VB24 Mobile vs Groot Pay

VB24 offers you: • Biometrics - client authentication in the EMV 3DS transaction through biometric access or quick code • Online transfer (T2A) for receiving online transfers directly to your account or bank card – from June 2021 • Open online deposit - accounts in MDL, EUR and USD, refill and partial withdrawal of money – from September 2020 • Generating the unique code Cash by Code for withdrawing cash at bank ATMs without the presence of the card - from September 2020 • Opening online current accounts in MDL, EUR, USD, RON and RUB - from September 2020 • Currency exchange of Moldovan lei, EURO, US dollars, Romanian lei or Russian rubles in the application at an advantageous exchange rate between current, card and deposit accounts - from April 2020. • Get full access to information for all cards and bank card accounts 24/7 • View the balance and history of card account transactions • Pay for government services MPay: for kindergarten, traffic police fines, etc. • Locking and unlocking your cards • Close or reissue the bank cards • Make money transfers between your bank cards and Visa bank cards issued by other banks in the country and around the world • Establish and manage bank card transaction limits and other security settings for card and card accounts • Make payments or transfers to service providers, such as mobile operators, Internet and cable TV providers and suppliers of utilities, including gas, water, etc. • View card account identification details • Switch the language during one session in VB24 Mobile • View the location of ATMs and bank branches on an interactive map • Generate one-time passwords to confirm operations • Quick Entry using a 5-digit code, fingerprint To access the application you can use VB24 Web login and password. You can subscribe to VB24 Web here or in the nearest Victoriabank ATM.

Groot Pay: Your Smart, Secure, and Seamless Digital Wallet Groot Pay, developed by Innovation Next Pvt. Ltd., is not just another digital wallet—-it is your ultimate financial companion, designed to simplify and enhance your everyday financial transactions. Whether you need to load money, pay merchants, transfer funds, or manage your spending, Groot Pay offers a secure, convenient, and intuitive experience. With Groot Pay, you can effortlessly connect your bank account or card to make secure payments to merchants, friends, and family. Whether you are shopping online, paying utility bills, or handling day-to-day expenses, Groot Pay ensures a smooth, hassle-free experience, making digital transactions easier than ever before. Powerful Features for a Smarter Financial Experience Groot Pay is built with cutting-edge technology and robust security features, ensuring you stay in control of your money while keeping your transactions safe. From QR-based payments and instant P2P transfers to AI-powered spending insights, Groot Pay is designed to cater to the financial needs of modern users. Key Features of Groot Pay 1. Easy Registration & Secure Log-In • Quick Sign-Up: Register with just an OTP verification or use your National ID for a seamless onboarding process. • Biometric Security: Secure your account with fingerprint or face recognition for hassle-free logins. 2. Wallet Load & Bank Transfers • Instant Wallet Top-Up: Load money into your wallet directly from your bank account or linked card. • Secure Fund Transfers: Transfer funds to other Groot Pay users or any bank account securely and instantly. 3. QR Payments & P2P Transfers • Scan & Pay: Make quick payments by scanning QR codes at supported merchants. • Send Money Easily: With just a few taps, send money to friends, family, or businesses. 4. Bank Account Linking & KYC Verification • Seamless Banking Integration: Link your bank account for real-time balance checks and smooth transactions. • Enhanced Security with KYC: Complete your KYC verification to unlock higher transaction limits and enhanced security features. 5. Transaction History & Digital Receipts • Track Your Spending: Access detailed transaction history anytime to keep a record of your payments. • Download Receipts: Get downloadable payment receipts for expense tracking and proof of transaction. 6. Advanced Security & Customization • Set Transaction Limits: Control your spending by setting daily transaction limits. • Biometric Authentication: Enable fingerprint or face recognition for added security. • Shield Time Settings: Customize your security settings to control access to your wallet. • Manage Saved Payments: Keep track of frequent transactions and saved payment details easily. 7. Loyalty Points & Personal Finance Tracker • Earn Rewards: Every transaction earns loyalty points that can be redeemed for exclusive offers and rewards. • Smart Spending Insights: Use the built-in AI-powered personal finance tracker to monitor spending patterns, get smart budgeting suggestions, and make better financial decisions. 8. 24/7 Chat Support & Built-in Search Engine • Instant Assistance: Get quick help whenever you need it with 24/7 live chat support. • Smart Search Functionality: Find transactions, merchants, or customer support articles instantly using the in-app search engine. Why Choose Groot Pay? Secure – Advanced encryption & biometric authentication keep your money safe. Convenient – QR payments, bank transfers, and seamless transactions in one app. Innovative – AI-powered spending insights help manage finances better. User-Friendly – A simple, intuitive interface for everyone. Take Control of Your Money Today! With Groot Pay, managing money is easy. Pay at stores, send money, and track expenses—all in one place. Download Groot Pay today and experience a smarter way to pay!