UnityLink Money Transfer vs SimlessPay
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
UnityLink Money Transfer
Send money instantly and affordably to Africa with this reimagined remittance app. Enjoy the best exchange rates and a secure, seamless experience to support loved ones effortlessly.
- Instant remittances
- Affordable transfers
- Best exchange rates
- Secure transactions
- Seamless user experience
- Brand new display design
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Instant, Affordable, and Effortless Remittances to Africa. With our reimagined app, transfers have been made easy with the best exchange rates, every time. Supporting your loved ones has never been more convenient and secure. Enjoy the brand new display design for a seamless experience.
SimlessPay
This app facilitates instant international money transfers for various needs like education, medical bills, or housing. It prioritizes security with open banking technology and offers competitive exchange rates and transparent pricing. The goal is to provide a smooth and stress-free cross-border payment experience.
- Instant money transfers
- Secure open banking technology
- Competitive exchange rates
- Transparent low-cost fees
- Regulated and supervised
- Cross-border payments
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Simlesspay - Effortless Money Transfers for Your Needs The Simlesspay money transfer app simplifies the process of sending money to your loved ones. Whether it's for educational expenses, medical bills, monthly support, or housing projects, we've got you covered. Our goal is to redefine international money remittance with the latest technology, ensuring smooth and stress-free cross-border payments. Key Features of Simlesspay: Instant Transfers: No more waiting for minutes, hours, or days. Simlesspay ensures that your transfers are completed instantly. Security and Peace of Mind: We prioritize your security. Simlesspay utilizes open banking technology with strong customer authentication (SCA) to safeguard your account. Competitive Exchange Rates: Simlesspay always strives to provide you with better exchange rates compared to our competitors. Transparent Pricing: Our low-cost fees are upfront and consistent across the board. You can even choose whether to pay transaction fees during the transfer process. Regulated and Supervised: Simlesspay is registered and approved by the UK Financial Conduct Authority (FCA) under the Payment Services Regulations 2017. We are also supervised by the HMRC for anti-money laundering compliance. How Simlesspay Works: Download the App: Get started by downloading our mobile app. Quick Registration: Complete a brief registration process that takes just a few minutes. Choose Your Destination: Select the recipient's location. Specify the Amount: Decide how much you want to send. NO Fee: Enjoy Transactions without any fee. Add Recipient: Enter recipient details securely. Secure Payment: Use our open banking facility for a safe and convenient payment process. Instant Notifications: Receive an instant notification as soon as your transfer is successfully completed. For more details, visit our website at https://simlesspay.com or reach out to us via email at info@simlesspay.com
Screenshots
Verdict
The clearest difference is rating: UnityLink Money Transfer at 4.9 against SimlessPay's 4.5. SimlessPay's advantage is review sentiment (77% vs 69%). On price, ratings volume, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
UnityLink Money Transfer holds the better App Store score, 4.9 against 4.5. Both are backed by a comparable volume of ratings — 40 and 28 respectively. Written reviews complicate that: 69% of UnityLink Money Transfer's written reviews are positive against 77% of SimlessPay's, so the app with the better star average is not the one people write more warmly about.
UnityLink Money Transfer ships an update fortnightly, SimlessPay every 10 days. The most recent releases landed on October 9, 2026 and October 10, 2026 respectively.
| Parameter | UnityLink Money Transfer | SimlessPay |
|---|---|---|
| Price | Free | Free |
| Rating | 4.9 (40 ratings) — better | 4.5 (28 ratings) |
| Positive reviews | 69.0% of reviews | 77.4% of reviews — better |
| Number of ratings | 40 — better | 28 |
| Update frequency | Fortnightly | Every 10 days — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 15.0 — better | 15.6 |
| Further details — not scored | ||
| Size | 105 MB | 81 MB |
| Age rating | 4+ | 4+ |
| Developer | UnityLink Financial Services Ltd | SimlessPay |
Customer experience
UnityLink Money Transfer
SimlessPay
Bugs and requests
UnityLink Money Transfer
Reported bugs
19 issues- List of names keeps moving during selection
- App failing to load
- Cannot take screenshots
- Money not refunded after failed transactions
- App not working on iPhone
Show 14 moreShow fewer
- Face ID not connecting for login
- App fails to load up
- Difficult to set Mpin after update
- Bug in app version 2.22.10 preventing login
- Delayed payments even after deduction
- Cannot upload update
- Cannot re-add a deleted recipient
- Cannot delete account
- Cannot sign up again
- Live chat not working
- Website login issues
- Registration blocked in Germany
- App crashes or freezes
- Transactions stuck in review for hours
Requested features
21 requests- Stabilize the names list when selecting recipients
- Add reference option when sending money
- Allow screenshots for transaction confirmation
- Simplify the sharing feature for confirmation
- Bring back biometric login
Show 16 moreShow fewer
- Allow editing or labeling of recipients
- Improve user interface to remove clutter
- Make the app simpler for first-time users
- Allow users to change personal information (phone number)
- Improve customer service response times
- Allow users to add senders' names to transfers
- Allow users to add references to transfers
- Improve exchange rates
- Allow bank deposit
- Allow sending to Uganda
- Allow recipients to be pulled from Contacts App
- Reduce the number of pages/protocols for sending money
- Improve the registration process for all countries
- Fix bugs in app version 2.22.10
- Support Mpin
- Fix Face ID login issues
SimlessPay
Not enough reviews yet to summarise bugs or requests.
In-app purchases
UnityLink Money Transfer
No in-app purchases
SimlessPay
No in-app purchases
Questions
Is UnityLink Money Transfer free?
Is SimlessPay free?
Which has better reviews, UnityLink Money Transfer or SimlessPay?
Do UnityLink Money Transfer or SimlessPay have ads?
Which is updated more often, UnityLink Money Transfer or SimlessPay?
Other comparisons
