Comparison

CIMB THAI vs MTL Click

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

CIMB THAI

Manage your finances on the go with this comprehensive mobile banking app. Access accounts, make transfers, invest in funds, and apply for loans and insurance. Enjoy secure and convenient access to a wide range of financial services anytime, anywhere.

Highlights
  • Account management and balance checks
  • Fund transfers (internal, cross-bank, PromptPay, QR)
  • Mutual fund and bond investments
  • Life and non-life insurance purchases
  • Personal loan and revolving credit applications
  • Secure authentication with facial recognition
Features
Read full description

CIMB THAI is CIMB THAI Bank’s mobile banking application that is multi-functional and responds to your today’s lifestyle, with easy and safe access to a diverse range of financial facilities anytime and anywhere, just like you have your own bank alongside you.  Get to know more about CIMB THAI which will bring you services of your choice and preference.  CIMB THAI is compatible with iOS version 14 and later. Easy, convenient, and safe registration through various channels. - Authenticate yourself with your deposit account number and facial recognition and 6-digit PIN or activation code provided by CIMB Thai Care Center for deposit customers or using the loan account number for loan customers. - For new customer, Able to authenticate yourself via NDID on CIMB THAI application for Speed D Plus Savings by CIMB Thai Bank account opening. Full-fledged savings deposit, current deposit, and fixed deposit accounts (excluding Phermkha Sabai Jai Fixed Account and joint account).  - Check your account details and balance. - Open Speed D Plus Savings by CIMB Thai Bank by yourself anywhere. - View retroactive account movement. Diverse channels of fund transfer. - Fund transfer between CIMB THAI accounts. - Fund transfer cross-bank with destination bank account number. - Fund transfer via PromptPay. - QR scan or QR code picture use for cross-bank fund transfer and receipt of fund. - Check slip by QR scanning on slip or slip picture with QR code. - Cross-border QR payment linkage between Thailand and Malaysia and between Thailand and Indonesia Investment services are available for you anytime, anywhere. - Check details of mutual fund account instantly. - Access Mutual Fund Investment through Subscription, Redemption and Switching with over 400 funds from leading 13 AMCs. - Conduct Client Suitability Test. - View three-year historical fund transactions. - Primary bond and Secondary bond subscription service with quality investment grade bond, variety of qualify selective bond, and easy to management your assets via CIMB my Bond. You can simply make a transaction yourself and view historical statement. Note: Investments involve risks. Investors should carefully study and understand the investment products, including their features, conditions, returns, and risks before making any investment decisions. Life and Non-Life Insurance Services - View a summary of your life insurance policies - Purchase life and non-life insurance directly from insurance providers via the CIMB THAI App Note: Policyholders should carefully review and understand the terms, coverage, benefits, and exclusions of the insurance policy before making a decision. Convenient access to loan services and facilities. - Apply Personal Installment Loan: PersonalCash via CIMB THAI App - Apply Revolving Credit: ExtraCash via CIMB THAI App - Remark: Borrow when necessary and within your means *Terms and conditions are subject to change without prior notice **Loan applicants must be Thai citizens only. Other services  - Easier access to service with Passcode, Fingerprint or Face ID. - Register for PromptPay service by having your citizen ID number and/or mobile number linked to your account on CIMB THAI application. - Make bill payment more easily through QR code / barcode scanning. Stay tuned for our new and upcoming financial products and services that will cater to the lifestyle of today here at CIMB THAI. More Information Website: https://www.cimbthai.com/ Facebook: https://www.facebook.com/CIMBThai Line: http://line.me/ti/p/~@cimbthai CIMB Thai Bank Public Company Limited is a financial institution regulated by the Bank of Thailand (BOT), the Securities and Exchange Commission (SEC), and the Office of Insurance Commission (OIC). Head Office: 44 Langsuan Road, Lumphini, Pathum Wan, Bangkok 10330, Thailand

About

MTL Click

Manage your insurance policies, access digital cards, and find network hospitals. This app allows for convenient policy payments, claim tracking, and even online doctor consultations. It also enables family members to share policies and manage payments together.

