Comparison

Amazon Store Card vs Amazon Flex Debit Card

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Amazon Store Card

Securely manage your Amazon Store Card or Amazon Secured Card. Pay bills, view statements and activity, track rewards, and set up alerts. Access your digital card, view your credit score, and manage your profile.

Highlights
  • Pay bills
  • Access billing statements
  • Review account activity
  • View rewards points
  • Set up alerts
  • View digital card
  • View credit score
Features
Read full description

Manage your Amazon Store Card or Amazon Secured Card securely with the Amazon Store Card app. • Pay your bill • Access your billing statements • Review your account activity, including transaction amount, transaction status and item details • Set up spending and payment due alerts • Enroll in promotional alerts • View available rewards points • Redeem your rewards as a statement credit • Request a credit line increase • Report your card lost or stolen • Add an authorized user • View your digital card for access to your account number • Enroll in paperless statements • View purchase descriptions in activity • View your transactions by bill cycle • Edit your cardholder profile • View your credit score • Submit feedback to improve our app experience The Amazon Store Card and Amazon Secured Card are issued by Synchrony Bank.

About

Amazon Flex Debit Card

Manage your finances on the go with this debit card app. Track spending, earn cash back rewards on fuel and Amazon purchases, and set savings goals. It offers mobile check deposits and access to a large ATM network.

Highlights
  • No monthly fee
  • Lock card if lost or stolen
  • Track spending and cash back rewards
  • Access to 19,000 ATM locations
  • Mobile check deposits
  • Set and track savings goals
  • Categorize personal and business expenses
Features
Currently charting
Read full description

The Amazon Flex Debit Card is the easiest way to manage your money from anywhere, anytime. Access these features and more • No monthly fee • Lock your card if misplaced, lost or stolen¹ • Keep track of spending and cash back rewards • Access to 19,000 ATM locations² • Mobile Check Deposits³ • Set and track savings goals with Vaults • Check your balance online With the Amazon Flex Debit Card app, you can also track cash back rewards—rewards available exclusively to Amazon Flex delivery partners.⁴ • Up to 6% cash back on all fuel and eligible EV charging purchases⁵ • 2% cash back at Amazon.com and Whole Foods Market • 1% cash back on everything else Once you sign up, you can use the app to: • Track the delivery of your card • Activate your new card • Set up Direct Deposit • Transfer funds from another bank account • Categorize your personal and business expenses Learn more about the Amazon Flex Debit Card at https://flex.amazon.com/amazonflexrewards/debitcard Other fees may apply. See Deposit Account Agreement for Terms and Conditions https://secure.amazonflex.greendot.com/account/legals/daa.html 1. Previously authorized transactions and deposits/transfers to your account will function with a locked card. Funds are protected from unauthorized charges. Prompt notice is required. 2. Other fees apply to the Amazon Flex debit Card. 3 free in-Network ATM Withdrawals per calendar month, $3.00 per transaction thereafter, plus any additional fee that the ATM owner or bank may charge. Please see the Deposit Account Agreement for details. 3. Additional customer verification may be required. Other fees and limits apply. See Deposit Account Agreement for details. 4. Maximum cash back limit of $500 per month applies across all categories. Additional terms, conditions limitations and exclusions apply. Rewards are subject to change at any time at our sole discretion. See terms and conditions for complete details. 5. Earn cash back for electric vehicle (EV) charging purchases at stations operated by these participating EV charging networks: Electrify America, EVgo, Blink Charging, Shell Recharge Solutions, EV Connect, PowerFlex, and AmpUp. List subject to change. Bank account opening is subject to identity verification. Banking services provided by and the Amazon Flex Visa® Business Debit Card is issued by Green Dot Bank, Member FDIC, pursuant to a license from Visa U.S.A., Inc. Visa is a registered trademark of Visa International Service Association. Neither Green Dot Bank, Green Dot Corporation, nor Visa U.S.A., Inc, or any of their respective affiliates have any responsibility to fulfill any rewards earned by the Amazon Flex program, including products, services and discounts provided by Stride. Green Dot Bank operates under the following registered trade names: GO2bank, GoBank and Bonneville Bank. All of these registered trade names are used by, and refer to, a single FDIC-insured bank, Green Dot Bank. Deposits under any of these trade names are deposits with Green Dot Bank and are aggregated for deposit insurance coverage. Green Dot is a registered trademark of Green Dot Corporation. ©2022 Green Dot Bank. All rights reserved. WE UPDATE OFTEN AND YOU SHOULD TOO: Regularly updating the app will give you all the latest features, security updates, and a much smoother overall experience managing your money. Questions about your Amazon Flex Card? We’re available 5am to 8pm PST/7 days a week at 1-855-676-0168 or by messaging us through the Amazon Flex Card app. Technology Privacy Statement: https://secure.amazonflex.greendot.com/account/legals/technology-privacy-statement.html

