Comparison

Macquarie Authenticator vs North

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Macquarie Authenticator

Enhance your account security with this app, offering push notifications for transaction approval or denial and generating one-time passcodes for authentication. It provides a faster, more secure alternative to SMS, especially when traveling internationally.

Highlights
  • Push notifications for transaction approval/denial
  • Generate one-time rolling codes
  • Offline authentication with rolling codes
  • Manage pending tasks
  • PIN, fingerprint, and facial recognition unlock
Features
Read full description

Protect your Macquarie account with Macquarie Authenticator. Our two-factor authentication app is designed to maximise your security, while also providing a beautiful banking experience.​ Separate security, seamless experience Macquarie Authenticator works seamlessly with the Macquarie Mobile Banking app. Approve or deny requests in an instant, directly through your notifications, for stronger security that feels like a single, seamless flow. More secure than SMS  Unlike with SMS, you can see exactly what you’re approving. We send detailed alerts directly to your secure app, not your phone number. You’re in control Verify important transaction details upfront, such as the amount, recipient and location, so you can approve or deny transactions with confidence.

About

North

Manage your super, pension, and investments conveniently from your mobile device. Track account balances, view performance, access statements, and update personal details securely.

Highlights
  • Secure login (password, PIN, fingerprint, face recognition)
  • Track super, pension, and investment accounts
  • View account balance history
  • Monitor investment holdings and performance
  • Access latest statements and correspondence
  • View and update personal/bank details
Read full description

The North app provides you with easy access to super, pension and investments on the go and in one place. With the North app you can: - Log in securely using your password or PIN, or security features supported by your device such as fingerprint and face recognition - Keep track of your super, pension and investment accounts - View your account balance history and insurance current level of cover - Monitor your investment holdings, performance and transactions - Find your latest statements and correspondence - View your nominated beneficiaries; and - Update your personal and bank details The North mobile app is available for MyNorth, North, Summit, Generations and ipac iAccess clients. For more information, visit northonline.com.au/mobileapp or contact the North Service Centre on 1800 667 841. T&Cs apply.

Screenshots

Macquarie Authenticator3 screens
North4 screens

Verdict

The call

The clearest difference is update cadence: Macquarie Authenticator at every 4 weeks against North's every 2 months. North's advantage is iOS requirement (13.0 vs 16.0). On price, review sentiment, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Macquarie Authenticator ships an update every 4 weeks, North every 2 months. The most recent releases landed on September 21, 2026 and September 23, 2026 respectively.

Scorecard2 real differences · 8 level
Macquarie Authenticator versus North: the parameters behind the verdict, then further details
ParameterMacquarie AuthenticatorNorth
PriceFreeFree
Rating3.0 (2 ratings) — better—
Positive reviews14.8% of reviews16.7% of reviews — better
Number of ratings2 — better—
Update frequencyEvery 4 weeks — betterEvery 2 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPadiPhone, iPod
Requires iOS16.013.0 — better
Further details — not scored
Size185 MB99 MB
Age rating4+4+
DeveloperMacquarie Bank LimitedNMMT

Customer experience

Macquarie Authenticator

All ratings2 ratings
Positive50.0%
Neutral0.0%
Negative50.0%
Written reviews108 reviews
Positive14.8%
Neutral4.6%
Negative80.6%

North

Written reviews48 reviews
Positive16.7%
Neutral6.3%
Negative77.1%

In-app purchases

None

Macquarie Authenticator

No in-app purchases

None

North

No in-app purchases

Questions

Is Macquarie Authenticator free?
Macquarie Authenticator is free to download, with no in-app purchases.
Is North free?
North is free to download, with no in-app purchases.
Do Macquarie Authenticator or North have ads?
Neither Macquarie Authenticator nor North shows ads.
Which is updated more often, Macquarie Authenticator or North?
Macquarie Authenticator ships an update every 4 weeks, and North every 2 months. Most recently, Macquarie Authenticator was updated on September 21, 2026 and North on September 23, 2026.

Other comparisons