TopCard Security vs Subscription Tracker
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
TopCard Security
Securely access digital financial services with this app. It provides quick login to portals and mobile apps using a PIN and generates one-time passwords for enhanced security. The app is protected by a user-chosen PIN and receives regular updates for optimal two-factor authentication.
- Secure login to digital services
- QR code scanning for portal access
- PIN protection for app security
- One-time password generation
- Two-factor authentication
- Quick and easy access
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The TopCard Security App is your secure and comfortable gateway to our digital services, such as the TopCard Portal and the TopCard Mobile App. This is how easy it is: • TopCard Portal: Open the login page, scan the QR code with the Security App and enter the PIN to securely log in to the TopCard Portal. • Mobile App: Start the Mobile App, enter the PIN – done! Benefit of the TopCard Security App: • Quick and easy access to digital services This is how secure the TopCard Security App is: • The Security App is protected by a password (PIN) of your choice, even if you should lose the smartphone. • The Security App generates and validates a new security code (one-time password) each time you log in to the Web Portal or Mobile App. • We keep the Security App up to date in order to offer you optimum protection with two-factor authentication at all times. How to activate the app: • Load the "TopCard Security App" on your smartphone. • Start the app and follow the instructions to activate it. Requirements: • TopCard Credit Card or Prepaid Card • Device with iOS 15 or higher • Jailbroken devices are not supported. The TopCard team hopes you enjoy using the TopCard Security App. We are looking forward to your feedback and your rating in the App Store.
Subscription Tracker
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SubClock is a subscription tracker for iPhone. Add the services you pay for, see the next charge, and review renewals before they hit. Reminders • Local alerts 3 days and 1 day before each renewal, at noon • No bank login and no automatic detection — you enter the real amount Calendar and spending • Upcoming renewal dates on a calendar • Monthly and yearly totals in your currency • Savings from subscriptions you cancel and keep in the list Free keeps up to 2 subscriptions. Pro unlocks calendar, reminders, detailed savings, and 3 or more records. Your subscription details stay on this device. SubClock does not sell financial data. Monthly and yearly Pro plans renew automatically until you cancel. Lifetime is a one-time purchase. There is no free trial. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Screenshots
Verdict
The clearest difference is in-app purchases: TopCard Security at none against Subscription Tracker's 3. TopCard Security also leads on iOS requirement (16.0 vs 18.0). Subscription Tracker's advantage is update cadence (every 2 days vs every 2 months). On price, ads and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Subscription Tracker sells 3 in-app purchases, starting at $3.99 per month. TopCard Security asks for nothing beyond the download.
TopCard Security ships an update every 2 months, Subscription Tracker every 2 days. The most recent releases landed on September 19, 2026 and September 18, 2026 respectively.
| Parameter | TopCard Security | Subscription Tracker |
|---|---|---|
| Price | Free | Free |
| Rating | 4.6 (158 ratings) — better | — |
| Positive reviews | 36.4% of reviews | — |
| Number of ratings | 158 — better | — |
| Update frequency | Every 2 months | Every 2 days — better |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Monetization | Free | — |
| Devices | iPhone | iPhone |
| Requires iOS | 16.0 — better | 18.0 |
| Further details — not scored | ||
| Size | 73 MB | 13 MB |
| Age rating | 17+ | 4+ |
| Developer | UBS Card Center AG | Ahmet Onur Sahin |
In-app purchases
TopCard Security
No in-app purchases
Subscription Tracker
- SubClock Pro Monthly$3.991 Month
- SubClock Pro Yearly$29.991 Year
- SubClock Pro Lifetime$49.99
Questions
Is TopCard Security free?
Is Subscription Tracker free?
Do TopCard Security or Subscription Tracker have ads?
Which is updated more often, TopCard Security or Subscription Tracker?
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