Comparison

QuickBucks vs SeedFi

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

QuickBucks

Access bank loan app for instant loan applications. Offers various loan types including payday loans, salary advances, and personal loans. Available to both bank customers and non-customers.

Highlights
  • Instant loan applications
  • Payday loans
  • Salary advance
  • Personal loans
  • Device financing
  • Vehicle finance
  • Mortgage options
Features
Read full description

QuickBucks is the Instant Loan Application from Access Bank. The application is available to both customers and non-customers of Access Bank. With QuickBucks, you can get the following loans: - PayDay Loan - Salary Advance - Small Ticket Personal Loan - Device Financing - Vehicle Finance - Mortgage To get started, simply follow the following steps: 1. Download the app. 2. Click on signup and enter your email address and BVN-linked phone number. 3. An OTP will be sent to your phone number which will be used to validate app. 4. Proceed to update your profile and update your details (Location, Bank Account number, monthly salary) 5. Continue the signup process by choosing your preferred password and 4-digit PIN (which will be used for authenticating all transactions) 6. Accept the T and Cs and proceed to submit and sign in with your newly created credential Key Features: - Flexibility to sign in with your email address or phone number and password. - Fingerprint authentication for easier login - A holistic view of all eligible loan facilities - View active loans - View nearby points of interest like supermarkets, bank branches and shop seamlessly without any collateral

About

SeedFi

This app connects users to loan opportunities, allowing them to form or join communities for better interest rates and discounts. It facilitates group borrowing to achieve financial goals.

Highlights
  • Access loan opportunities
  • Create or join loan communities
  • Benefit from community discounts
  • Achieve better interest rates
  • Financial goal achievement
Features
Read full description

SeedFi provides access to various loan opportunities. Create or join a cluster on SeedFi to enjoy better interest rates and discounts given to SeedFi communities.

Screenshots

QuickBucks4 screens
SeedFi3 screens

Verdict

The call

The clearest difference is rating: SeedFi at 3.3 against QuickBucks's 2.5. SeedFi also leads on review sentiment (42% vs 4%). QuickBucks's advantage is ratings volume (95 vs 17) and iOS requirement (13.0 vs 15.6). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

SeedFi holds the better App Store score, 3.3 against 2.5. That said, the two scores are not equally well evidenced: QuickBucks has 95 ratings behind it against 17, so its average is the more settled of the two. Written reviews point the same way: 4% of QuickBucks's written reviews are positive against 42% of SeedFi's.

UpkeepUpdate frequency

QuickBucks ships an update every 3 months, SeedFi every 2 months. The most recent releases landed on September 24, 2026 and September 23, 2026 respectively.

Scorecard4 real differences · 6 level
QuickBucks versus SeedFi: the parameters behind the verdict, then further details
ParameterQuickBucksSeedFi
PriceFreeFree
Rating2.5 (95 ratings)3.3 (17 ratings) — better
Positive reviews4.0% of reviews41.7% of reviews — better
Number of ratings95 — better17
Update frequencyEvery 3 monthsEvery 2 months — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS13.0 — better15.6
Further details — not scored
Size52 MB121 MB
Age rating4+17+
DeveloperAccess Bank PlcThe Dataseed Company Limited

Customer experience

QuickBucks

All ratings95 ratings
Positive34.7%
Neutral7.4%
Negative57.9%
Written reviews25 reviews
Positive4.0%
Neutral4.0%
Negative92.0%

SeedFi

All ratings17 ratings
Positive58.8%
Neutral0.0%
Negative41.2%
Written reviews12 reviews
Positive41.7%
Neutral0.0%
Negative58.3%

In-app purchases

None

QuickBucks

No in-app purchases

None

SeedFi

No in-app purchases

Questions

Is QuickBucks free?
QuickBucks is free to download, with no in-app purchases.
Is SeedFi free?
SeedFi is free to download, with no in-app purchases.
Which has better reviews, QuickBucks or SeedFi?
SeedFi is rated higher. QuickBucks averages 2.5 out of 5 from 95 ratings, while SeedFi averages 3.3 from 17 ratings.
Do QuickBucks or SeedFi have ads?
Neither QuickBucks nor SeedFi shows ads.
Which is updated more often, QuickBucks or SeedFi?
QuickBucks ships an update every 3 months, and SeedFi every 2 months. Most recently, QuickBucks was updated on September 24, 2026 and SeedFi on September 23, 2026.

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