Screenshots

Amazon Store Card4 screens
Amazon Flex Debit Card4 screens

Verdict

The call

Amazon Store Card and Amazon Flex Debit Card both sit at 4.7 stars, but that hides the real split: 41% of Amazon Store Card's written reviews are positive against 17% of Amazon Flex Debit Card's. Amazon Store Card also leads on ratings volume (131K vs 12K). Amazon Flex Debit Card's advantage is chart position (#151 vs unranked) and iOS requirement (12.0 vs 26.0). On price, rating, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.7 for Amazon Store Card against 4.7 for Amazon Flex Debit Card. That said, the two scores are not equally well evidenced: Amazon Store Card has 131K ratings behind it against 12K, so its average is the more settled of the two. Written reviews are what separate them: 41% of Amazon Store Card's written reviews are positive against 17% of Amazon Flex Debit Card's.

UpkeepUpdate frequency

Amazon Store Card ships an update every 3 months, Amazon Flex Debit Card every 2 months. Both last shipped on October 24, 2026.

Scorecard4 real differences · 7 level
Amazon Store Card versus Amazon Flex Debit Card: the parameters behind the verdict, then further details
ParameterAmazon Store CardAmazon Flex Debit Card
PriceFreeFree
Rating4.7 (131K ratings)4.7 (12K ratings) — better
Positive reviews41.0% of reviews — better16.7% of reviews
Number of ratings131K — better12K
Update frequencyEvery 3 monthsEvery 2 months — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
Best chart rank—#151 — better
DevicesiPhoneiPhone, iPod — better
Requires iOS26.012.0 — better
Further details — not scored
Size32 MB135 MB
Age rating4+12+
DeveloperSynchrony FinancialGreen Dot Corporation

Customer experience

Amazon Store Card

All ratings130,853 ratings
Positive91.6%
Neutral6.5%
Negative1.9%
Written reviews227 reviews
Positive41.0%
Neutral14.5%
Negative44.5%

Amazon Flex Debit Card

All ratings6,830 ratings
Positive91.9%
Neutral1.3%
Negative6.7%
Written reviews263 reviews
Positive16.7%
Neutral9.1%
Negative74.1%

User reviews

Amazon Store Card

From 131K App Store ratings

What we love

  • 🚀 Easy to use
  • 🔒 Secure login
  • 👍 Convenient payment options
  • 👍 Helpful for building credit
  • 👍 Straightforward app design

Room to improve

  • 🐛 Delayed transaction updates
  • 🐛 Inconsistent balance display
  • 🐛 Difficulty tracking scheduled payments
  • 🐛 Lack of detailed transaction history

Amazon Flex Debit Card

From 12K App Store ratings

What we love

  • 💰 Cash back rewards
  • ⚡ Instant payouts
  • 📲 Convenient mobile app

Room to improve

  • 🤖 Poor customer service
  • 🔒 Security and account issues
  • 💳 Unreliable card functionality
  • 💸 Excessive fees and limits
  • 🕰️ Slow fund availability

Bugs and requests

Amazon Store Card

Reported bugs

3 issues
  • Payments not reflecting in balance
  • App crashing or freezing on login
  • Inability to update contact information

Requested features

4 requests
  • Ability to view payment history
  • Option to set up automatic payments
  • Improved notification system for due dates
  • More detailed account information and analytics

Amazon Flex Debit Card

Reported bugs

3 issues
  • Login and account access problems
  • Incorrect account balances and transactions
  • Compatibility issues with older devices

Requested features

3 requests
  • Add bank account linking
  • Enable Apple Pay and Zelle
  • Improve app stability and performance

In-app purchases

None

Amazon Store Card

No in-app purchases

None

Amazon Flex Debit Card

No in-app purchases

Questions

Is Amazon Store Card free?
Amazon Store Card is free to download, with no in-app purchases.
Is Amazon Flex Debit Card free?
Amazon Flex Debit Card is free to download, with no in-app purchases.
Which has better reviews, Amazon Store Card or Amazon Flex Debit Card?
Amazon Flex Debit Card is rated higher. Amazon Store Card averages 4.7 out of 5 from 131K ratings, while Amazon Flex Debit Card averages 4.7 from 12K ratings.
Do Amazon Store Card or Amazon Flex Debit Card have ads?
Neither Amazon Store Card nor Amazon Flex Debit Card shows ads.
Which is updated more often, Amazon Store Card or Amazon Flex Debit Card?
Amazon Store Card ships an update every 3 months, and Amazon Flex Debit Card every 2 months. Most recently, Amazon Store Card was updated on October 24, 2026 and Amazon Flex Debit Card on October 24, 2026.

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