Macquarie Authenticator vs North
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Macquarie Authenticator
Enhance your account security with this app, offering push notifications for transaction approval or denial and generating one-time passcodes for authentication. It provides a faster, more secure alternative to SMS, especially when traveling internationally.
- Push notifications for transaction approval/denial
- Generate one-time rolling codes
- Offline authentication with rolling codes
- Manage pending tasks
- PIN, fingerprint, and facial recognition unlock
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Protect your Macquarie account with Macquarie Authenticator. Our two-factor authentication app is designed to maximise your security, while also providing a beautiful banking experience. Separate security, seamless experience Macquarie Authenticator works seamlessly with the Macquarie Mobile Banking app. Approve or deny requests in an instant, directly through your notifications, for stronger security that feels like a single, seamless flow. More secure than SMS Unlike with SMS, you can see exactly what you’re approving. We send detailed alerts directly to your secure app, not your phone number. You’re in control Verify important transaction details upfront, such as the amount, recipient and location, so you can approve or deny transactions with confidence.
North
Manage your super, pension, and investments conveniently from your mobile device. Track account balances, view performance, access statements, and update personal details securely.
- Secure login (password, PIN, fingerprint, face recognition)
- Track super, pension, and investment accounts
- View account balance history
- Monitor investment holdings and performance
- Access latest statements and correspondence
- View and update personal/bank details
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The North app provides you with easy access to super, pension and investments on the go and in one place. With the North app you can: - Log in securely using your password or PIN, or security features supported by your device such as fingerprint and face recognition - Keep track of your super, pension and investment accounts - View your account balance history and insurance current level of cover - Monitor your investment holdings, performance and transactions - Find your latest statements and correspondence - View your nominated beneficiaries; and - Update your personal and bank details The North mobile app is available for MyNorth, North, Summit, Generations and ipac iAccess clients. For more information, visit northonline.com.au/mobileapp or contact the North Service Centre on 1800 667 841. T&Cs apply.
Screenshots
Verdict
The clearest difference is update cadence: Macquarie Authenticator at every 4 weeks against North's every 2 months. North's advantage is iOS requirement (13.0 vs 16.0). On price, review sentiment, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Macquarie Authenticator ships an update every 4 weeks, North every 2 months. The most recent releases landed on September 21, 2026 and September 23, 2026 respectively.
| Parameter | Macquarie Authenticator | North |
|---|---|---|
| Price | Free | Free |
| Rating | 3.0 (2 ratings) — better | — |
| Positive reviews | 14.8% of reviews | 16.7% of reviews — better |
| Number of ratings | 2 — better | — |
| Update frequency | Every 4 weeks — better | Every 2 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad | iPhone, iPod |
| Requires iOS | 16.0 | 13.0 — better |
| Further details — not scored | ||
| Size | 185 MB | 99 MB |
| Age rating | 4+ | 4+ |
| Developer | Macquarie Bank Limited | NMMT |
Customer experience
Macquarie Authenticator
North
In-app purchases
Macquarie Authenticator
No in-app purchases
North
No in-app purchases
Questions
Is Macquarie Authenticator free?
Is North free?
Do Macquarie Authenticator or North have ads?
Which is updated more often, Macquarie Authenticator or North?
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