Comparison

ING Banking vs myNetPay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

ING Banking

Manage your finances securely and conveniently with this banking app. Perform transactions, track spending, and access banking services like savings and loans. Get support from a digital assistant or human advisors.

Highlights
  • Pay and receive money
  • Manage accounts and cards
  • Access savings, investments, and loans
  • Track spending and manage finances
  • 24/7 digital assistant support
  • Cashback offers
Features
Read full description

Whether you’re a private or professional customer, the ING Banking app allows you to have your bank at your fingertips at all times and to manage your money easily and in complete security, wherever you are. - Pay or receive money at any time, thanks to Apple Pay and payments via QR code. - Manage your accounts, cards, preferences, notifications and more, all in one place. - Savings, investments, insurance, loans: tailor your banking services to your needs. - Benefit from cashbacks from major brands. - Track your spending with the tools included in the app and actively manage your finances. - Get help via the ING digital assistant 24/7 or from an advisor during office hours. - Take part in exclusive competitions and win fantastic prizes! Not a customer yet? Open a current account with the help of itsme® - it’s simple, fast and totally secure! Already a customer? Install the app in less than 2 minutes with the help of itsme®, your ID card or with your ING card reader and ING debit card. After that, you will be able to log in easily using a 5-digit secret PIN code, your fingerprint or facial recognition. For your security, the app is automatically locked after 3 minutes of inactivity.

About

myNetPay

Manage your NetPay E-wallet directly from your mobile. Easily make payments, check your balance, top up funds via iDEAL or PayPal, and transfer money to friends. Offers card blocking and balance alerts for enhanced account management.

Highlights
  • Mobile payments via QR code or NFC
  • Check and top up e-wallet balance
  • Review transaction history
  • Transfer balances between users
  • Card blocking
  • Balance alerts
  • Loyalty point management
Features
Read full description

It is now super easy to use your mobile for payments directly from your NetPay E-wallet. Other useful features: check and top up your balance, reviewing transactions and transferring NetPay balances to each other. Who is myNetPay for? For all NetPay account holders. Mobile payments Having your mobile ready allows you to pay directly from your E-wallet by scanning the QR code or using NFC to pay. Checking your balance It has never been easier: opening the app will immediately display your current balance. Reviewing transactions The app displays all transactions and clicking one will provide more detailed information, such as a description of your purchase and any loyalty points you have received. Top up your balance Quick and easy through iDEAL or PayPal. Enter the amount you want to load into your account and select your preferred payment method. Click confirm and your E-wallet will immediately be recharged. This is so quick and easy, you can even do it while you are already at the checkout. Transferring money into each other’s accounts A nice myNetPay gesture for friends: help out a friend who is temporarily short of funds. Enter the recipient’s user name and money is immediately transferred into his or her E-wallet. Manage your account myNetPay has more useful features for managing your account. ◆ Card blocking ◆ Reclaiming a balance ◆ Setting a balance alert ◆ Loyalty point management

Screenshots

ING Banking4 screens
myNetPay4 screens

Verdict

The call

The clearest difference is review sentiment: myNetPay at 100% against ING Banking's 61%. ING Banking's advantage is update cadence (fortnightly vs every 3 months). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

ING Banking ships an update fortnightly, myNetPay every 3 months. The most recent releases landed on October 24, 2026 and September 26, 2026 respectively.

Scorecard2 real differences · 8 level
ING Banking versus myNetPay: the parameters behind the verdict, then further details
ParameterING BankingmyNetPay
PriceFreeFree
Rating4.8 (514 ratings) — better—
Positive reviews61.3% of reviews100.0% of reviews — better
Number of ratings514 — better—
Update frequencyFortnightly — betterEvery 3 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPadiPhone, iPod
Requires iOS16.015.0 — better
Further details — not scored
Size285 MB43 MB
Age rating4+4+
DeveloperING BELGIUMXafax Nederland B.V.

Customer experience

ING Banking

All ratings514 ratings
Positive96.7%
Neutral1.2%
Negative2.1%
Written reviews300 reviews
Positive61.3%
Neutral3.3%
Negative35.3%

myNetPay

Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Bugs and requests

ING Banking

Reported bugs

3 issues
  • Login and authentication problems
  • Inability to add or manage multiple accounts
  • Inconsistent app behavior across devices and OS versions

Requested features

4 requests
  • Ability to view account statements and transaction history
  • Option to customize app settings and layout
  • Support for international money transfers
  • Integration with other financial tools and services

myNetPay

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

ING Banking

No in-app purchases

None

myNetPay

No in-app purchases

Questions

Is ING Banking free?
ING Banking is free to download, with no in-app purchases.
Is myNetPay free?
myNetPay is free to download, with no in-app purchases.
Do ING Banking or myNetPay have ads?
Neither ING Banking nor myNetPay shows ads.
Which is updated more often, ING Banking or myNetPay?
ING Banking ships an update fortnightly, and myNetPay every 3 months. Most recently, ING Banking was updated on October 24, 2026 and myNetPay on September 26, 2026.

Other comparisons