CRDB OTP vs iPAY
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
CRDB OTP
This app provides a secure, time-based one-time password solution for mobile devices. It enhances authentication for banking transactions, ensuring strong security for users.
- Strong authentication solution
- Time synchronous one-time passwords
- Mobile device compatibility
- Free to use
- Enhanced security for transactions
Read full descriptionHide full description
CRDB Omni m-OTP CRDB BANK Mobile-OTP is a free "strong authentication" solution for all gadgets capable mobile devices like phones or PDAs. The solution is based on time synchronous one time passwords.
iPAY
Read full descriptionHide full description
iPay - Simplified Payments for Every Need iPay provides robust security, multiple payment methods and detailed transaction reports to help organizations optimize their payment processes.iPay is a versatile payment gateway designed to streamline transactions for businesses of all sizes. With iPay, organizations can easily collect payments across various platforms and products.
Screenshots
Verdict
The clearest difference is update cadence: iPAY at every 6 weeks against CRDB OTP's every 12 months. CRDB OTP's advantage is iOS requirement (12.0 vs 15.1). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
CRDB OTP ships an update every 12 months, iPAY every 6 weeks. The most recent releases landed on October 15, 2026 and October 25, 2026 respectively.
| Parameter | CRDB OTP | iPAY |
|---|---|---|
| Price | Free | Free |
| Rating | 2.3 (3 ratings) — better | — |
| Positive reviews | 0.0% of reviews | — |
| Number of ratings | 3 — better | — |
| Update frequency | Every 12 months | Every 6 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 12.0 — better | 15.1 |
| Further details — not scored | ||
| Size | 21 MB | 49 MB |
| Age rating | 17+ | 4+ |
| Developer | CRDB BANK PLC | HAS INNOVATIONS TRADING LLC |
In-app purchases
CRDB OTP
No in-app purchases
iPAY
No in-app purchases
