BNB MPay vs PNB ONE

BNB MPay is a mobile banking application of Bhutan National Bank Limited. It provides features that enables easy and convenient banking without the hassle of having to visit the bank. BNB Mpay brings you the best in mobile banking, giving you a secure and easy way to manage your money on the go with instant sign-up using your mobile number. Features: • Instant Sign-Up. • Set a 4-digit Login Password and transaction TPIN(Remember this Password and mPIN, do not share it with anyone). • View account balance, mini-statement and transaction details for all your savings and current accounts. • Immediate fund transfers to your own accounts in BNB, to customers in BNB and to customers in other banks in Bhutan. • Transfer funds using beneficiary's mobile number (for BNB account holders only) or account number. • Stay in control of your accounts using Transaction Notifications. • Instantly activate, lock, cancel and change your PIN. • Temporarily block and unblock your debit card. • Modify your debit card daily spending limits as per your needs (within Nu. 40,000/day). • Block/Unblock your debit card on different terminals (ATM/POS). • View your debit card activity history. • Manage your beneficiaries: Add beneficiary using mobile (for BNB account holders only) or account number, delete beneficiary and view beneficiary. • Scan & Pay instantly to merchant using Merchant Pay. • Scan & Pay instantly to your friends and family using individual QR code. • Prepaid mobile recharge for BT and TashiCell. • Pay your postpaid mobile and leased line bills for TashiCell. • Pay your BPC electricity bill instantly, • Pay your Credit Card bill instantly. • Pay your DrukCom TV bill. • Loan Details: View your loan details • Loan Payments: Pay yours and others loan EMI instantly. • Offline request: Cheque book, ATM debit card and Account statement. • Calculator: Term Deposit, Recurring Deposit, Loan • Contact information of the bank with instant call facility to BNB contact center. • Real time ATM and Branch locator: find your nearest BNB ATMs and branches. • Rate the application to give us feedback to improve your mobile banking experience. • Avail offline request such as debit card request and cheque book request. To allow us to give you a superior experience, we need your permission to access the following: • Location: To display the nearest ATMs/Branches. • Phone: To allow calling BNB Bank Contact center from the app. • SMS: To send an activation SMS from your device. • Camera: To scan the QR codes. • Phone status and Identity: To generate a phone ID. Charges: Registration and transactions in BNB Mpay are absolutely FREE of cost. However, in the future if any charges are applied for any up-coming features, you will be notified through SMS or it will be announced in the BNB website. Data charges from your mobile service provider may apply. To discover all the BNB MPay app features, you should have a BNB account. Don’t bank with us? You can open an account by visiting your nearest BNB branch or extension. For any feedback, queries or issues pertaining to BNB Mpay application please write to contact@bnb.bt or call us @ 6070

PNB ONE is an amalgamation of various banking processes being delivered through single platform. This is an all in one application which allows you to transfer funds, view account statement, invest in term deposits, manage debit card & credit card and many other exclusive services at your fingertips.   Services Available / Features of PNB ONE a) Interactive Interface (i) Redesigned dashboard with more features available on the dashboard (ii) Access all the accounts on the dashboard itself. b) Accounts (i) All accounts will be displayed in illustrative manner. ( Savings, Deposits, Loan, Overdraft, Current) (ii) Detailed view of account statement (iii) Check Balances c) Transfer Funds: (i) Regular Transfers - “Self” (for own accounts), “Within” (for PNB accounts) & “Other” (for non-pnb accounts) will be there.NEFT/IMPS/UPI for Interbank fund transfers.   (ii) Instant Transfers (without adding beneficiary) - IMPS using MMID and Quick Transfer without adding beneficiary. (iii) Indo- Nepal Remittance   d) Invest funds (i) Open a term deposit account (ii) Mutual Funds (iii) Insurance e) Transactions (i) My transactions will display all the recent transactions (ii) My Favorite Payee will show list of recent payees (iii) Schedule a transaction (iv) Recurring transactions   f) Safe and secure (i) Sign in much faster and simpler with your fingerprint (ii) 2 factor authentication (iii) Encryption g) Manage Debit Card (i) Apply for a new card (ii) Update limits of ATM withdrawal, POS/ Ecomm transaction (iii) Hotlist debit card h) Manage Credit Card (i) Link/De link Credit Card (ii) Auto Payment Registration (iii) Auto Payment De-Registration (iv) Change card limit (v) Statement on e-mail (vi) Damaged card replacement i) Unified Payment Interface (UPI) (i) Send/ Collect money through UPI (ii) Transaction History (iii) Complaint Management (iv) User Deregistration j) Scan & Pay (BHARAT QR): (i) Make Payment by scanning QR directly. (ii) Link your cards once and make the payment directly from the account. k) Pay Bills/Recharge: (i) Register your biller pertaining to Mutual find, Insurance, Telecom, Electricity, DTH, credit card etc. (ii) Pay bills directly to your registered biller. l) Languages: Available in English and Hindi m)  Cheques (i) Inquire Cheque Status (ii) Stop Cheque (iii) Request for Cheque book (iv) View Cheque n)   M-Passbook (i) View account statement of account (ii) Download account statement in PDF for offline purposes. o)    Favourites p)    Value Added Services (i) PAN/ Aadhar Registration (ii) E-mail ID Updation (iii) E statement registration (iv) E-statement de registration (v) MMID( used for IMPS) (vi) Last 10 SMS q)    Complaint Service Management (i) Raise a complaint/ Service Request (ii) Track your request (iii) Request history