Telcell Wallet vs PennyNote

Telcell Wallet - an app, a wallet and convenient solutions for purchases. But that’s not all… FAST, SIMPLE, SECURE You’ll get an application that will allow you to easily make and receive transfers, get quick access to card and banking services and make secure online payments any time. YOU’RE JUST 2 STEPS AWAY Download Telcell Wallet Identify yourself Discover the world of convenient solutions… PAYMENT FOR SERVICES - Mobile connection - Bank transfers - Utility payments - Public services - Internet and TV - Credit - Betting - Taxi - Games - Insurance - Many more PURCHASES Pay for products and services with a QR code at 2000+ sales points of our partners MONEY TRANSFERS AND TRANSACTIONS - To Telcell Wallet of friends, partners and relatives, wherever they are - To any Armenian bank card - To any bank account - To foreign e-wallets TELCELL WALLET REPLENISHMENT - From attached cards - Via banking cards - Via money transfers - From bookmaker account - Request from another Telcell Wallet - Via loan - Through 4500+ Telcell terminals across the country IN ADDITION, YOU CAN Create Visa Digital virtual card Buy transport tickets Buy tickets for concerts and events from your wallet Attach a bank card to your wallet and make card payments Use a financial analysis tool that helps you keep track of your expenses and manage your budget Attach car data and receive fine notifications Request and receive loans Receive instant notifications of all transactions, transfers and invoices Receive a monthly statement to your email Create favorite and group payments, thereby simplifying the use of your most loved and necessary services BON by Telcell LOYALTY PROGRAM We love our users and that’s why our team has developed a loyalty program. By making a payment through Telcell Wallet, you get bonus points. They can be exchanged for different products and services in BON, right in your wallet. We are waiting for you! Download the app and discover new possibilities… If you already use Telcell Wallet and have something to share, leave feedback here or send it to the e-mail address support@telcell.am. Your suggestions will help us make the app even better!

PennyNote is a private, chat-first expense tracker for iPhone. Type “coffee 4.50” and it becomes a clean ledger entry. Ask “how much did I spend on food this month?” and get an answer calculated from your own data. FAST MANUAL TRACKING • Log expenses in natural language • Add multiple purchases in one message • Use your keyboard’s dictation for hands-free entry • Edit any entry with a simple five-field form YOUR SPENDING, MADE CLEAR • Browse a clean ledger organized by date • See monthly totals and category breakdowns • Ask plain-language questions about your spending • Create and manage your own categories • Track recurring expenses and regular bills PRIVATE BY DESIGN • Your ledger stays in a local database on your iPhone • No account, bank connection, backend, ads, or analytics • Core tracking and answers work offline • Apple Intelligence enhances language understanding on supported devices; a local fallback works without it YOUR DATA REMAINS YOURS • Import existing spreadsheet history • Export your ledger to Excel whenever you want • Erase all app data from Settings PRICING PennyNote includes a seven-day full evaluation. After it ends, your ledger remains readable and exportable. A one-time Pro Lifetime in-app purchase unlocks creating, editing, importing, recurring tracking, and spending questions. No subscription.