Equip vs Unloan
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Equip
Manage your superannuation fund easily from your mobile device. Track your account balance, review investment performance, and consolidate lost super. Plan for your retirement income and check your insurance coverage.
- View account balance
- Update investments
- Consolidate superannuation
- Check retirement income
- View insurance details
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Quick. Easy. Secure. The new Equip app lets you manage your superannuation on the go. Download it today and take control of your future. Equip members can use the app to: View your account balance - check your latest contributions and see how you're tracking for retirement. Check and update your investments - see how your investment options are performing and choose the best mix for you. Consolidate your super - find your lost super, roll it in with Equip, and save money on unnecessary fees. Check your retirement income - see how much money you'll have for retirement and what that means in annual income. View your Insurance - Make sure you're covered for life's twists and turns. Togethr Trustees Pty Ltd ABN 64 006 964 049, AFSL 246383 (“Togethr”) is the trustee of the Equipsuper Superannuation Fund ABN 33 813 823 017 (“Equip” or “the Fund”).
Unloan
Manage your home loan digitally with a low interest rate and no ongoing fees. Track payments, optimize your loan with insights, and set up automated repayments. Securely access your account anytime, anywhere.
- Low interest rate home loan
- No ongoing fees
- Automatic loyalty discount
- Manage home loan on the go
- Secure login with FaceID/fingerprint
- Track upcoming payments
- Loan and property insights
- Automated loan repayments
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We're Unloan, an Australian digital home loan provider built and owned by the Commonwealth Bank of Australia. We're multi award-winning and recognised for delivering outstanding value to customers. Our home loan is designed to help you save more, with a low interest rate, no ongoing fees and an automatic loyalty discount. - Everything you need anywhere, anytime. Manage your home loan on the go and view your account balances from the palm of your hand. - Secure and easy to use. Log in quickly with FaceID or fingerprint. - Never miss an update. Keep track of your upcoming payments. - Optimise your home loan with loan and property insights. Track and grow your interest savings, understand your equity position, and pay down your loan faster. - Automated and easy payments. Use Unloan AutoPay to set loan repayments. There’s plenty more on the way. Stay tuned for more features that will help you stay in control of your home loan. Have an idea or got feedback? Tell us what you want in the app or email us at hello@unloan.com.au. Proud winners of: Canstar Outstanding Value Award 2023, 2024 & 2025 Finder Value Home Loan 2025 & 2026, Refinance Variable Home Loan 2026, Owner Occupier P&I Variable 2026 Mozo Low Cost Home Loan 2024 & 2025 Money Magazine Best Value Flexible Home Loan and Best Value Investment Loan 2025 WeMoney Excellent Rates and Fees 2024 & 2025, Best for Value 2025
Screenshots
Verdict
The clearest difference is review sentiment: Unloan at 75% against Equip's 3%. Unloan also leads on update cadence (every 2 months vs every 5 months) and iOS requirement (15.1 vs 17). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Equip ships an update every 5 months, Unloan every 2 months. The most recent releases landed on October 21, 2026 and October 24, 2026 respectively.
| Parameter | Equip | Unloan |
|---|---|---|
| Price | Free | Free |
| Rating | 1.5 (2 ratings) — better | — |
| Positive reviews | 2.6% of reviews | 75.0% of reviews — better |
| Number of ratings | 2 — better | — |
| Update frequency | Every 5 months | Every 2 months — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad | iPhone, iPod |
| Requires iOS | 17 | 15.1 — better |
| Further details — not scored | ||
| Size | 25 MB | 82 MB |
| Age rating | 4+ | 17+ |
| Developer | Togethr Trustees Pty Ltd | Commonwealth Bank of Australia |
Customer experience
Equip
Unloan
Bugs and requests
Equip
Reported bugs
15 issues- Login screen freezes with spinning loading circle
- App logs user out randomly and requires full re-authentication
- Face ID and PIN settings reset after each login
- Two-factor authentication loop prevents successful login
- App becomes unresponsive after a few days of use
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- Site unavailable error message appears frequently
- App fails to load user information and balance data
- Spinning wheel of death on login screen
- App crashes and requires reinstallation monthly
- Login screen not properly centered on display
- App freezes when navigating between pages
- Excessive buffering with no completion
- App requires reinstallation after each update
- Zero balance display causing false security concerns
- App incompatible with iOS versions below 15/16
Requested features
9 requests- Implement proper Face ID and PIN persistence
- Add passkey and secure token authentication
- Reduce session timeout from 30 seconds
- Follow modern design principles and UX standards
- Enable more functionality within app (reduce need to call)
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- Implement auto-login after app updates
- Add dark mode option
- Improve navigation with fewer clicks to access information
- Add proper error messaging and status indicators
Unloan
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Equip
No in-app purchases
Unloan
No in-app purchases
