UCB One vs Smart Fuel Pass
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
UCB One
This digital banking app allows users to open accounts, manage finances, and conduct transactions securely and conveniently. It offers features like fund transfers, bill payments, and cardless ATM withdrawals, all accessible from anywhere.
- Open bank accounts digitally
- Manage accounts, cards, and transactions
- Transfer funds to UCB and other banks
- Send money to MFS wallets
- Pay bills and mobile top-ups
- Cardless ATM withdrawals
- Personal finance tools and calculators
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About UCB One UCB One is the official digital banking app of United Commercial Bank PLC, designed for secure and convenient banking. Open accounts, manage finances, and perform transactions anytime, anywhere. Account Opening Open a bank account directly through the app using your NID, without visiting a branch. Subject to regulatory requirements and verification. Banking Services • View and manage accounts, cards, and transactions • Transfer funds to UCB and other banks (EFTN/NPSB/RTGS) • Send money to MFS wallets (bKash, Nagad, Rocket, upay) • Pay bills, mobile top-ups, and schedule payments • Download statements and access banking services Tools & Convenience • Personal finance tools and EMI calculator • Cash by Code for secure cardless ATM withdrawal • ATM and branch locator Security • Multi-layer authentication and OTP verification • Real-time alerts and notifications • Secure protection of customer data and transactions Disclaimer Services are subject to applicable regulations, transaction limits, and system availability.
Smart Fuel Pass
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Smart Fuel Pass gives you access to hundreds of EV charging points with direct payment and no hidden fees. Whether public or private, you can easily start and stop charging right from the app. Discover nearby chargers with detailed information about connector types, availability, and pricing. Follow your charging session in real time with insights on charging power, energy delivered, and battery state of charge. With Smart Fuel Pass you get: Access to public and private charging stations Direct, instant payment without extra fees Clear overview of charging sessions and costs Easy management of your charging history Make EV charging simple, transparent, and accessible everywhere.
Screenshots
Verdict
UCB One and Smart Fuel Pass are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
UCB One ships an update every 5 weeks, Smart Fuel Pass monthly. The most recent releases landed on October 29, 2026 and October 30, 2026 respectively.
| Parameter | UCB One | Smart Fuel Pass |
|---|---|---|
| Price | Free | Free |
| Rating | 3.6 (374 ratings) — better | — |
| Positive reviews | 29.9% of reviews | — |
| Number of ratings | 374 — better | — |
| Update frequency | Every 5 weeks | Monthly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPad | iPhone, iPod |
| Requires iOS | 16.0 | 15.0 — better |
| Further details — not scored | ||
| Size | 100 MB | 32 MB |
| Age rating | 17+ | 17+ |
| Developer | United Commercial Bank Limited | Ultima Payments |
Bugs and requests
UCB One
Reported bugs
4 issues- Inability to add beneficiaries
- Credit card payment feature not working
- Dashboard and card details crashing
- Frequent server connection issues
Requested features
5 requests- Add biometric login (Face ID, Touch ID)
- Improve UI/UX design
- Enhance transaction history and statements
- Add support for international transactions
- Implement DPS/FDR management features
Smart Fuel Pass
Not enough reviews yet to summarise bugs or requests.
In-app purchases
UCB One
No in-app purchases
Smart Fuel Pass
No in-app purchases
