Simple Expense Tracker vs Envelopes
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Simple Expense Tracker
Easily manage your spending and stay within your budget. Track expenses in real-time, set spending limits, and receive visual cues as you approach or exceed your budget.
- Create custom budgets
- Track expenses in real-time
- Visual budget indicators (orange/red)
- Monitor budget period progress
- Review and delete past transactions
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Simple Expense Tracker helps you stick to your budget! Add transactions as you spend, keep track of your expense in real time. Set a budget and stick to it! Features: - Create your budget including spend limit, period (weekly, fortnightly, monthly) and day of the week to start on - Each time you spend, add a transaction with the amount and an optional description (takes 2 seconds!) - Figures will change orange when you are close to your spend limit and red when you have exceeded it - Track how far through your budget period you are vs how much of your spend limit has been used - Review past transactions and delete as necessary (e.g items which were part of last budget period)
Envelopes
This app helps you manage your money by allocating funds into different spending categories, or "envelopes." You can quickly log expenses to track where your money goes and then refill your envelopes as needed to reach your financial goals.
- Envelope budgeting system
- Expense logging
- Financial goal tracking
- Money allocation
- Spending mindfulness
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The Envelopes app empowers you to gain control over your finances. Allocate money to "Envelopes", different buckets of your spending. As you spend money, quickly log your expenses and be mindful where your money goes. At the end of the week, month, or when you pay check comes in, refill the envelopes and celebrate your steps towards wealth. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Screenshots
Verdict
The clearest difference is rating: Envelopes at 5.0 against Simple Expense Tracker's 2.0. Envelopes also leads on review sentiment (100% vs 75%) and ratings volume (7 vs 1). Simple Expense Tracker's advantage is in-app purchases (none vs 2) and update cadence (every 3 days vs every 2 weeks). On price, ads and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Envelopes sells 2 in-app purchases, starting at $0.99 per month. Simple Expense Tracker asks for nothing beyond the download.
Envelopes holds the better App Store score, 5.0 against 2.0. That said, the two scores are not equally well evidenced: Envelopes has 7 ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 75% of Simple Expense Tracker's written reviews are positive against 100% of Envelopes's.
Simple Expense Tracker ships an update every 3 days, Envelopes every 2 weeks. The most recent releases landed on November 2, 2026 and November 4, 2026 respectively.
| Parameter | Simple Expense Tracker | Envelopes |
|---|---|---|
| Price | Free | Free |
| Rating | 2.0 (1 ratings) | 5.0 (7 ratings) — better |
| Positive reviews | 75.0% of reviews | 100.0% of reviews — better |
| Number of ratings | 1 | 7 — better |
| Update frequency | Every 3 days — better | Every 2 weeks |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Monetization | Free — better | Freemium |
| Devices | iPhone, iPod | iPhone, iPad |
| Requires iOS | 11.0 — better | 18.0 |
| Further details — not scored | ||
| Size | 11 MB | 9 MB |
| Age rating | 4+ | 4+ |
| Developer | Mitchell Duncan | JOSCHUA GLAU |
Customer experience
Simple Expense Tracker
Envelopes
In-app purchases
Simple Expense Tracker
No in-app purchases
Envelopes
- Monthly$0.991 Month
- Yearly7 Days trial$4.991 Year
Questions
Is Simple Expense Tracker free?
Is Envelopes free?
Which has better reviews, Simple Expense Tracker or Envelopes?
Do Simple Expense Tracker or Envelopes have ads?
Which is updated more often, Simple Expense Tracker or Envelopes?
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