Comparison

FLASH Digital Banking vs SeylanPay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

FLASH Digital Banking

Manage your finances conveniently and securely with a digital bank account. Perform online banking, set budgets, automate savings, and invest to build wealth from your mobile device.

Highlights
  • Mobile bank account signup
  • Online banking functions
  • Budget setting and management
  • Automated savings plans
  • Investment options
Features
Read full description

Bank conveniently and securely with FLASH, Digital Bank Account introduced by Sri Lanka’s leading private bank, Commercial Bank of Ceylon Plc. We offer the simplest and most efficient way of managing your finances from anywhere, at anytime. Combining financial services with personal financial management tools, creating your own FLASH Digital Banking Account provides you with a simple, flexible way of building your wealth! FLASH allows you to: -Sign up for a bank account straight from your mobile phone -Perform online banking functions such as payments, balance check, bill pay and more. - Set and manage daily budgets - Plan and automate savings - Invest in term deposits, insurance and more to build your wealth.

About

SeylanPay

This mobile payment solution simplifies daily transactions by enabling secure and hassle-free payments via QR codes and registered cards/accounts. Easily manage linked payment methods, view transaction history, and raise disputes.

Highlights
  • QR code payments (VISA, MasterCard, LANKAQR)
  • Register Seylan Bank cards (Debit, Credit)
  • Register Seylan Bank accounts (Current, Savings)
  • View transaction history
  • Raise transaction disputes
  • Secure payment process with OTP
Features
Read full description

SeylanPay is a mobile payment solution that brings convenience to your day to day life by making payments simple, secured, hassle-free and convenient. SeylanPay mobile app supports VISA, MasterCard and LanakaQR QR code payments at selected merchant outlets island wide. You can make payments at any merchant who accept VISA, MasterCard and LANKAQR enabled with QR payment facilities Island wide. All your Credit Card , Debit Card and Current Accounts , Savings Accounts issued by Seylan Bank can be registered to make the payments through the SeylanPay app. All you have to do is scan the QR code and enter the purchasing amount and PIN code. SeylanPay mobile application is enabling you to; • Register any payment Card (Debit, Credit) issued by Seylan Bank by validating the card number, expiry date, CVV2 and a One Time Password (OTP). • Register Current Accounts and Savings Accounts opened with Seylan Bank by validating account number and NIC and One Time Password (OTP) • Make payments by scanning a VISA, MasterCard and LANKAQR QR code at any merchant location. • Obtain the status of the transaction with confirmation. • View transaction history. • Remove any card or account linked to the app when you want. • Raise a complaint about a disputed transaction using the app and it will be notified to the merchant instantly. • Reset application password within the App itself. • Support for the self-registration through consumer app. Please call us on +94 11 2 008 888 or email info@seylan.lk for further details or inquiries.

Screenshots

FLASH Digital Banking4 screens
SeylanPay3 screens

Verdict

The call

The clearest difference is rating: SeylanPay at 5.0 against FLASH Digital Banking's 3.1. SeylanPay also leads on iOS requirement (13.0 vs 15.6). FLASH Digital Banking's advantage is ratings volume (19 vs 1). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

SeylanPay holds the better App Store score, 5.0 against 3.1. That said, the two scores are not equally well evidenced: FLASH Digital Banking has 19 ratings behind it against 1, so its average is the more settled of the two.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 2 months. The most recent releases landed on November 2, 2026 and November 3, 2026 respectively.

Scorecard3 real differences · 7 level
FLASH Digital Banking versus SeylanPay: the parameters behind the verdict, then further details
ParameterFLASH Digital BankingSeylanPay
PriceFreeFree
Rating3.1 (19 ratings)5.0 (1 ratings) — better
Positive reviews16.7% of reviews—
Number of ratings19 — better1
Update frequencyEvery 2 monthsEvery 2 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPod, Apple WatchiPhone, iPad, iPod
Requires iOS15.613.0 — better
Further details — not scored
Size95 MB81 MB
Age rating17+4+
DeveloperCommercial Bank of Ceylon PLCSeylan Bank PLC

Customer experience

FLASH Digital Banking

All ratings19 ratings
Positive47.4%
Neutral10.5%
Negative42.1%
Written reviews12 reviews
Positive16.7%
Neutral16.7%
Negative66.7%

SeylanPay

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

FLASH Digital Banking

No in-app purchases

None

SeylanPay

No in-app purchases

Questions

Is FLASH Digital Banking free?
FLASH Digital Banking is free to download, with no in-app purchases.
Is SeylanPay free?
SeylanPay is free to download, with no in-app purchases.
Which has better reviews, FLASH Digital Banking or SeylanPay?
SeylanPay is rated higher. FLASH Digital Banking averages 3.1 out of 5 from 19 ratings, while SeylanPay averages 5.0 from 1 ratings.
Do FLASH Digital Banking or SeylanPay have ads?
Neither FLASH Digital Banking nor SeylanPay shows ads.
Which is updated more often, FLASH Digital Banking or SeylanPay?
FLASH Digital Banking ships an update every 2 months, and SeylanPay every 2 months. Most recently, FLASH Digital Banking was updated on November 2, 2026 and SeylanPay on November 3, 2026.

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