UCB One vs eJanata
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
UCB One
This digital banking app allows users to open accounts, manage finances, and conduct transactions securely and conveniently. It offers features like fund transfers, bill payments, and cardless ATM withdrawals, all accessible from anywhere.
- Open bank accounts digitally
- Manage accounts, cards, and transactions
- Transfer funds to UCB and other banks
- Send money to MFS wallets
- Pay bills and mobile top-ups
- Cardless ATM withdrawals
- Personal finance tools and calculators
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About UCB One UCB One is the official digital banking app of United Commercial Bank PLC, designed for secure and convenient banking. Open accounts, manage finances, and perform transactions anytime, anywhere. Account Opening Open a bank account directly through the app using your NID, without visiting a branch. Subject to regulatory requirements and verification. Banking Services • View and manage accounts, cards, and transactions • Transfer funds to UCB and other banks (EFTN/NPSB/RTGS) • Send money to MFS wallets (bKash, Nagad, Rocket, upay) • Pay bills, mobile top-ups, and schedule payments • Download statements and access banking services Tools & Convenience • Personal finance tools and EMI calculator • Cash by Code for secure cardless ATM withdrawal • ATM and branch locator Security • Multi-layer authentication and OTP verification • Real-time alerts and notifications • Secure protection of customer data and transactions Disclaimer Services are subject to applicable regulations, transaction limits, and system availability.
eJanata
Access banking services 24/7 from anywhere with this internet banking application. It offers digital payments, account management, and enhanced customer service, enabling paperless transactions and greater control over finances.
- 24/7 Banking Services
- Digital Payments
- Secure Sign-in
- Account Management
- Paperless Banking
- Control over finances
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Being the second largest state-owned commercial bank in Bangladesh, Janata Bank is now coping with these modern technologies very well. To ease this process and create a milestone, eJanata-Internet Banking Application of Janata Bank can pave a smooth way and create revolutionary change in our banking sector. eJanata will allow consumers to be able to access banking services from anywhere. Businesses and business owners will then be able to save time by making use of eJanata to process their banking activities anytime anywhere. eJanata will provide following services: 1. Banking Services availability for 24/7. 2. Greater and Enhanced Customer Services. 3. Elimination of Geo-location boundaries of traditional banking. 4. Digital Payments. 5. Secure Sign-in. 6. Alerts and Notifications. 7. Increase data security and reliability. 8. Account Management. 9. Paperless Banking or Green Banking. 10. Control over finances.
Screenshots
Verdict
The clearest difference is rating: UCB One at 3.5 against eJanata's 2.8. UCB One also leads on update cadence (every 5 weeks vs every 3 months) and ratings volume (376 vs 58). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
UCB One holds the better App Store score, 3.5 against 2.8. That said, the two scores are not equally well evidenced: UCB One has 376 ratings behind it against 58, so its average is the more settled of the two. Written reviews point the same way: 30% of UCB One's written reviews are positive against 21% of eJanata's.
UCB One ships an update every 5 weeks, eJanata every 3 months. The most recent releases landed on November 2, 2026 and October 24, 2026 respectively.
| Parameter | UCB One | eJanata |
|---|---|---|
| Price | Free | Free |
| Rating | 3.5 (376 ratings) — better | 2.8 (58 ratings) |
| Positive reviews | 29.9% of reviews — better | 21.1% of reviews |
| Number of ratings | 376 — better | 58 |
| Update frequency | Every 5 weeks — better | Every 3 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad | iPhone, iPad, iPod — better |
| Requires iOS | 16.0 | 15.6 — better |
| Further details — not scored | ||
| Size | 100 MB | 141 MB |
| Age rating | 17+ | 17+ |
| Developer | United Commercial Bank Limited | JANATA BANK PLC. |
Customer experience
UCB One
eJanata
Bugs and requests
UCB One
Reported bugs
4 issues- Inability to add beneficiaries
- Credit card payment feature not working
- Dashboard and card details crashing
- Frequent server connection issues
Requested features
5 requests- Add biometric login (Face ID, Touch ID)
- Improve UI/UX design
- Enhance transaction history and statements
- Add support for international transactions
- Implement DPS/FDR management features
eJanata
Not enough reviews yet to summarise bugs or requests.
In-app purchases
UCB One
No in-app purchases
eJanata
No in-app purchases
