Comparison

MLC vs AAMI App

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

MLC

Manage your superannuation, pension, or investment accounts with ease. Securely access your balances, view transactions, update personal details, and track contributions. Find and consolidate lost super, and get notified of payments.

Highlights
  • View account balances
  • Secure login (PIN, Touch ID, Face ID)
  • Check transactions and beneficiaries
  • Review insurance cover
  • Track super contributions
  • Find and consolidate super
  • Update personal details
Features
Read full description

With the MLC app you can: • View your MLC MasterKey super, pension, or investment balances—quickly and simply. • Get secure and easy access, using a PIN, Touch ID or Face ID (only available on compatible devices). • Check transactions, nominated beneficiaries, and your current mix of investment options. • Get notified when you receive a super payment. • Review insurance cover within your super account. • Keep an eye on your super contributions. • Find and consolidate your super. • View your regular investments and withdrawals, distributions, transactions and investment options in your MasterKey investment account. • Update your personal details. • View our super fund details such as our Fund ABN, Product USI, address, and complying fund statement. • Use the app to easily send your super account details to your employer when you change jobs. • View your balance over financial years as a handy, interactive graph. • Get easy access to help and support within the app. Already have MLC online access? Download the app now. You'll need to be registered for MLC online access. Not registered? Simply go to mlc.com.au or call us on 132 652. Please note: • The app doesn’t include information on MLC Wrap, MLC Navigator or products such as standalone insurance. • This app isn’t intended for use by financial advisers.

About

AAMI App

Manage your AAMI insurance policies conveniently from your smartphone. Update personal information, pay renewals, view policy documents, and track claims with real-time status updates. Receive important notifications about your policies.

Highlights
  • Manage supported insurance policies
  • Update personal and payment details
  • Pay policy renewals
  • View policy documents
  • Track home and motor claims
  • Receive policy notifications
Features
Read full description

The AAMI App is here! Got an AAMI insurance policy? Then this is for you! The AAMI App makes it easy to check and manage supported policies, right from your pocket. “What can I do with this app?!” you’re probably wondering. Good question! • Update your personal details, like your address and payment details. • Pay your renewal. • Check policy docs. • Track home and motor claims, with status updates as they progress. • Receive notifications about things like finalised claims and upcoming renewals. Sounds good, right? We’ve said it before, and we’ll say it again… Lucky you’re with AAMI!

Screenshots

MLC4 screens
AAMI App4 screens

Verdict

The call

The clearest difference is review sentiment: MLC at 30% against AAMI App's 17%. MLC also leads on monetization model (free vs ad-supported) and iOS requirement (15.1 vs 18.6). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

MLC ships an update every 2 months, AAMI App every 5 weeks. The most recent releases landed on September 2, 2026 and September 29, 2026 respectively.

Scorecard3 real differences · 7 level
MLC versus AAMI App: the parameters behind the verdict, then further details
ParameterMLCAAMI App
PriceFreeFree
Rating—4.7 (29 ratings) — better
Positive reviews30.2% of reviews — better17.2% of reviews
Number of ratings—29 — better
Update frequencyEvery 2 monthsEvery 5 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree — betterAd-supported
DevicesiPhone, iPodiPhone, iPad
Requires iOS15.1 — better18.6
Further details — not scored
Size49 MB249 MB
Age rating4+4+
DeveloperIOOF Service Co Pty LtdAAI Limited

Customer experience

MLC

Written reviews43 reviews
Positive30.2%
Neutral18.6%
Negative51.2%

AAMI App

All ratings29 ratings
Positive93.1%
Neutral3.4%
Negative3.4%
Written reviews99 reviews
Positive17.2%
Neutral8.1%
Negative74.7%

Bugs and requests

MLC

Not enough reviews yet to summarise bugs or requests.

AAMI App

Reported bugs

15 issues
  • App crashes when accessing driver rewards tab
  • Login failures and 'something went wrong' errors
  • Policies not displaying despite being added
  • Chat disconnects and loses conversation history
  • Claim information wiped when receiving calls/texts
Show 10 more
  • App logs out mid-claim without saving progress
  • Home page error preventing policy viewing
  • Contact information update functionality broken
  • Payment processing fails despite correct details
  • Incompatibility with iPhone 15
  • Weather alert notifications lose information after login
  • Trip tracking marks false hard braking/cornering
  • Slow server response times for claim retrieval
  • Photo upload errors on existing claims
  • iOS app requires force-close to access after rejection

Requested features

12 requests
  • Direct payment button for installments
  • Policy documents viewable within app
  • Ability to update address and contact details in app
  • Copy-paste functionality for claim numbers
  • Save progress when filing claims
Show 7 more
  • Consistent payment date change functionality
  • Email contact option for inquiries
  • Display all policies without errors
  • Offline access to policy information
  • Integration of all AAMI services in single app
  • Improved weather alert functionality
  • Better trip tracking accuracy for driver rewards

In-app purchases

None

MLC

No in-app purchases

None

AAMI App

No in-app purchases

Questions

Is MLC free?
MLC is free to download, with no in-app purchases.
Is AAMI App free?
AAMI App is free to download, with no in-app purchases.
Do MLC or AAMI App have ads?
Neither MLC nor AAMI App shows ads.
Which is updated more often, MLC or AAMI App?
MLC ships an update every 2 months, and AAMI App every 5 weeks. Most recently, MLC was updated on September 2, 2026 and AAMI App on September 29, 2026.

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