Citizens Financial vs CentricCU
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Citizens Financial
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Citizens Financial Services now offers bill presentment and payment via mobile devices with out latest product, the Citizens Financial mobile app. View your account on your device and make payments via Debit Card, Credit Card or ACH.
CentricCU
Manage your finances conveniently on the go. This app allows you to check accounts, transfer funds, pay bills, and deposit checks. It also offers budgeting tools and credit report viewing for comprehensive financial management.
- Check account balances
- Transfer funds
- Pay bills
- Deposit checks
- View credit report
- Budgeting tools
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Manage your money with ease using the My Centric app! Check accounts, transfer funds, pay bills, deposit checks, and view your credit report on the go. Enjoy awesome budgeting tools and secure, convenient banking. Join Centric today and make finances fun and simple!
Screenshots
Verdict
The clearest difference is update cadence: CentricCU at every 3 weeks against Citizens Financial's every 3 months. Citizens Financial's advantage is iOS requirement (13.0 vs 18.4). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Citizens Financial ships an update every 3 months, CentricCU every 3 weeks. The most recent releases landed on October 26, 2026 and October 30, 2026 respectively.
| Parameter | Citizens Financial | CentricCU |
|---|---|---|
| Price | Free | Free |
| Rating | — | 4.8 (3.7K ratings) — better |
| Positive reviews | — | 62.7% of reviews |
| Number of ratings | — | 3.7K — better |
| Update frequency | Every 3 months | Every 3 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | — | Ad-supported |
| Devices | iPhone, iPad, iPod — better | iPhone, iPad |
| Requires iOS | 13.0 — better | 18.4 |
| Further details — not scored | ||
| Size | 11 MB | 196 MB |
| Age rating | 4+ | 4+ |
| Developer | Citizens Financial | Centric FCU |
Bugs and requests
Citizens Financial
Not enough reviews yet to summarise bugs or requests.
CentricCU
Reported bugs
2 issues- Login screen freezes
- Incompatible with older devices
Requested features
2 requests- Dark mode option
- Improved Zelle integration
In-app purchases
Citizens Financial
No in-app purchases
CentricCU
No in-app purchases
Questions
Is Citizens Financial free?
Is CentricCU free?
Do Citizens Financial or CentricCU have ads?
Which is updated more often, Citizens Financial or CentricCU?
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