UMB SpeedApp vs MoneyWallet
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
UMB SpeedApp
Manage your bank accounts and perform financial transactions conveniently and securely. Monitor your accounts in real-time, pay bills, transfer funds, and access various banking services through this digitized channel.
- Check account balances
- View transaction history
- Airtime top-up
- Bill payment
- Request services
- Funds transfer
- Loan services
Read full descriptionHide full description
Full Description: Enjoy convenient and secure banking with this innovative digitized channel. The available services offer flexibility with account management and the ease of executing financial transactions seamlessly. Customers benefit from real time account monitoring in a secure and simplified way. Some of the key features of the UMB SpeedApp include the following: Check Account Balances -Check Transaction History -Airtime top up for Self & Others -Bill Payment Services -Request Services – Statement, Cheque Book, etc. -Locate Us – Branch & ATM -Product Information -Bancassurance Services -Funds Transfer Services -Loan Services -Investment Services -Card Services -Standing Order Services -Forex Rates -My Profile
MoneyWallet
Manage your travel finances with a secure, multicurrency prepaid card. Load multiple currencies, lock in exchange rates, and enjoy 24/7 support worldwide. Spend smarter and enjoy your holiday.
- Multicurrency prepaid card
- Lock exchange rates
- Secure alternative to cash
- Accepted worldwide (Mastercard)
- Real-time balance view
- Transaction monitoring
- 24/7 phone support
Read full descriptionHide full description
STANBIC MONEYWALLET is designed to help you Outsmart Travel. STANBIC MONEYWALLET is a multicurrency prepaid travel money card – which helps take the stress out of spending locally and internationally. Here’s how: - The STANBIC MONEYWALLET is more secure than carrying cash; - It’s accepted in millions of places (everywhere Mastercard is accepted); - It allows you to load multiple currencies; - It gives you the ability to lock-in exchange rates so you’ll know exactly how much money you have to spend; and - 24/7 phone support to all customers no matter where you are in the world.The smarter and savvier new app comes with improved usability and added functionality, so you can spend more time enjoying your holiday. Key features: - Touch ID for fast and secure sign in; - Real time view of your balance(s); - Instantly transfer between currencies; - Monitor your transactions and spending; and - Manage your personal and card details. To find out more about STANBIC MONEYWALLET, visit https://www.stanbicbank.com.gh,
Screenshots
Verdict
The clearest difference is review sentiment: MoneyWallet at 86% against UMB SpeedApp's 17%. MoneyWallet also leads on rating (4.8 vs 2.9). UMB SpeedApp's advantage is update cadence (every 3 months vs every 8 months) and iOS requirement (11.1 vs 15.0). On price, ratings volume, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
MoneyWallet holds the better App Store score, 4.8 against 2.9. Both are backed by a comparable volume of ratings — 65 and 69 respectively. Written reviews point the same way: 17% of UMB SpeedApp's written reviews are positive against 86% of MoneyWallet's.
UMB SpeedApp ships an update every 3 months, MoneyWallet every 8 months. The most recent releases landed on November 3, 2026 and November 8, 2026 respectively.
| Parameter | UMB SpeedApp | MoneyWallet |
|---|---|---|
| Price | Free | Free |
| Rating | 2.9 (65 ratings) | 4.8 (69 ratings) — better |
| Positive reviews | 16.7% of reviews | 85.7% of reviews — better |
| Number of ratings | 65 | 69 — better |
| Update frequency | Every 3 months — better | Every 8 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 11.1 — better | 15.0 |
| Further details — not scored | ||
| Size | 21 MB | 96 MB |
| Age rating | 4+ | 4+ |
| Developer | Universal Merchant Bank Ltd | Standard Bank Group |
Customer experience
UMB SpeedApp
MoneyWallet
In-app purchases
UMB SpeedApp
No in-app purchases
MoneyWallet
No in-app purchases