Highlights
  • Biometric login (face, fingerprint, password)
  • Digital insurance cards
  • Policy portfolio summary
  • Multiple payment options
  • Hospital finder with coverage details
  • E-claim tracking and notifications
  • Online doctor consultations
Features
Read full description

- MTL Click - The new face of insurance MTL Click ประสบการณ์ใหม่จากเมืองไทยประกันชีวิต - Biometric login เข้าสู่ระบบด้วยการสแกนใบหน้า, สแกนลายนิ้วมือ หรือ รหัสผ่าน - Digicard รวมบัตรประกันแบบกลุ่มและรายบุคคลไว้ในแอปพลิเคชันเดียว - Policy portfolio สรุปและรวมผลประโยชน์ตามประเภทกรมธรรม์ - Payment หลากหลายช่องทางการชำระเบี้ยประกันภัย ไม่ว่าจะเป็น บัตรเครดิต เคาน์เตอร์เซอร์วิส หรือแอปพลิเคชัน KPlus - Hospital finder ค้นหาตำแหน่งของโรงพยาบาลคู่สัญญา พร้อมเปรียบเทียบและแสดงรายละเอียดความคุ้มครอง - E-Claim ติดตามและแจ้งเตือนสถานะการเคลมสินไหม - E-Policy owner service ขอเปลี่ยนแปลงข้อมูลส่วนตัวได้ง่ายๆ - Shared policies สามารถขอเข้าถึงกรมธรรม์ของสมาชิกในครอบครัว และชำระเบี้ยประกันภัยให้กันได้ - Tele-medicine บริการนัดพบแพทย์ออนไลน์และยื่นเรื่องเคลมสินไหมได้ทันที

Screenshots

CIMB THAI4 screens
MTL Click4 screens

Verdict

The call

The clearest difference is rating: MTL Click at 5.0 against CIMB THAI's 2.8. MTL Click also leads on review sentiment (29% vs 0%) and update cadence (weekly vs every 3 weeks). CIMB THAI's advantage is ads (none vs shown). On price, ratings volume, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

MTL Click holds the better App Store score, 5.0 against 2.8. Both are backed by a comparable volume of ratings — 4 and 7 respectively. Written reviews point the same way: 0% of CIMB THAI's written reviews are positive against 29% of MTL Click's.

UpkeepUpdate frequency

CIMB THAI ships an update every 3 weeks, MTL Click weekly. The most recent releases landed on September 16, 2026 and September 26, 2026 respectively.

Scorecard4 real differences · 6 level
CIMB THAI versus MTL Click: the parameters behind the verdict, then further details
ParameterCIMB THAIMTL Click
PriceFreeFree
Rating2.8 (4 ratings)5.0 (7 ratings) — better
Positive reviews0.0% of reviews29.4% of reviews — better
Number of ratings47 — better
Update frequencyEvery 3 weeksWeekly — better
AdsNo — betterYes
In-app purchasesNoNo
MonetizationAd-supportedAd-supported
DevicesiPhone, iPodiPhone, iPod
Requires iOS14.0 — better15.0
Further details — not scored
Size633 MB97 MB
Age rating4+4+
DeveloperCIMB Thai Bank Public Company LimitedMuang Thai Life Assurance Public Company Limited

Customer experience

CIMB THAI

All ratings4 ratings
Positive25.0%
Neutral25.0%
Negative50.0%
Written reviews2 reviews
Positive0.0%
Neutral50.0%
Negative50.0%

MTL Click

All ratings7 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews51 reviews
Positive29.4%
Neutral13.7%
Negative56.9%

In-app purchases

None

CIMB THAI

No in-app purchases

None

MTL Click

No in-app purchases

Questions

Is CIMB THAI free?
CIMB THAI is free to download, with no in-app purchases.
Is MTL Click free?
MTL Click is free to download, with no in-app purchases.
Which has better reviews, CIMB THAI or MTL Click?
MTL Click is rated higher. CIMB THAI averages 2.8 out of 5 from 4 ratings, while MTL Click averages 5.0 from 7 ratings.
Do CIMB THAI or MTL Click have ads?
MTL Click shows ads; CIMB THAI does not.
Which is updated more often, CIMB THAI or MTL Click?
CIMB THAI ships an update every 3 weeks, and MTL Click weekly. Most recently, CIMB THAI was updated on September 16, 2026 and MTL Click on September 26, 2026.

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