeepUpdate frequency

UMB SpeedApp ships an update every 3 months, MoneyWallet every 8 months. The most recent releases landed on November 3, 2026 and November 8, 2026 respectively.

Scorecard4 real differences · 6 level
UMB SpeedApp versus MoneyWallet: the parameters behind the verdict, then further details
ParameterUMB SpeedAppMoneyWallet
PriceFreeFree
Rating2.9 (65 ratings)4.8 (69 ratings) — better
Positive reviews16.7% of reviews85.7% of reviews — better
Number of ratings6569 — better
Update frequencyEvery 3 months — betterEvery 8 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS11.1 — better15.0
Further details — not scored
Size21 MB96 MB
Age rating4+4+
DeveloperUniversal Merchant Bank LtdStandard Bank Group

Customer experience

UMB SpeedApp

All ratings64 ratings
Positive45.3%
Neutral3.1%
Negative51.6%
Written reviews18 reviews
Positive16.7%
Neutral0.0%
Negative83.3%

MoneyWallet

All ratings69 ratings
Positive95.7%
Neutral1.4%
Negative2.9%
Written reviews7 reviews
Positive85.7%
Neutral0.0%
Negative14.3%

In-app purchases

None

UMB SpeedApp

No in-app purchases

None

MoneyWallet

No in-app purchases

Questions

Is UMB SpeedApp free?
UMB SpeedApp is free to download, with no in-app purchases.
Is MoneyWallet free?
MoneyWallet is free to download, with no in-app purchases.
Which has better reviews, UMB SpeedApp or MoneyWallet?
MoneyWallet is rated higher. UMB SpeedApp averages 2.9 out of 5 from 65 ratings, while MoneyWallet averages 4.8 from 69 ratings.
Do UMB SpeedApp or MoneyWallet have ads?
Neither UMB SpeedApp nor MoneyWallet shows ads.
Which is updated more often, UMB SpeedApp or MoneyWallet?
UMB SpeedApp ships an update every 3 months, and MoneyWallet every 8 months. Most recently, UMB SpeedApp was updated on November 3, 2026 and MoneyWallet on November 8, 2026.

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