Comparison

UMB SpeedApp vs SSNIT Mobile App

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

UMB SpeedApp

Manage your bank accounts and perform financial transactions conveniently and securely. Monitor your accounts in real-time, pay bills, transfer funds, and access various banking services through this digitized channel.

Highlights
  • Check account balances
  • View transaction history
  • Airtime top-up
  • Bill payment
  • Request services
  • Funds transfer
  • Loan services
Features
Read full description

Full Description: Enjoy convenient and secure banking with this innovative digitized channel. The available services offer flexibility with account management and the ease of executing financial transactions seamlessly. Customers benefit from real time account monitoring in a secure and simplified way. Some of the key features of the UMB SpeedApp include the following: Check Account Balances -Check Transaction History -Airtime top up for Self & Others -Bill Payment Services -Request Services – Statement, Cheque Book, etc. -Locate Us – Branch & ATM -Product Information -Bancassurance Services -Funds Transfer Services -Loan Services -Investment Services -Card Services -Standing Order Services -Forex Rates -My Profile

About

SSNIT Mobile App

Manage your pension and social security contributions with ease. This app allows members to view statements, estimate benefits, and apply for pensions. Employers can submit contributions and manage related processes securely.

Highlights
  • View pension statements
  • Estimate pension benefits
  • Apply for benefits
  • Access pension payslips
  • Enroll in SSNIT
  • Submit employer contributions
  • Request negotiations
Features
Read full description

Welcome to the SSNIT app – your all-in-one solution for managing your pension effortlessly. With our user-friendly interface, members can access a range of features, including viewing statements, estimating pensions, applying for benefits, and accessing pension payslips. Prospective members can easily enrol in SSNIT directly through the app. For employers, the SSNIT app streamlines the process of submitting contributions, requesting negotiations, and applying for penalty waivers. Our secure platform ensures that your data is protected at all times.

Screenshots

UMB SpeedApp4 screens
SSNIT Mobile App4 screens

Verdict

The call

The clearest difference is review sentiment: SSNIT Mobile App at 100% against UMB SpeedApp's 17%. SSNIT Mobile App also leads on rating (4.2 vs 2.9) and update cadence (every 2 weeks vs every 3 months). UMB SpeedApp's advantage is iOS requirement (11.1 vs 15.6). On price, ratings volume, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

SSNIT Mobile App holds the better App Store score, 4.2 against 2.9. Both are backed by a comparable volume of ratings — 64 and 48 respectively. Written reviews point the same way: 17% of UMB SpeedApp's written reviews are positive against 100% of SSNIT Mobile App's.

UpkeepUpdate frequency

UMB SpeedApp ships an update every 3 months, SSNIT Mobile App every 2 weeks. The most recent releases landed on October 15, 2026 and October 4, 2026 respectively.

Scorecard4 real differences · 6 level
UMB SpeedApp versus SSNIT Mobile App: the parameters behind the verdict, then further details
ParameterUMB SpeedAppSSNIT Mobile App
PriceFreeFree
Rating2.9 (64 ratings)4.2 (48 ratings) — better
Positive reviews16.7% of reviews100.0% of reviews — better
Number of ratings64 — better48
Update frequencyEvery 3 monthsEvery 2 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS11.1 — better15.6
Further details — not scored
Size21 MB42 MB
Age rating4+17+
DeveloperUniversal Merchant Bank LtdSocial Security and National Insurance Trust

Customer experience

UMB SpeedApp

All ratings64 ratings
Positive45.3%
Neutral3.1%
Negative51.6%
Written reviews18 reviews
Positive16.7%
Neutral0.0%
Negative83.3%

SSNIT Mobile App

All ratings48 ratings
Positive79.2%
Neutral6.3%
Negative14.6%
Written reviews5 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

UMB SpeedApp

No in-app purchases

None

SSNIT Mobile App

No in-app purchases

Questions

Is UMB SpeedApp free?
UMB SpeedApp is free to download, with no in-app purchases.
Is SSNIT Mobile App free?
SSNIT Mobile App is free to download, with no in-app purchases.
Which has better reviews, UMB SpeedApp or SSNIT Mobile App?
SSNIT Mobile App is rated higher. UMB SpeedApp averages 2.9 out of 5 from 64 ratings, while SSNIT Mobile App averages 4.2 from 48 ratings.
Do UMB SpeedApp or SSNIT Mobile App have ads?
Neither UMB SpeedApp nor SSNIT Mobile App shows ads.
Which is updated more often, UMB SpeedApp or SSNIT Mobile App?
UMB SpeedApp ships an update every 3 months, and SSNIT Mobile App every 2 weeks. Most recently, UMB SpeedApp was updated on October 15, 2026 and SSNIT Mobile App on October 4, 2026.

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