Comparison

maibank vs My OnePay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

maibank

This all-in-one financial app puts banking at your fingertips, offering a simple, secure, and intuitive experience. Manage accounts, cards, loans, and payments effortlessly, with instant digital cards and the ability to pay bills in seconds. Enjoy enhanced privacy with features like Hide Balances.

Highlights
  • Secure and intuitive banking experience
  • Advanced security with biometrics
  • Effortless account and card management
  • Flexible loans and deposits
  • Instant digital cards
  • Fast payments and bill pay
  • Privacy tools like Hide Balances
Features
Read full description

Discover a smarter way to bank with maibank – your all-in-one financial app that brings banking to your fingertips. Experience freedom, flexibility, and innovation with the power of maib right on your smartphone. With maibank, you enjoy: • A simple, secure, and intuitive experience, designed with you in mind; • State-of-the-art security with advanced encryption, authentication, and biometric technologies; • Effortless account and card management, all in one place; • Flexible loans and deposits tailored to your needs; • Instant digital cards, ready to use in just a few taps; • Fast and easy payments, wherever you are; • Travel insurance, RCA insurance, and other essential services, fully digital; • The ability to pay your utility bills in seconds; • Tools like Hide Balances, giving you control over your privacy. Why choose maibank?
 Maibank delivers a convenient and innovative banking experience, constantly improving its features to make your life easier. From managing your daily finances to accessing advanced banking tools, maibank is your trusted financial companion. Getting started is easy!
 Install the app and experience the only bank in Moldova offering fully digital onboarding. Open an account or card directly in maibank and unlock the full potential of modern banking.

About

My OnePay

Manage your money on the go with this finance app. It offers features like payment notifications, money transfers, transaction tracking, and card management. Enhance your financial control with customizable security settings and instant card locking.

Highlights
  • Multi-language support
  • Payment notifications
  • Send money to UK accounts
  • Transaction tracking
  • Card lock/unlock
  • Contactless payment control
  • Biometric security
Features
Read full description

Take control of your finances with the ‘My OnePay’ App. Once your OnePay account has been approved, download the ‘My OnePay’ App to give yourself control over your finances and the ability to manage your money on the go. Key Features: • Select your preferred language, the ‘My OnePay’ is available in seven languages • Get notified when you receive a payment on your sort code & account number, unique to you • Send money to UK accounts or to another OnePay account • Spend online and approve your purchase directly in the app • Take comfort with a 360° view of your transactions and spending habits • Personalise the app to suit your needs and notification preferences • Get secure online by disabling ecommerce or overseas transactions • Lost your card, no problem – temporarily lock and unlock your card instantly • Get control over spending by enabling/disabling contactless payments with just one tap • Have peace of mind with the latest in biometric security, ensuring your account is kept safe and secure 24/7 The ’My OnePay’ App puts you in charge of your finances. Track your money on the go, enable security settings and make international money transfers simply and securely. Download for free today!

Screenshots

maibank4 screens
My OnePay4 screens

Verdict

The call

The clearest difference is review sentiment: maibank at 57% against My OnePay's 13%. maibank also leads on rating (4.1 vs 3.0) and ratings volume (160 vs 1). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

maibank holds the better App Store score, 4.1 against 3.0. That said, the two scores are not equally well evidenced: maibank has 160 ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 57% of maibank's written reviews are positive against 13% of My OnePay's.

UpkeepUpdate frequency

maibank ships an update every 8 days, My OnePay monthly. The most recent releases landed on September 25, 2026 and August 23, 2026 respectively.

Scorecard4 real differences · 6 level
maibank versus My OnePay: the parameters behind the verdict, then further details
ParametermaibankMy OnePay
PriceFreeFree
Rating4.1 (160 ratings) — better3.0 (1 ratings)
Positive reviews57.1% of reviews — better12.5% of reviews
Number of ratings160 — better1
Update frequencyEvery 8 days — betterMonthly
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPod
Requires iOS15.0 — better15.1
Further details — not scored
Size367 MB40 MB
Age rating4+4+
DeveloperBC Moldova AgroindBank SAPaneleven Ltd

Customer experience

maibank

All ratings160 ratings
Positive76.3%
Neutral3.8%
Negative20.0%
Written reviews163 reviews
Positive57.1%
Neutral9.8%
Negative33.1%

My OnePay

All ratings1 ratings
Positive0.0%
Neutral100.0%
Negative0.0%
Written reviews24 reviews
Positive12.5%
Neutral4.2%
Negative83.3%

In-app purchases

None

maibank

No in-app purchases

None

My OnePay

No in-app purchases

Questions

Is maibank free?
maibank is free to download, with no in-app purchases.
Is My OnePay free?
My OnePay is free to download, with no in-app purchases.
Which has better reviews, maibank or My OnePay?
maibank is rated higher. maibank averages 4.1 out of 5 from 160 ratings, while My OnePay averages 3.0 from 1 ratings.
Do maibank or My OnePay have ads?
Neither maibank nor My OnePay shows ads.
Which is updated more often, maibank or My OnePay?
maibank ships an update every 8 days, and My OnePay monthly. Most recently, maibank was updated on September 25, 2026 and My OnePay on August 23, 2026.

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