Comparison

FLASH Digital Banking vs Self Digital

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

FLASH Digital Banking

Manage your finances conveniently and securely with a digital bank account. Perform online banking, set budgets, automate savings, and invest to build wealth from your mobile device.

Highlights
  • Mobile bank account signup
  • Online banking functions
  • Budget setting and management
  • Automated savings plans
  • Investment options
Read full description

Bank conveniently and securely with FLASH, Digital Bank Account introduced by Sri Lanka’s leading private bank, Commercial Bank of Ceylon Plc. We offer the simplest and most efficient way of managing your finances from anywhere, at anytime. Combining financial services with personal financial management tools, creating your own FLASH Digital Banking Account provides you with a simple, flexible way of building your wealth! FLASH allows you to: -Sign up for a bank account straight from your mobile phone -Perform online banking functions such as payments, balance check, bill pay and more. - Set and manage daily budgets - Plan and automate savings - Invest in term deposits, insurance and more to build your wealth.

About

Self Digital

Manage your finances and digital lifestyle with this comprehensive financial app. It offers features like fund transfers, bill payments, account balance viewing, loan applications, and secure biometric login.

Highlights
  • Fund transfers
  • Bill payments
  • Account balance tracking
  • Loan applications
  • Biometric login
  • Instant transaction alerts
  • QR code scanning
Features
Read full description

Self by CDB gives you a simple and secure way to manage your everyday finances from one app. Pay, transfer, save and manage your CDB products with ease, while accessing a growing range of digital financial services designed around your lifestyle. EVERYDAY FINANCE * Transfer funds and pay bills * View your accounts, loans, credit cards and Fixed Deposits * Make credit card payments * Scan and pay with LankaQR * Create Digital Fixed Deposits * Apply for eligible loans * Split bills conveniently through Self * Add your other bank accounts via JustPay MORE WAYS TO ACCESS FUNDS * Apply for Cash-Backed Loans against eligible CDB Fixed Deposits * View your active Cash-Backed Loan details * Top up eligible Gold Loans through Self P2P LANKAQR Generate, share or download your personal LankaQR to receive payments and keep track of your QR transactions. CREDIT CARD MANAGEMENT View and manage your CDB Credit Cards, activate cards, change your PIN, and manage card and country blocking preferences. ART OF WEALTHCARE Eligible customers can enjoy a more personalised experience with direct access to their Relationship Manager, Concierge Services and specially selected offers. SECURITY Self is designed to help protect your information and funds with biometric login and instant transaction alerts. GETTING STARTED Whether you’re already with CDB or completely new to CDB, you can get started with Self. * Existing CDB customers can register and access Self using their existing CDB details. * New to CDB? You can onboard directly through Self and start your relationship with CDB from the app. Self by CDB — everyday financial services, made simpler.

Screenshots

FLASH Digital Banking4 screens
Self Digital4 screens

Verdict

The call

The clearest difference is rating: Self Digital at 5.0 against FLASH Digital Banking's 3.1. FLASH Digital Banking's advantage is ratings volume (19 vs 2). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Self Digital holds the better App Store score, 5.0 against 3.1. That said, the two scores are not equally well evidenced: FLASH Digital Banking has 19 ratings behind it against 2, so its average is the more settled of the two.

UpkeepUpdate frequency

FLASH Digital Banking ships an update every 2 months, Self Digital every 5 weeks. The most recent releases landed on September 21, 2026 and September 17, 2026 respectively.

Scorecard2 real differences · 8 level
FLASH Digital Banking versus Self Digital: the parameters behind the verdict, then further details
ParameterFLASH Digital BankingSelf Digital
PriceFreeFree
Rating3.1 (19 ratings)5.0 (2 ratings) — better
Positive reviews16.7% of reviews—
Number of ratings19 — better2
Update frequencyEvery 2 monthsEvery 5 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPod
Requires iOS15.615.6
Further details — not scored
Size96 MB97 MB
Age rating17+4+
DeveloperCommercial Bank of Ceylon PLCCitizens Development Business Finance PLC

Customer experience

FLASH Digital Banking

All ratings19 ratings
Positive47.4%
Neutral10.5%
Negative42.1%
Written reviews12 reviews
Positive16.7%
Neutral16.7%
Negative66.7%

Self Digital

All ratings2 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

FLASH Digital Banking

No in-app purchases

None

Self Digital

No in-app purchases

Questions

Is FLASH Digital Banking free?
FLASH Digital Banking is free to download, with no in-app purchases.
Is Self Digital free?
Self Digital is free to download, with no in-app purchases.
Which has better reviews, FLASH Digital Banking or Self Digital?
Self Digital is rated higher. FLASH Digital Banking averages 3.1 out of 5 from 19 ratings, while Self Digital averages 5.0 from 2 ratings.
Do FLASH Digital Banking or Self Digital have ads?
Neither FLASH Digital Banking nor Self Digital shows ads.
Which is updated more often, FLASH Digital Banking or Self Digital?
FLASH Digital Banking ships an update every 2 months, and Self Digital every 5 weeks. Most recently, FLASH Digital Banking was updated on September 21, 2026 and Self Digital on September 17, 2026.

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